Not for naïve children, the word material is illusory, they can't tell the difference between rich and no money, but they will wonder whether there is money in the family, and what it should be like to have money and no money.
Adults should not use their own thinking to instill in them the meaning of money and material things, but to guide them to correct values and outlook on life through answers to this question.
Therefore, on this question, how you answer the question, it will determine the child's different life trajectory.
The first way to answer: our family is not rich, we must save some money, do not spend useless money
When the child innocently asks you: Mom, do we have any money?
If the mother answers in this way, the naïve child may believe it, and really think that the family is poor and life is very difficult, which will have a great negative effect on their values. There will also be some constraints in life.
In later life, children will think about this sentence everywhere, even if they see their favorite toys and snacks, they dare not open their mouths, and they will be afraid that their expenses will bring burdens to their parents.
In addition, in front of other children, they will be inferior and unable to raise their heads. They will think that other children can buy and eat, in their own families can not afford, born in such a family, children will be very unbalanced and aggrieved.
The second way to answer: our family is not short of money, and we want any mother to buy it for you
Some families are not really well-off, but some parents want face, swollen face and fat in front of their children, and behave very richly.
Whenever the child asks if the family has any money, the mother always proudly tells the child that the family is very rich and can meet all the things you want. But these are extremely wrong values.
Children will think that the family's money is too much to use up, and I can squander it at will. Children will pay less and less attention to money, and they will take money seriously when they buy anything.
Over time, such children become conceited and arrogant, believing that money can solve any problem. They spend money more lavishly, profligately, and do not know how to cherish.
The third way to answer: Although our family is not rich, my parents are trying to create a better life for you
This way should be the most pertinent way to answer. First of all, truthfully explain the true level of money in the family to the child, so that the child has a clear cognition.
At the same time, it also expresses that although the money is not very rich, parents will try their best to create better conditions for their children, which is an expression of love.
Children will therefore feel the love of their parents from the bottom of their hearts, and they will also realize that it is not easy for money in the family to come, it is necessary to rely on their parents to continue to work hard to create a better life, and they will cherish the current life even more.
Can cultivate more correct values from an early age, on the road to growth, constantly grateful for their parents' money and spiritual contributions, these children will often cultivate a positive, healthy and loving quality.
Parents' words and deeds will have a profound impact on children, in the face of innocent children, how to answer their curiosity and questions, parents should be cautious, because your way of expression is related to the future direction of children's lives.
How to educate children about money?
1. Truthfully inform the family of the economic situation
Don't be afraid of your child's desire for money, which is not so much a desire as a curiosity. Children ask if there is money at home, more often than a curiosity between children.
They don't have a particularly strong possessiveness for money. Telling them truthfully will also allow children to have a sense of money from an early age, and will not produce extreme values and inferiority feelings.
2. Cultivate children to save money and manage money from an early age
If you want your child to really have a concept of money, you can properly cultivate it in this regard. Give your child pocket money every month and let them decide for themselves, but keep a record of where every sum of money is spent and how much is left each month.
In this link, children not only have a certain concept of the role and ability of money, but also know that it is not easy to save money, they will appreciate the preciousness of money at home, and they will not spend money excessively and ask for it.
The next time your child asks you if you have any money at home, the smart mom should know how to answer, right? The third way will play a better guiding role.