Author | Wen Xin Shui
Source | The Livings
ID | thelivings
At the end of 2017, my husband and I were just married for 1 month.
At the dinner table, he suddenly said to his in-laws:
"Mom, the money in your provident fund has already been proposed, right, and the money for Dad's transfer of the restaurant has also arrived?" Plus the previous savings, now a total of more than 400,000, you have one or two million on your body, the rest let me, I will help you keep. ”
I stared at him with surprise in my eyes—I had never said this, or even thought about it, what "custody" was, and the old man sounded like he was asking them for money.
When he made such a request, the in-laws would surely think that I had instigated it.
"Why do you have to give you money, and your parents are not illiterate..." I explained busily, but as soon as the words came out, it was like singing a double reed.
I was like a needle felt, but my husband gave me a look, meaning that I should not interject.
When the mother-in-law listened, she was really full of sorrow: "I just spent more than 500,000 yuan on you, why do you still worry about my money?" ”
I was even weaker.
The more than 500,000 that my mother-in-law said was spent on the down payment and decoration of our wedding room.
In our small county, this money is not too much or too little, but it basically emptied the in-laws' family foundation.
Fortunately, this year coincided with the retirement of the 55-year-old mother-in-law, the provident fund could raise more than 200,000 yuan, and the father-in-law transferred a depressed restaurant to get another 170,000, and they were only relaxed.
But the husband did not stop persuading:
"I'm not worried about your money, you're going to travel or buy big pieces, and I'll give it to you." Dad has no income for the time being, and I will also transfer some pocket money to him on a monthly basis.
I dedicate a card to only your money and report the balance regularly. ”
The in-laws were not moved, and felt that "the money was convenient for them to dispose of", so they put down their chopsticks and returned to the house.
Looking at their backs, I couldn't help but accuse my husband: "What are you doing?" What do you call them thinking of me? ”
The husband explains:
"You don't know, my parents especially love to make some investments, such as listening to others introduce and sell some health care products, and finally piling up at home has become garbage."
Recently, I often see the experience of the elderly being deceived, and I feel that with the personality of my parents, I am idle at home, and it is likely that I will not be able to keep this money.
My dad will have 4 years to retire, and I'm afraid they won't have a good time in the future. ”
I didn't know my in-laws had these "investment" experiences before, but I didn't think it was a big deal.
My husband and I are high school classmates, after 7 years of long-distance love, after graduating from graduate school, we returned to our hometown to enter the system and join the bank, and then we got a license to get married.
My parents were rural people who made a living by craftsmanship and physical strength, but my in-laws were both cultural people.
After graduating from the father-in-law college, he entered the grain bureau, and then resigned to do business due to poor efficiency, but paid social security and received the minimum wage after the age of 60.
My mother-in-law has been working in a credit union since she graduated from high school, and she is also knowledgeable, and before marriage, I will visit them on holidays.
I've always found them open-minded, interested in things that young people like, and easy to communicate.
Therefore, although I know that my husband is not worried about his parents' money, I still oppose his approach:
"Thinking that investment is a good thing, you see my parents, save some money and put it in the bank on a regular basis, and every year there will be a little interest." Your parents will invest, indicating that they can keep up with the times, and they will not be deceived anyway. ”
"Who says you won't be deceived?" The husband retorted.
"Anyway, we live with them, and if they want to invest in any project, you feel unreliable, persuade them." The money is still left to their own cares, and I can't stand your relatives talking nonsense. ”
My husband listened to me, but he was still full of worry.
Two months later, I was pregnant, my mother-in-law was very happy, considering that I could not take my grandchildren without my feet in the future, and thinking of traveling more while I was pregnant, my husband and I expressed our support.
Every time they traveled, they reported some elderly groups, the cost was not high, once, they went to Tibet with the group, a 10-day group. When they returned, the two were elated and brought some specialties as usual.
The difference is that this time it is not local food specialties, but valuables such as jade bracelets and silver bowls.
