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I remember that when I was about to graduate, I went to the job fair with my friends who slept in the same university, and at that time, I saw that many companies' recruitment brochures played the preferential treatment of "annual salary of 100,000", but at that time, I was not sensitive to the concept of money, and I only felt that the annual salary of 100,000 did not sound very much.
However, according to the "Statistical Communiqué of the People's Republic of China on National Economic and Social Development in 2018" released by the National Bureau of Statistics on January 8, 2019, the per capita disposable income of residents in the country in 2018 was only 28228 yuan, and the per capita disposable income of urban residents was 39251 yuan, so the monthly per capita disposable income was only 3270 yuan.
This means that if your monthly disposable income exceeds $10,000, you're already at the top of the food chain.
I believe that many friends in school or just entering the society have the same idea as me, in this era of informatization and big data access, the Internet is full of "pancake aunt monthly income of 30,000" and "assistant monthly salary of 50,000" kinds of news, public opinion is always creating a very rich illusion, let us in this materialistic situation is washed away.
But in fact, if we really pay attention to the real data that has been seen in the clouds, we will be surprised to find that the real China is not as rich as the self-media portrays.
For recent college graduates, this data will shrink, you know, the so-called per capita disposable income, refers to the deduction of personal income tax and other disposable income that can be used for actual use.
According to the data of Max's "Tracking and Evaluation of the Training Quality of China's 2020 University Graduates", undergraduate graduates with a monthly income (before tax, including wages, bonuses, allowances, etc.) of more than 10,000 yuan account for only 4.3% of the total number of people in this group. At the same time, 68.1% of undergraduate graduates have a monthly income of less than 6,000 yuan.
It can be seen that if your monthly disposable income exceeds 10,000, it is already higher than that of 99% of people. In order to make this average income value more intuitive and reliable, the national bureau of statistics divides the per capita income into five.
The average disposable disposable power of the top 20% of people is only 64,934 yuan, which means that if you earn more than 65,000 yuan a year, you beat 80% of the Chinese. The state stipulates that individuals with incomes of more than 120,000 need to report to the IRS, and the number of declarations is only 15 million, less than 1.1%.
Based on this statistical result, if someone asks you what your monthly income is, you can answer him with great confidence and pride: ten thousand yuan!
Even between the same industry in the same city, the income gap between different positions and enterprises is also very large, in recent years, the Mainland Internet industry has boomed, and the annual salary of fresh graduates in enterprise information transmission, software and information technology service industries is more than 200,000 yuan.
But the highest salary levels vary. As the internet giant with the highest market value in Asia, Ali was once known as the wind vane of Internet school recruitment salaries, and the salary has been firmly occupying the position of the leading boss. The highest value of Ali's annual salary range is 560,000 yuan, which is much higher than other enterprises.
At the same time, let's focus on the developed first-tier cities, Beijing as the center of the country, last year's per capita income is second only to Shanghai. In 2018, the per capita disposable income of Beijing residents was 57229 yuan, and the average disposable income of the people in Beijing was less than 5000 / month, while the net wage income was even less than 3000 / month.
This number may surprise many people, and the deviation in our cognition is very different, it seems that in our eyes, in beijing's financial street, CBD towering office buildings shuttled, brightly dressed urban beauty monthly income can not reach 10,000 yuan?
But this is the reality, let us speak based on data, the network characteristics of the information explosion make too many of us focus on high-income groups, and most of the people who can frankly admit their salaries on the Internet are also high-income groups.
According to the annual report of Chinese Minmin Bank, the total assets of high-end wealth management customers (assets of more than 500,000 yuan) account for 82% of the total assets of all customers, but this part of the customers only accounts for 2% of all customers. This means that high-end investment is basically controlled by capital, leaving few opportunities for others.
According to a data once given by Thomas Piketty, author of Capital in the 21st Century, who studied the Chinese economy, the richest 10% accounted for 67% of the overall wealth, and the richest 1% accounted for about 30% of the overall wealth.
This also reminds us not to be blinded by the strange annual salary of millions and millions on the Internet, as the philosopher Plato said: "Many people have been in the cave they have dug since birth, and the world we see is nothing more than the way the sun is thrown on the walls of the cave, and the real world is outside the cave, where the sun can shine." ”
Perhaps many friends with a monthly salary of more than 10,000 may wonder when they see this, I obviously have a monthly disposable income of more than 10,000 yuan, why is my life still very tight?
Because you are using pure increment (wage) to compare other people's stock (assets such as houses) + increment (wages), in other words, you are comparing the poverty and whiteness before you work with the family foundation accumulated before others. Whether it is the assets of the father's generation, or the early purchase of houses after the 70s and 80s, they have achieved growth, so they are obviously not low in income, but they are still incomparable with the people in front of them in terms of quality of life.
Moreover, in our traditional way of thinking, we are accustomed to comparing in social comparisons, which is colloquially speaking, you will be so low in income with your leader than me, but you will not compare with restaurant customer service who has a high salary.
And as long as it is an upward comparison, then most people will feel that their salary is not high enough, so even if there is only one person in the country whose salary is higher than yours, you will notice, but all of them are lower than you, and you will not necessarily pay attention, because they are not a threat to you, you will completely ignore.
But in addition to paying attention to the static salary level at this stage, we also need to see the growth space and growth rate of income, the 20,000 of a 50-year-old professional and the 10,000 of a 20-year-old professional, it seems that 20,000 is higher, but in fact the former may have touched the ceiling, but the latter has many possibilities.
Therefore, if after reading this article, you still think that your monthly income of ten thousand yuan is not a lot, then don't worry, because as your income continues to grow, you will gradually exceed 99.5%, 99.99%, and even more people.
- The End -
Author | Tommy
Edit | Good luck coming
The First Psychological Writing Group | A group of young people who like to look up at the stars
参考资料：Thibaut, J.W. & Kelley, H.H. (1959) The social psychology of groups. New York: Wiley.