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A child from a school bag
Pull out a video of a large stack of banknotes
Generate attention online
The incident occurred in Suzhou, Jiangsu Province. The video shows that the teacher asked the child how to take a large amount of money out of the bag, and the child replied that he wanted to give red envelopes to his classmates. The child's parents said in an interview with the media that there was a total of 25,000 yuan in cash, which was the pressure money of him and his sister.
On February 13, Ms. Cao from Suzhou, Jiangsu Province, received a call from her son's school, and the teacher asked Ms. Cao doubtfully: "Why did your son come to school with a large amount of cash?" He said that he wanted to send red envelopes to teachers and classmates. After taking out the money, the boy was still very shy to protect his school bag.
The child's mother, Ms. Cao, said in an interview with the media that the money was his and his sister's pressure money, a total of 25,500 yuan. Ms. Cao said that children have no concept of money, and the first year they returned to their hometown for the New Year and saw that their relatives and neighbors were pressing him for the new year, and the children wanted to exchange gifts.
The boy's "arrogant" behavior also amused many netizens, some netizens gave the child a thumbs up, praised him for being atmospheric since he was a child, and praised him as "righteous enough"; some netizens expressed "envy", saying that they also wanted to have such classmates; and some netizens quipped that their current "savings" were not as much as a child's pressure money.
The image comes from the Internet
How to manage the child's "huge" pressure money?
It is a matter of life for every parent
Today's children can be much more expensive than when we were young, from hundreds of thousands to tens of thousands. The money is the child's property and belongs to the child himself. Children who are too young have little social experience, are mentally immature, and don't have much concept of money. Parents can keep their children or make decisions to dispose of property for the benefit of their children, but they cannot take it for themselves or simply consume it for themselves.
Today's children have no real sense of "money"
With the popularity of mobile payments, children today have less and less concept of physical currency. There is no concept of money, and there is no concept of spending money, which makes many children's view of money deviate.
In recent years, minors have become addicted to the Internet, and news of excessive consumption such as rewarding anchors on live broadcasting platforms and recharging games has emerged in an endless stream. In October 2021, an 11-year-old boy in Anhui tipping the anchor more than 170 times in 3 days, totaling 9,710 yuan; in November, a 15-year-old boy in Jiangsu used his father's credit card to tip the anchor for more than 90,000 yuan in half a month;
In October 2021, two children in Henan spent more than 200,000 yuan in compensation for their father's death; in November, a 12-year-old child in Chongqing was defrauded of 77,000 yuan for the game skin; in December, a 13-year-old boy with a rare disease in Anhui spent 3,500 yuan to recharge the mobile game.
In addition, most of today's children have no worries about food and clothing, and parents prefer from childhood, and what requirements parents try to meet, resulting in children spending money without moderation. Many parents realize the importance of educating their children about finances and business.
Teaching children how to dispose of the money is actually cultivating children's correct consumption concept and financial awareness.
The child receives the pressed money, and the parent can do so
For younger children, the money is kept by the parents. Older children have a preliminary understanding of money, and parents can let their children participate in the domination of money.
1
3 to 5 years old:
Recognize the role of money and the concept of consumption
At this age, parents can teach their children to recognize all kinds of coins, including renminbi and collected foreign currencies, through games and other ways.
You can also take your child to the supermarket to go shopping, explain some of the things that need to be purchased, and point out to the child which are necessities (such as food and clothing), and you can also talk to the child about how to decide on the usual expenses at home, and guide the child to consume rationally.
2
5 to 12 years old:
Cultivate financial literacy
5-12 years old, at this time the child has an understanding of money, knows the importance of money, so it is also very much looking forward to the pressure of money.
If the child asks himself to keep and dispose of the money, the parents must guide it correctly.
1. Understand that making money is not easy
If you don't like the toy, you throw it away, and when you can't finish eating, you will fall. Children are accustomed to wasteful behavior from an early age, and they will also hear about the formation of bad habits. Although the material living conditions of the family are generally good now, children should still be taught the virtues of thrift and thrift. Parents should let their children know that in other parts of the world, there are many children who can't eat or have toys, it is not easy to make money, and only by understanding the preciousness of materials can we fundamentally put an end to the bad habit of spending money and spending lavishly.
2. Cultivate children's ability to manage money
For smaller children, parents can help their children understand and manage money through bank games, barter, and money-for-money games.
Older, you can teach your child to save money and cultivate a sense of "own money". For example, prepare a bookkeeping book, record the amount of money received and the amount spent on it, so that the child can have a number in mind.
Parents can also open a savings account for their children, teach their children step by step how to deposit money in the bank, tell him some banks, payment rules and so on. Parents can also let their children find ways to earn pocket money on their own, such as selling old newspapers, old plastic bottles, etc., so that children realize that money is obtained by labor and understand the truth that labor can create wealth.
3. Make a plan to spend money
When shopping at the supermarket, teach your child to look at the price tags of the goods, compare the size with their own money, and confirm the "purchasing power".
Older children can gradually make simple expense plans, teach them to be diligent and thrifty, shop around when shopping, and not spend money indiscriminately. This is good for children's intellectual, emotional, and psychological development and maturity, and also helps them to consume more rationally.
4. Be clear about where the money is spent
Children must not only know where the money comes from, but also where it is spent. Children can be encouraged to keep accounts from a young age, and children with planning have a greater sense of control over their lives, have trade-offs about preferences, and are not easy to be in debt due to early consumption when they grow up. Parents can appropriately let go and let the child arrange pocket money by himself, but he needs to pay attention to the child's "ledger" frequently, which can be discussed together and guided in time for unreasonable consumption.
5. Establish the right values
Sometimes children want to buy toys and are used to crying to achieve their goals. If there is a child, it will be compared: "Someone else's child has a new toy, and he is very happy and happy." "Such children are prone to fall into the bad habits of vanity and comparison, and produce the value of money first, and parents should guide their children in time: happiness has nothing to do with money."
"Talk about money" Don't forget to "say love"
First of all, let the child understand that pressing the age money is not the same as pocket money. The money given by the elders is full of love and blessings for the younger generations, which is more important than the money itself. Parents can guide their children to take a part of the money to buy daily necessities and small gifts for the elders, so that the children can learn to be grateful and honor the elderly.
You can also take a part of it and donate it to the children in the disaster area or the poor area, and give a love to the children to understand the meaning of money.
You can also let your child participate in family construction and maintenance, and you can discuss it with your child when purchasing household goods. Or take the old money as the annual budget, and work with the child to develop an annual travel plan to increase the child's sense of participation, which will be a good exercise for the child's thinking and planning ability.
If you want to help your child establish a correct view of money, the correct management of your child's money is one of the best entry points.
From the moment the child takes over the adult's pressure money, he receives the blessing, and the parent's responsibility is to teach the child how to use and treat it correctly.
How do you manage your children's money?
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Source: Xiaoxiang Morning News, People's Daily People's Video, Pediatrician Bao Xiulan, The Possibility of Growth
Edit: Xiang Ying | Review: Liu Lei