As soon as we put our luggage down, my mother-in-law couldn't wait to show us the "magic silver bowl" - she filled the silver bowl with water, dragged my husband and me to the balcony, and stared at the silver bowl with bated breath.
"Now, the water is a bit muddy." She paused, "Wait a little longer, the water will change..."
My husband and I were confused and were about to go to the house when my mother-in-law suddenly cried out in surprise: "You see, you see, is this water clearer now?" ”
My husband immediately poked: "Just now we surrounded the bowl to block the sun, now the water is under the sun, the light is good, looking natural and clear." ”
6,000 yuan silver bowl bought by the mother-in-law (courtesy of the author)
The mother-in-law glanced at her husband:
"You just don't look closely, this silver bowl has a 'detoxification' function!" It can adsorb heavy metals in water. When my grandson is born, the water I drink must be filtered with this silver bowl, so that I can rest assured, do you know? ”
I couldn't laugh in my heart, but my husband couldn't laugh: "What a rich family we are!" You're going to wear gold and silver, right? You say how much this bowl costs, right? ”
"Oops, you're so upset, you didn't spend much money!" That's more than 6,000..." The mother-in-law muttered.
The father-in-law should also say: "Yes, now that the pollution is heavy, buy this bowl for the grandson to use, and rest assured." ”
Since the father-in-law came out of the grain bureau, there has been no stable job, the business has also ups and downs, the family status is obviously inferior to the mother-in-law, and the family's affairs are basically unable to do the master.
Over the years, the father-in-law is a little depressed in his heart, but most of his face should bear the mother-in-law, even if he does not approve of some of the mother-in-law's decisions, he will not make too many comments.
More than 6,000 pieces is indeed not much, and the bowl should also be real silver, but buying such a bowl in a silver shop is also in the early 2,000s.
I thought that they went to Tibet to report for a tour fee of only 4,000 yuan per person, so it should be compulsory consumption.
However, since then, I have vaguely felt that my husband's previous worries are not unreasonable, and it is too easy for my in-laws to trust others, and once the "time is ripe", it may be easy to be deceived.
Mother-in-law's family has 3 brothers and sisters, she ranks second, there is a sister above, there is a younger brother below, everyone lives close, and there is frequent exchanges on weekdays.
The husband's aunt's family is relatively well-off, the aunt is the retired leader of the Municipal Agricultural Development Bank, and the aunt is a retired employee of the Agricultural Bank.
In 2019, the only son of my aunt's family moved to Japan with his wife, and the old couple became "empty nest old people", who have been idle at home and come to our house from time to time to party.
Once, after dinner, my aunt suddenly asked me: "You two have some savings, right?" I have a good project here, you follow me to invest, you will definitely be able to get rich. ”
To be honest, I don't like this aunt very much.
When my husband was still in graduate school, he had to save more than 10,000 yuan by internship, and the money was not hot, so his aunt asked him to borrow 10,000 to speculate in stocks.
At the end of 2018, we bought a car and ran out our savings, and my husband euphemistically asked for a debt from my aunt, but my aunt's implication was that he had helped my in-laws a lot when he was young, and we who were juniors even calculated such a little money with him?
In the end, my husband apologized to my aunt in shame, and we never mentioned it again.
We didn't make a payment, and my aunt asked us bluntly about our savings, and I was quite dissatisfied: "We just bought a car, and now we have children to raise, and we only have a little emergency money in hand." ”
My aunt didn't give up at all: "How much is 'a little emergency money'?" The project I recommend to you is only 50,000 yuan is enough, half a year can return the cost, and lying to make money is no different! ”
I never believed that there are projects that can make money lying down, and investment and financial management are also relatively stable.
My aunt saw that I didn't believe it and continued to recommend:
"As long as we take 50,000 yuan and buy a 'Zhongyang Lianzhong server', the head office will help us rent it out, and there will be 1500 income per week!" This project is absolutely reliable, and after this time you have no chance to invest. ”
I don't know what the server, a check on the Internet, found that this company has just been established not long ago, but it claims to provide services for Tencent, NetEase and other large Internet companies.
