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Keywords: financial concept
Subject: Female
Q: I'm 85 years old, high school, 155, 105 pounds, doing direct sales. Separated from her husband for five years, just divorced in May, my son legally followed him, but I lived until adulthood.
My boyfriend is 6 years younger than me, an only child, an undergraduate, who said that he used to be bankrupt in business and now owes hundreds of thousands.
And he knew people near the National Day search last year, because it was not in the same city that could be searched, and they all felt that it was fate.
The next day came to see me in my city, and within a few days of formal dating.
I moved in this year because I have kids and a mom, and I just go to him every three to five minutes.
When I knew him for three months, I let my credit card cash out twenty-five thousand to pay him off the debt, I didn't do it to him angry, and then I gave it to him, saying that the loan came down to pay me back, but now it has not been repaid.
In the past nine months together, I owe more and more credit cards, because I have no stable income, he has not gone out to work every day at home, and the mobile phone network earns three or five thousand a month.
He couldn't stop his parents from asking him to take the money to pay back or if he had no money, so he asked me to transfer him or cash out to him. At his parents' place, he had been cheating on him to work, saying that he was afraid that his parents would be worried.
Alipay, WeChat red envelope records are almost all I am transferring his money, although not much each time, except for the twenty-five thousand borrowed.
I didn't have the money to buy things for my parents, so I swiped my card and said I would pay it back, but the number of times I repaid it was always less than the one I borrowed.
There are also small money for me, and I will pay for eating out, but I have not given me any gifts for such a long time, and when I first met, I asked what I liked.
A few days ago I said I want to change the car, accompany me to see the immediate fixed, I swiped the card to pick up the car first, and wait for the old car to sell and return the card. He said to help me installments as a dowry.
I was worried that he wouldn't be able to pay, and that I would still have my own credit card, so the pressure was particularly high, and thinking back to the financial tug-of-war between him and me for a few months, I began to doubt his purpose of dating me.
He also kept saying that when I got married in September, he couldn't afford to marry him, thinking I had children he didn't have. Is such a man reliable, and should I consider continuing to associate with him or even getting married?
He didn't dare tell his parents the truth about me, even though he took me and my parents back to my hometown for a few months. Thank you.
South-South Reply:
First of all, I want to first dispel a myth in your heart: the so-called is not in the same city, can be searched, feel that it is fate, that is not fate at all.
With the development of technology now, there are too many software that can roam to other cities.
I help you think in the bad way, maybe people still deliberately engaged in a roaming software, roamed to you, found that it is a fish, and quickly fished.
Moreover, I ran to your city the next day to see you, maybe people have already been ambushed there, but they have made "people nearby" to find out the situation.
He is now in debt of hundreds of thousands, and I can't tell if it's true or not. But what you're telling is true.
When you've known each other for three months, let you cash out 25,000 on your credit card to pay him off your debts. Have you ever wondered what this concept is?
After nine months together, you owe more and more credit cards, and that's the truth.
It's not surprising that such a person who can cheat on your parents cheats on you.
Second, you lack the most basic financial concepts. In such a situation where the finances can be said to have deteriorated, you still have to change the car, and you have to swipe the credit card to pick up the car first.
This financial conception of yours is entirely the basic premise that led to the collapse of all this today.
You also have to worry about credit card sets, and now you are still thinking about getting married with him, which is useless. You should only do two things now.
First, ask him to write you an IOU. Just ask you from the beginning about all the money you borrowed and have used up to now, and ask him to write you an IOU to prove that he borrowed you so much money.
In this way, even if you two tear up and break up in the future, you have an IOU, and you can still find each other for money, otherwise, you may not even find others in the future.
Second, whether it is your own vanity or a wrong financial concept, you have to correct it.
There is no point in changing the car, so it is better to sell the car and pay off a credit card debt first. Your own life is about to collapse, haven't you seen it clearly?
As for these chat histories that you're showing me now, it doesn't make sense at all.
He can admit that you had a much better life before you met him than you are now. Well, what you have to do is start over and stop having illusions.
Looking at the photos you provided, this man is also quite handsome. You see he looks so handsome, even if you let him go to be a model, to take photos, to be a Taobao wild model, good villains also earn some money, not to spend time on you.
You advise him to go more down the right path and make good money. Whether it is you or him, they have all embarked on the days of hard work and prosperity, which is the king's way.
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