On January 17, 2022, the National Bureau of Statistics released the 2021 resident income and consumption expenditure: in 2021, the per capita disposable income of residents nationwide will be 35,128 yuan. At the same time, a more specific per capita income data for each province has also been released. From the table, it can be seen that compared with the national per capita disposable income of 35128 yuan, Shanghai, Beijing, Zhejiang, Jiangsu, Tianjin, Guangdong, Fujian and Shandong provinces exceed the national level.
Today we may wish to do an analysis, when we reach the per capita income level, which models can we choose? Referring to the National Bureau of Statistics, the per capita annual balance is 11,028 yuan, accounting for about 31% of the per capita disposable income of 35,128 yuan, which is also in line with what we said: the cost of car purchase should account for 30% to 50% of disposable income. Therefore, we will take 40% of the average income as the annual cost of car supply, select the per capita annual income of 8 provinces and cities that exceed the national per capita income level to calculate, and see which models worth recommending can be selected.
According to the average annual income of Shanghai and Beijing, the annual cost that can be used to supply cars is more than 30,000 yuan, which is actually very much in line with the price range of mainstream compact cars. Taking the 30% down payment and 36 installments as an example, the annual car supply cost is in the early 30,000 yuan, and the naked car price is about 130,000 yuan, which is almost the price range that the mainstream compact models will cover.
At this price, if you tend to choose fuel models, then according to the sales list all the way down such as Langyi, Xuanyi, Corolla and the like can choose, incidentally mention that if you care about fuel consumption, choose Hybrid models such as Xuanyi e-power or Corolla Twin Engine; but if you are restricted by the number of restrictions and want to choose a new energy model, then you can look at Qin PLUS, Song PLUS New Energy and AION Y and other models.
The models mentioned above are recommended purely from the price dimension, and if you have more specific needs, you can be flexible. For example, if you want to have more space and stronger power, then Xingrui is definitely more recommended than Langyi and Corolla; for example, if you want to have more space and a higher riding posture, then Song PLUS New Energy is definitely more worthy of recommendation than Euler's good cat, and conversely, those who pursue more appearance can also choose Euler's good cat.
According to the average annual income and car supply cost of Zhejiang Province, that is, the monthly car supply expenditure is about 2,000 yuan, and the naked car price of the vehicle can be deduced to be about 100,000 yuan, and the naked car price of new energy models can be appropriately raised by about 10,000 yuan due to the reduction of purchase tax.
Under this price range, the models that can be selected will be less than the first gear above, such as the mainstream joint venture brand compact models such as Langyi and Xuanyi, although they can be selected, but they are basically entry-level models, which are not recommended. In contrast, this price range is the field where independent brands shine, with reference to the monthly sales list of SUVs, you can get a lot of choices, the most classic such as Haval H6, Boyue, Changan CS55PLUS and other SUVs, sedan fields such as Emgrand, Shadow Leopard and Fit are good choices.
In terms of new energy, there are not many choices at this price, and there are even fewer recommendations worth recommending. On the one hand, we can choose entry-level models such as Qin PLUS and Euler Good Cat; on the other hand, we can also choose more pragmatic options such as small ants and Euler black cats.
According to the standards of these three provinces, the annual cost of car supply is compressed to less than 20,000 yuan, which means that the monthly car supply expenditure is between 1300 and 1600 yuan, the naked car price of the vehicle is less than 80,000 yuan, and the price of new energy models must not exceed 100,000 yuan. In contrast, price compression brings fewer choices and easier trade-offs.
Referring to this part of the consumers, most of them have the demand of "one car universal" and have higher requirements for the space of the vehicle, so individuals will recommend three models, namely Emgrand, Wuling Star and Changan Auchan X5. Among them, Emgrand is the representative of the car field, and there is no obvious shortcoming in the balance of strength performance; the market performance of Wuling Xingchen and Changan Auchan X5 is good, and the space performance can be called leapfrogging, although the power performance is slightly weaker, but the home is enough.
In terms of new energy, at this price point, we can basically only choose pragmatic models, such as Euler black cats and small ants. Both models have a minimum of 301km and a maximum of more than 400km of endurance performance, and both support fast charging. Coupled with the flexible body of the vehicle and the use of space, it is a good choice for picking up children or urban transportation.
The annual income of 40,000 yuan is basically a watershed, if calculated according to 40% of the annual income as the cost of buying a car, then it is difficult for people with an annual income of less than 40,000 yuan to buy a suitable model in the market. Because this means that the naked car price of the vehicle has to be compressed to about 50,000 yuan or even below, this part is mostly a commercial model with strong commercial nature such as Wuling Hongguang, otherwise it is like Wuling Hongguang MINIEV, which is an ultra-cost-effective mini car. Of course, choosing a used car at this price point may be a better choice, if you are interested in this part of the content, you may wish to leave a message to tell us, we can also talk to you about what are worth recommending used cars in the future.
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