The most suspicious thing is that the server that investors bought for 50,000 yuan could not even see a shadow from beginning to end.
They do not sign a contract, only an investment receipt - 50,000 yuan principal, a weekly income of 1500 yuan, equivalent to an annualized interest rate of more than 150%, where in the world is such a big pie?
I am more convinced that this is an illegal fundraising scam, and my husband's opinion is the same as mine, "This is a new type of pyramid scheme, obvious scam".
The aunt did not speak with her mouth, and the mother-in-law did not know when she sat down and beat the side drum vigorously: "How can it be a scam, miss this village there is no such shop." ”
The husband reacted suddenly: "Mom, you won't already invest money, right?" ”
The mother-in-law said, "I... I bought 2 units, you can rest assured, this is not a lie, I have received two consecutive weeks of earnings. ”
The husband was already angry in his heart, but thinking that this must be recommended by his aunt, he could only try to control it until his aunt left before asking his mother-in-law: "You invest 100,000 yuan at once, why don't you discuss it with us?" ”
The mother-in-law said angrily: "Why should I invest my money and tell you, you just wait and see, I will definitely make money!" ”
Mother-in-law said that "Zhongyang Lianzhong" has a special studio in our small town, and regularly holds "expand investment" meetings, calling on investors to recommend relatives and friends around them to participate, and each successful recommendation of others to buy a server will have a reward of about 2,000 yuan.
My aunt was the first to join the batch, he bought 3 sets, and then encouraged his mother-in-law and husband's uncle to buy 2 units, and most of the people who invested in this project were also middle-aged and elderly.
The father-in-law said: "I also said that such a high income must be a liar, your mother just believes in her brother-in-law, thinks that he is a retired leader, not to be deceived, what I said is useless." ”
The husband was even more angry: "Dad, you know this matter and don't persuade your mother, don't tell us, I said you will be cheated of money!" ”
The family quarreled with each other, and I thought that since the money had already been invested, the quarrel was useless, so I persuaded him to make peace:
"Even if you invest early, maybe you can make some money, but Mom, you must not invest anymore, this risk is too big, Buffett is not so good at making money." 」
Under my persuasion, the mother and son did not fight each other again, but the husband did not hope to see the return of money.
After that, the mother-in-law often hummed a small song in her mouth, like a demonstration, but as long as she could still hum a small song, at least it meant that she could still get the income on time.
After about two months, the mother-in-law's little song stopped humming, and people were always absent-minded.
The husband realized that the income may not arrive on time, but when asked about her mother-in-law, she always said flatly that "there will be no problems."
After a period of time, the mother-in-law often ran to the aunt's house, and after about two or three months, the mother-in-law's face hung up with an unconcealable joy: "Don't worry, the headquarters has solved the problem, and now there are monthly benefits to the account." ”
We're curious about how her so-called "headquarters" solves the problem.
The mother-in-law looked determined to win:
"The headquarters said that the money from the investment server can be turned into an investment in the 'wisdom medicine box', this 'wisdom medicine box' has a better prospect, and in the future, each community will have a self-service 'wisdom medicine box', 24 hours open, what medicine is needed, scan the code to get the medicine, so we are standing at the outlet of this industry, early investment and early money."
I asked incomprehensibly, "Are you saying that the server you bought before is now directly transferred to you as a 'smart medicine box'?" ”
"Not all. This 'wisdom medicine box' is 70,000 yuan a piece, I bought 2 servers for 100,000 yuan before, and now I have made up 40,000, so I will be converted to a 'wisdom medicine box'. ”
Listening to this, my husband and I already understand the routine - there is no so-called "server", there is no "wisdom medicine box", these fashionable technology terms are just an excuse to raise funds from investors, and the scammers change their investments in order to set up multiple sets of money in the name.
In just half a year, there were more than 100,000 of them, and no one was distressed.
