My brother wanted to buy a house in Guangzhou, called me to borrow money, I wanted to borrow 400,000 yuan, I was a first two big, and then I discussed this matter with my husband, but my husband's reaction

My brother wanted to buy a house in Guangzhou, called me to borrow money, I wanted to borrow 400,000 yuan, I was a first two big, and then I discussed this matter with my husband, but my husband's reaction surprised me. To tell you the truth, after so many years of marriage, I have also thoroughly seen my husband's personality through this matter.

My husband and I have been married for 10 years, and now we have three lovely children, my husband is now doing a small business himself, and his monthly income is not stable, and he has been relying on my husband to earn money to support the family all these years.

My husband and I are both from the countryside, I have a younger brother, my brother is better than me, he is a bachelor's degree, now working in an Internet company in Guangzhou, the monthly salary is also more than 20,000 yuan.

My brother has been married for 5 years and he and my sister-in-law are currently having a son who is now 4 years old. My sister-in-law is also working in Guangzhou, about 6,000 yuan a month.

Yesterday morning, my brother called me. He said to me, "Sister, I am going to buy a school district house in Guangzhou, but my down payment is not enough, can you lend me some money?" ”

I then asked him, "How much do you have left?" My brother replied, "There is still a difference of about 400,000." I know you're stressed too, so I've borrowed it with friends and family, but the down payment is so far off. ”

So I said to my brother: "You took out a loan to buy a house, and now the down payment is still so much different, then you will have to repay the loan every month in the future, and you will have to pay back the money of relatives and friends, as well as the daily expenses of the family, and your pressure in the future is too great, right?" Why don't you sell your shops in your hometown? ”

In fact, my brother has not borrowed money from me before, and I am not saying that I do not want to lend money to my brother, I am just worried that my brother will be too stressed in the future, after all, it will cost at least a few million to buy a house in Guangzhou, which is not a small amount. It is estimated that the loan will have to be repaid by several thousand every month. You can imagine how much pressure there is.

My brother bought a shop in our hometown in full the year before, but due to the impact of the epidemic in the past two years, the shop has been empty and cannot be rented out. So I suggested he sell it.

But my brother said to me: "The family shop can not change hands, now not rented out is only temporary, now everyone is investing in the shop, if you change hands now, it will be difficult to buy it again in the future." ”

I then said to my brother, "You have to borrow so much money all at once, and I don't have that much money in my hands." Later, my brother said, "You see how much you can lend me, if it is not enough, I will find another way." ”

I thought about it and said to my brother, "Then I'll see first." ”

Although the money earned by my husband is entrusted to me for safekeeping, but this matter, I feel that I can not advocate without authorization, I must consult with my husband, this is the minimum respect between husband and wife, right?

Last night, after my husband came back, I plucked up the courage to say to my husband: "Husband, my brother called me today, and I have something I want to discuss with you." ”

My husband looked at me and said impatiently, "What's the matter?" I know that your brother rarely calls you, and it is not a good thing to make a phone call. ”

I continued: "My brother wants to buy a school district house in Guangzhou, he doesn't have enough money to pay the down payment, he wants to borrow some money from us. ”

As soon as I finished speaking, I didn't expect my husband's face to come down as soon as he pulled it down, and he said with a serious face: "He wants to buy a house in Guangzhou?" But did he say how much he wanted to borrow? ”

I continued, "My brother said there was a gap of 400,000. When my husband heard this, he immediately narrowed his eyes and said, "What? 400,000? Your brother can really say it. ”

I quickly said to my husband: "My brother said that he should borrow everything, but it is still 400,000, we can make up as much as he can, if it is not enough, he will find his own way." ”

At this time, my husband suddenly fell silent, and after a while, my husband suddenly said: "Our family's economic power is not in your hands, don't you just call him directly?" ”

I then said to my husband: "Although I am in charge of the economic power, but all this money is earned by you, I don't dare to make my own decisions, I still have to ask you for instructions, if I don't consult with you and directly call my brother, then you will definitely be angry?" ”

Unexpectedly, my husband said, "What am I angry about?" You hit it, and it didn't help me to be angry. ”

Then I asked my husband, "So how much do you think we should give my brother?" "In fact, we only have a deposit of 300,000 yuan."

My husband replied to me, "The money is in your hands, you can watch and do it yourself." ”

Later, I thought about it, my husband needs to leave some spare funds for business, plus daily expenses, etc., I said to my husband: "Or we will call my brother 200,000 yuan, right?" ”

I thought my husband would think I borrowed too much, but my husband said, "Isn't your brother still 400,000?" You call him 250,000 first, and in two days I will raise 150,000 for him. ”

My husband and I said, "How about that?" We are already under a lot of pressure now, you have lent him all the money, and you have gone outside to help him borrow money, what if we need to use the money urgently? ”。

Unexpectedly, my husband said: "It's okay, you don't have to worry about money, I have a plan, I will find a way." ”

Hearing what my husband said, I was really touched in my heart, and I suddenly found that this man was very handsome, although he usually had a big temper and was a bit wordy, but at the critical moment, he was really a grandfather.

Through this incident, I finally saw clearly his personality, and I felt that I was really lucky not to marry the wrong person.

In fact, I think my brother borrowed money from us, he should call my husband, fortunately, my husband does not care about this, but to show respect for my husband.

I wondered, wouldn't it be better if I didn't call my brother first and then I asked my brother and my husband to call?

Do you think that in this case like my brother, should I borrow a down payment to buy a house in Guangzhou?

Do you think my husband is doing the right thing?