Should the child's old age money be confiscated? It's the best answer I've ever seen that affects a child's life
Recently, colleague Xiao Wang complained that his daughter suddenly ran over to ask for the New Year's money, and it turned out that during the Spring Festival, he put the money received by his daughter into his pocket in the name of "replacing custody". Indeed, during the festival, the happiest is the children, they not only have good food and fun, but also get a considerable amount of money from the elders, like in the Spring Festival, the children everywhere are not dreams.
However, the child's parents are a bit "miserable", not only have to give the elders red envelopes, the number of gifts of various juniors can not be less, a toss down has long been empty money bags.
But what should be done with the money that the child receives? Let them keep their own words are either afraid of losing or afraid of their random flowers; forced to come over, the child will lose his temper and arouse the child's rebellious psychology, which is really a tricky problem!
So many parents will say to their children like my colleague Xiao Wang: "Baby, give the money to your mother, your mother will save it for you first, and then tell your mother what you want to buy later." "But if you save it, the money is gone, so many children also complain that this is the biggest lie their parents have told."
But after all, the child's understanding of the concept of "money" is not deep enough, if the money is left to the child, within a few days it will be squandered, the children will privately compare who collects more money, who buys more things, if this behavior is not stopped, children are easy to fall in love with comparison and become gold worship.
So how should parents deal with their children's money?
In fact, parents can leave appropriate pressure money for their children, and at the same time, they must not forget to cultivate their children's financial awareness through the "holiday collection of old age money". Studies have shown that children who learn the importance of saving and money management early can control their expenses very well when they grow up, and the three views will be more sound and positive.
Not long ago, I saw a set of "Financial Business Enlightenment Books for Children" that is very suitable for children aged 3-12 in the bookstore, which is a popular science book about money, and at the same time it is a story book and an education book, and even I, an adult, is immersed in it.
The book is divided into 5 volumes, including topics such as "The Origin of Money", "The Correct Use of Money", "How to Save Money", "How to Make Money", "Secrets of Wealth Tycoons" and so on.
The book will be advanced economic and financial knowledge, in the form of vivid and interesting stories, so that children will not feel obscure and difficult to understand, there is a very strong sense of substitution. Following the process of spending money, making money, and saving money, the protagonist of the story can easily understand the concept of money and the rules of use of money.
For example, where does the money come from? In this book, children can understand through the story that money does not come out of thin air, but that parents earn money from work, and going to work is a hard process, and children can deeply feel the fatigue of parents and mothers.
In the book "Learning to Save, Borrow and Repay", children can establish a correct concept of financial management and learn the wisdom of borrowing and repaying money.
It can teach children to be trustworthy when they borrow money from others, and that money owed to others must be returned on time in accordance with regulations.
At the same time, when others borrow money from you, you must also remember to make an IOU and reserve the right to say "no".
In "Spending Money and So Much Learning", many short stories can guide children to consume rationally.
At the same time, the book also popularizes the history of the development of "money", from barter - shell exchange - metal currency - silver coin - yuanbao - modern paper money in the development process, so that children can understand the wisdom of people in different periods.
Nowadays, everyone is used to paying online, and as long as you have a smartphone, you can travel the world. The knowledge point about the history of the development of money in the book can make children understand that the money in their parents' mobile phones is also real money, which is hard earned!
Since its listing, this set of books has been affirmed and recommended by experts from the economic and financial circles, the whole set of books is full of fun, and the concise and easy-to-understand vocabulary in the book allows preschool children to understand. It is very necessary for children to understand that money is not easy to come by from an early age, and only by letting children understand the meaning of money in all aspects can we establish a correct view of money and lay the foundation for future fund management!