The husband saw that the mother-in-law's persuasion did not work, so he directly reported to the police, but at that time, the specific situation was not clear, the police did not investigate in detail, and the mother-in-law felt that we were more nosy.
But after another two months, the income was completely cut off, the mother-in-law panicked, and more elderly people realized that the project could not even get the principal back, and then collectively reported the case.
After the police investigation, "Zhongyang Lianzhong" was suspected of illegally absorbing public deposits, involving more than 37,000 investors and an unpaid amount of about 4.18 billion yuan.
Zhongyang Lianzhong related bulletin (courtesy of the author)
The mother-in-law invested 140,000 yuan and got back more than 40,000 yuan in income, and the loss of 100,000 yuan made her sullen for several months.
The father-in-law couldn't help but count up: "She always believes in outsiders, doesn't trust her family, and always likes to listen to my words." ”
Husband knife mouth tofu heart, then calm down:
"Even if you are cheated this time, you really don't want to mess with any investment in the future, and you don't want to think, such a good and profitable project, how to find you retired elderly people?" The matter of making money is left to us young people, and you can exercise well. ”
The mother-in-law seemed to listen to her son's advice, but I found that she never admitted that her investment had failed, nor did she show regret.
Listening to her, her aunt's family invested 210,000 yuan and got back 60,000 yuan, but in addition to the income, they also made a lot of "pulling people's heads" money.
Many relatives and friends have strayed into the scam at the instigation of their aunts, who have always comforted everyone by saying that "the state will definitely help us get the principal back" (as of now, this case is still in the investigation stage, and there is basically no hope of returning the original).
Of course we knew he was giving himself a step down, but because of his kinship, it didn't embarrass him.
At the beginning of 2020, the epidemic broke out, and we quarantined at home for more than a month from the Spring Festival holiday.
In the company of a large family, the in-laws temporarily forgot the displeasure of "investment" failure.
However, the failure of the mother-in-law's investment did not sound the alarm bell for the father-in-law, but became the clarion call for him to "move forward".
The father-in-law's age is not yet able to receive retirement wages, as a man, he is embarrassed to reach out to his wife and son for money, usually spending the money transferred by the restaurant, and he is afraid to sit and eat the mountain.
Therefore, he also began to "find something to do", hoping to prove himself when his mother-in-law was frustrated and win back a little dignity in front of his wife.
But he didn't have any skills, he was old, he could only be a security guard, and he was naturally unwilling.
At the beginning of March 2020, my father-in-law heard a friend say that a Shanghai caravan company set up a subsidiary in our small city, and only needed to invest 90,000 yuan to become a shareholder of the subsidiary, and the investment for one year could get back double the principal.
The father-in-law immediately agreed, and what he valued more was that after becoming a shareholder, he could go to work in the company and receive a basic salary of 4,000 yuan per month.
The content of the work is to promote the caravan and follow-up services, such as customers spend 400,000 to 600,000 yuan to buy a caravan, you can continue to put the caravan in the company's custody, the company will also pay customers 10,000 to 20,000 yuan a month "hosting fee"; employees can also promote the rental of caravan membership services, ranging from thousands of yuan to tens of thousands of yuan.
No matter what kind of pitch, you can get the corresponding commission.
After the investment money was paid, my father-in-law took back the contract and asked me and my husband "if there is any problem" with me.
After we read the contract, we shook our heads and sighed, thinking that the family really leaked money, and presumably this money could not be returned.
The epidemic is not over, the prospects of the caravan tourism industry are unclear, not to mention that in a small city like ours, there are very few people who can afford to buy a caravan.
Investing in such a company, wanting to benefit and get a high salary can only be delusional.
Even if the real blind cat meets the dead rat, and someone buys a caravan from the father-in-law, if there is no return in the future, the father-in-law will definitely become the object of debt collection - this is to send himself to the illegal road.
"Dad, since you intend to discuss with us, why do you have to invest all the money before telling us?" The husband wants to cry without tears.
"Am I not afraid that you will stop me?" Father-in-law said.
He also said that I was easily deceived, and he insisted on collecting money from the restaurant and refusing to give it to me. At this time, he will hide from everyone to take so much money out and sell caravans and such an unreliable thing, he will also be deceived, I think he does not want to take a penny back. When the mother-in-law talked about her father-in-law, she seemed to be sober again, completely forgetting that she had been deceived more.
Looking at these two old people who love "investment", I can't help but cry and laugh.
Although we were helpless, the next day we still let our father-in-law take it with us to ask the "initiator" of the project for the return of the investment money.
We are not sure that we can get the money back, because judging from the content of the father-in-law's contract, it cannot be concluded that the initiator has violated the law, and the contract, as a result of the autonomy of the two parties, should abide by the agreement after the signature takes effect.
The promoter did not let the father-in-law "break the contract" on this ground.
The father-in-law still has expectations for this job, he believes that even if the investment is not necessarily doubled after a year, if you can always work here, the monthly salary of 4,000 yuan is also a guarantee.
My husband and I could only give up, but asked my father-in-law not to sell RVs, but only to sell members who rented RVs.
Father-in-law doing caravan publicity in Douyin (courtesy of the author)
At first, the father-in-law work was very passionate, and in addition to the initiators sent by the parent company, there were 3 "shareholders" who came in the same way as him.
He and his colleagues often drive RVs to nearby cities and counties to do exhibitions, and also help the head office to continue to open subsidiaries in nearby cities.
In the first few months, the company paid them full wages on time, but since September, the company has reduced the salary to 2,000 yuan on the grounds of "no business", and after 3 months, the company has not paid any more wages.
The Spring Festival in 2021 is approaching, and the company uses the Spring Festival as an excuse to give employees a 2-month vacation - there is no income during the vacation period.
In March 2021, my father-in-law went back to work and found that the local subsidiary had closed its doors and the caravan used for the exhibition had been recovered by the head office.
Not long after, they received news that the legal representative of the Shanghai head office had been arrested by the public security organs on suspicion of illegal fund-raising.
In July 2021, my father-in-law and colleagues went to the Shanghai head office to ask for principal for many times, and even wanted to drive a motorhome back to sell, but they were unsuccessful.
The father-in-law returned home in a low mood, and he lost not only money, but also nearly 1 year of time and energy.
After that, he can only continue to idle at home, not only to "prove himself" wishful thinking failed to achieve, but also let the mother-in-law snubbed him more, the communication between the two people is less and less, and even sometimes with the help of my husband and I to communicate, the relationship fell to the freezing point.
When the father-in-law threw himself into the "caravan business", the mother-in-law also "reinvigorated".
She, her aunt and uncle, and seven or eight bank employees went to W City in neighboring provinces every week to investigate the "giant rice" project.
The project claims to have formed a "blockchain + agricultural production and sales chain" system, realized the characteristic ecological agriculture industry chain, and jointly developed a new virtual coin "Ao coin" with the well-known "Huobi" technical team.
The aunt and uncle invested another 100,000 yuan in this project, and in just 1 month, the value on the book has exceeded 50% of the investment principal.
The mother-in-law saw that they and several other companions had "earned" money, and also hoped to earn back the money from the previous investment loss through "Ao Coin".
Although I know that virtual currencies such as Bitcoin and Ethereum have indeed enabled many investors to achieve wealth growth, that is also under the premise of forming a huge trading system around the world.
The so-called "Ao coin" in the mother-in-law's mouth is not well known, and it is obviously a means of borrowing money from the wind outlet.
The husband xiaozhi reasoned: "The research and development and promotion of giant rice is certainly valuable, but what is the relationship between giant rice and the 'Austrian coin' you want to invest in, you yourself can't say clearly, since you can't understand, don't touch this matter." ”
Because of the lessons of my in-laws' repeated investment failures, I no longer shrink my head to be an old and good person, and also help my husband:
"Yes, there are too many virtual coins on the market now, and there are people who make money, but more are losing money." Since we don't understand this, don't invest, doesn't it mean that people can't make money outside of cognition? ”
The mother-in-law forgot the consequences of not listening to our persuasion before, and insisted on the theory: "Like you think like this, you don't have to make money, and what you do is not worry about being cheated or worried that the risk is too big, then you don't have to do anything, just eat the old at home." ”
I hastened to explain:
"It's not that you can't do anything." You speculate in stocks, buy funds, I feel nothing, after all, it is a formal platform, even if there is a loss, it is also psychologically prepared.
We have never heard of the 'Ao Coin' you invested in, and we can't find any information on the Internet, don't you give the money to anyone who doesn't know? ”
My mother-in-law still insisted that this "Austrian coin" could make her rich overnight, but after my husband and I took turns to persuade her, she agreed to invest up to 10,000 yuan to try.
In July 2020, when she bought, the Austrian coin was 2 cents a piece, less than 2 months, and the platform showed that it had risen to 5 cents a piece.
At the same time, she is immersed in the joy of "mining" every day - what they call "mining", that is, by making high buy and sell trades every day, the platform will reward about 200 Austrian coins.
She couldn't wait to show us what she had gained, and I occasionally showed the pleasure of being happy for her, but my husband kept reminding her that she couldn't invest anymore, and she said yes.
After a while, my mother-in-law excitedly told me that the Austrian coin rose to 8 cents, the investment of 10,000 yuan has risen to nearly 4 times the principal, and the chairman of the company has put a lot of good news in the investment group, the company will soon be listed, and the "Austrian coin" will rise to more than 10 yuan by 2021.
I asked her in disbelief: "Then the 10,000 yuan you invested will become more than 500,000 yuan?" ”
The mother-in-law replied firmly: "Yes! ”
"Then if you sell it now, won't you make money, so sell it quickly." My husband "agitated" her.
The mother-in-law did not listen to him, said that she knew, and invested 150,000 yuan behind her back.
Until the summer of 2021, when we saw our mother-in-law complaining for no reason all day, we didn't know that the "Ao coin" had fallen to 0.01 yuan, and the platform could not be traded.
This time, the mother-in-law finally showed remorse:
"In the future, I can no longer invest with your aunt, not once is reliable, I have to pull us back when I lose money."
From his youth to the present, I don't know how many times he pit him, he always feels that he has helped us, and our family owes his family. Son, I will take the money out in the future, and I will only listen to you. ”
The father-in-law saw that the mother-in-law had lost a lot, although it was a pity in his heart, but on the face he felt that he had broken back a round, everyone was half a pound and eight or two, and no one should complain about anyone.
He said with a straight face: "You can't say that I am a loser in the future, and you can lose a lot of money than me." ”
Although the mother-in-law was indignant, she also knew that she was wrong, and could only endure the speed of her father-in-law's tongue.
In just 3 years, after 3 "investments", the in-laws' savings of more than 400,000 yuan are about to bottom, and the two blame each other for this, and at home they are cold and cold, and the exchange is only a quarrel.
The husband only regretted that he was not more determined at the beginning, but the matter has come to this point, he is talking angry words, but his heart still hurts his parents, in addition to giving the old two 1,000 yuan every month as a fixed household, but also transferring another 2,000 yuan to the father-in-law who has not been recorded, so that he can go out to relax on weekdays, don't think about making money.
Compared with the father-in-law who was hit by the caravan incident, the mother-in-law who can receive a pension of more than 3,000 yuan per month is obviously "optimistic".
In order to divert unhappy emotions, from the second half of 2021, the mother-in-law is obsessed with live shopping.
Seeing the steady stream of couriers at home, I reminded her to buy less, and she only nodded her head in agreement.
In November 2021, I found my mother-in-law rubbing a bracelet in her hand every day and asked what she was doing, and she told me:
"After receiving some manual work, this bracelet is made by Bodhidharma, who keeps rubbing in his hand until he 'opens the piece' and 'wraps the pulp', and the boss will take it back for 600 yuan."
Nowadays, whenever I hear anything about making money in my mother-in-law's mouth, I am extremely vigilant: "How much does it cost to get this bracelet back?" ”
"That's more than 100." The mother-in-law said it lightly.
Well, this is a new routine again.
I said bluntly: "No one knows what kind of material this is made of, to put it bluntly, this is the excuse for selling things, how can it be recycled?" ”
Seeing that she did not say no, I could only persuade her softly: "Mom, if you really want to make this money, you can only wait for this one to be rubbed out, the merchant really recycled, and then go to get the second one, and you can only collar one by one." ”
She hummed and agreed, but after a few days, I saw that the bracelet in my mother-in-law's hand was different again, and when I asked, I found out that she "took" a few more.
Seeing that I noticed, she first led me to the army: "This is only about 100 yuan, and some are only seventy or eighty yuan." Even if I don't recycle it, I can wear it myself, and I think it's pretty pretty. ”
My mother-in-law said she wanted to wear it, but I had no reason to stop her, so I had to give up, after all, she spent her own money.
In the next few weeks, seeing more and more express boxes in front of my home, my heart mentioned the throat eye again.
One day, I simply picked up a courier box and found out the Douyin merchant whose mother-in-law "led the work" - a shop specializing in selling "Bodhi crafts", and the homepage published a lot of anchor videos.
The female anchor has an outstanding temperament, gentle words and deeds, and when wearing a bracelet and necklace, it makes people feel more fairy, and many messages directly call "fairy under the mortal".
I learned that the store started live broadcasting at 10 o'clock every night, and I also entered the live broadcast room on time on the same day.
The number of people in the live broadcast room is not large, maintaining about 1200 people. The bracelet is indeed not expensive, most of which is around 100 yuan, known as the "Bodhi bracelet".
However, what is different from the mother-in-law's words is that the live broadcast room did not say that it would buy back 600 yuan, but said "60W back" and "75W back" very vaguely when introducing each product, and promised "the store to buy back indefinitely" from time to time.
As for what "W" means, it is not clear, and it is not clear to what extent it can be recycled by opening the film and wrapping the pulp.
Some people in the live broadcast room also questioned: "Does '60W return' mean '600,000 yuan recycling'?" ”
A well-meaning "customer" replied, "Yes, I have already rubbed out 2 pieces a day." ”
I realized that the reason why my mother-in-law deliberately told me less about the amount of the merchant's commitment to "buy back" was probably because she was afraid that saying this number would directly make me think that this was a scam.
I immediately told my husband about the situation, and our judgments about the nature of the matter coincided again.
I complained about the merchant on Douyin for the first time, and the platform gave me a reply the next day, saying that the merchant did have illegal acts and punished the merchant for suspending the live broadcast.
However, this e-commerce company has 3 accounts, and when one of the accounts cannot be broadcast live, the other accounts will take over.
Moreover, it is estimated that in the eyes of the platform, this is not a serious violation of the law, because the account that was complained about can start broadcasting after 3 days of suspension.
After determining the deception of the merchant, my husband and I solemnly talked to my mother-in-law once.
The husband asked her mother-in-law to open the "My Order" interface of the Douyin account and found that the number of goods to be paid, to be shipped, to be received, and to be evaluated was "99+".
We asked where the bracelets of the goods were, and the mother-in-law took out two boxes of bracelets, poured them out, and covered the entire table, and some styles of bracelets were even bought dozens.
We were shocked.
I hate iron not steel: "Mom, didn't I tell you one by one?" You also lied to me and said '600 yuan back', people say '600,000'! Do you believe this? She wants to have the ability to buy back so many bracelets with this fund, why is she still doing this live broadcast? ”
The mother-in-law found that the lie had been debunked, and still had a hard mouth: "I just believe in her family, and you can also check it online, the 'open film' Bodhi can indeed sell hundreds of thousands or even millions, I am a loyal fan of the anchor, you don't care." ”
I said, "Even if she does recycle, how far can she recycle?" Some people on the Internet also say that a Bodhi bracelet 'opening film' takes more than ten years or even decades, you buy so much, you have to rub it to the 'opening film', when to get it? You can't finish it for the rest of your life. ”
But the mother-in-law said something even more surprising to us: "I plan to hire someone to rub it!" ”
Because of the heavy losses of her previous "investment", she usually uses money and does not save, and it costs more than 20,000 yuan to buy these bracelets, of which 10,000 yuan is still bought by credit card.
Fortunately, we found it in time, whether she was moved by us or not, her husband forcefully used her mobile phone to click on all the unsubmitted and still in the 7-day return period without reason to refund and return, and finally only 20 bracelets were left to be successfully returned - all of which were bought one by one when the mother-in-law was more rational.
The husband dug his heart out and said:
"Mom, please, just listen to us." The remaining 20 pieces, as you rub, if you can really recycle one, you are also rich, not to mention you still have 20 pieces? You buy more than 200 pieces, where can you get it? You also hire someone to help you do it, the labor cost is so high, where do we have the strength? ”
The husband no longer preaches so much reason, and is using coaxing to persuade the mother-in-law.
Perhaps because he had never been successful in "investment", or perhaps he also felt that his son was not easy, and his mother-in-law finally agreed not to buy a new one.
However, the mother-in-law still has the last trace of thoughts, usually in addition to doing housework, the bracelet has not left the hand.
Whether it is watching TV, playing with your grandchildren, or visiting relatives, as soon as you have time, you will take out the bracelet and keep rubbing it between your palms, and when you can't open your hand, you will dip some grease, hang the bracelet around your neck and wrap it around your wrist.
When asked why she was, she never answered truthfully, always laughing and saying, "There's nothing to do when you're idle, and you don't feel bored if you have a little thing in your hand." ”
Maybe she herself knew that no one would believe her when she told the truth.
Two months later, the bracelet did not change much, in order to make the bracelet "open the film" as soon as possible, she also found a "folk recipe" from the Internet and fried a string, and the result was that the bracelet was fried black.
The mother-in-law went to ask the merchant "how to count the opening film", and the merchant simply replied "not fully opened", what is a complete "opening film", never making a specific description.
The mother-in-law completely realized that the so-called "high-priced recycling" of the merchant was just a pretext, and said to my husband curtly:
"How can these hateful scammers be worthy of the fans who trust them?" Fortunately, you forced me to retreat so much this time, otherwise I would have lost more than 20,000. ”
The mother-in-law's remaining "Bodhi Bracelet" (courtesy of the author)
This is my husband and I's first victory on the road of helping my in-laws "stop loss", although the amount of stop loss is not much, but it has made a lot of progress.
In the days to come, we estimate that we will continue to fight against different forms of telecommunications fraud and fund-raising fraud.
We often pay attention to the courier at home, pay attention to the content of the in-laws' phone calls, and pay more attention to their circle.
In addition to preventing problems internally, externally we must always guard against our aunts and aunts.
They retired from the financial system, according to their previous understanding of investment, in the spirit of "the sword is not old" mentality, always fantasize about the second spring of their career after retirement, the result is that they have not made a fortune with many relatives, and they have frozen relations with many relatives and friends.
But they continue to look for investment opportunities in various elderly circles to get rich.
The husband is no longer bound to "maintaining kinship" to give face to the aunt and uncle unconditionally, in addition to the necessary human relations, he advocates that the whole family respect the aunt and the aunt and stay away.
The father-in-law can listen to persuasion relatively well, and the mother-in-law is difficult to cut off blood and kinship, and from time to time she will tell us about their recent situation.
In this regard, the in-laws' savings have been exhausted and can no longer be invested.
Fortunately, the father-in-law should also be able to receive a pension this year (there is a little problem, originally last year can be), the old two are at ease at home with grandchildren, life is simple but do not have to worry about investment risks, the relationship between the couple has gradually improved.
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This article is reproduced from "TheLivings on Earth"
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