Do everything carefully, do what you can, especially things related to money, can not be impulsive, otherwise you have to fill this bottomless pit, dig countless holes to make up, so that one day heavy rain pours and the house is too leaky to drown yourself, the family tragedy that occurred in Hunan lies in the husband's quick success.
He and Adai fell in love and married, there was no unsmooth, but after giving birth to a son and a daughter, after the pressure came up, He mou did not choose a safe way to make money because he was too anxious, thinking of a fight, he planned to buy a car to run for rent, and then borrowed an online loan of almost 50,000 yuan, and the result was that the rental back to the money was slow, but there was already urging to pay back the money.
At that time, many online loans were not formal, in fact, usury developed to the line, packaging out a variety of routines to prepare to squeeze people dry, so soon He Mou fell into the dilemma of demolishing the east wall to make up for the west wall, and finally owed a full 600,000 yuan, almost ordinary people worked for a lifetime, almost to the extent of saving.
At this time, another problem ensued, that is, their daughter found epilepsy, patchwork and treated more than 100,000 through the network donation channel, but the medical costs required for follow-up repair and maintenance and other issues still did not fall, He Mou was sad to sleep every day and night, and he had an extreme idea in his heart.
He planned to cheat death and cheat insurance, so he bought a personal accident insurance in Ping An Insurance, the insured filled in him, the beneficiary filled in his wife, so that after he "died", the wife can get this compensation, so as to solve the crisis, and when the crisis is lifted, he and his wife will be reunited, and the two will find a small place to spend the rest of their lives.
He thought about the plan very well, and in order to ensure that it was foolproof and realistic enough, he did not tell anyone about the plan, including his wife Xiao Dai, but there is a saying called "the plan cannot catch up with the change", he did not calculate his decision, which would trigger a series of chain reactions and finally kill his wife and children.
On the day of the incident, He Mou lied about going out, and then rode out of the car he rented, he drove the car to the riverside, and then pushed it down, and then fled, Xiao Dai could not wait for him to go home, to call the police, the police salvaged his rented car from the river, because the glass was broken, there was no one inside, so no one dared to determine whether he was dead for a while.
In the case of accidental disappearance, Article 6 of the Personal Accident Insurance (Paragraph B) clause of Ping An Property & Casualty Insurance Co., Ltd. of China stipulates that if the insured person suffers an accidental injury accident and his whereabouts are unknown since the date of the accident, and is later declared dead by the people's court, the insurer shall pay the death insurance premium according to the amount of the accident insurance.
That is to say, the court needs to declare the death of the insured in order to be able to identify as dead and to receive compensation, then according to Article 184 of the Civil Procedure Law of the People's Republic of China, the next step is to see whether the public security organ can find He X, and if the public security organ cannot find and the public security organ determines that He X is dead, Xiao Dai can apply to the court to declare He X dead and get compensation.
If the public security organs cannot find He X and are unwilling to determine that He X is dead, then Xiao Dai cannot apply for the declaration of He X's death, and it will take 2 or 4 years before he can apply for the declaration of He X's death, so as to get compensation... But after He Mou's death, Xiao Dai suffered too many blows, and she did not connect with the insurance company at all, let alone understand these trivialities.
At that time, the impatient Xiao Dai washed her face with tears every day, she did not know how to face the remaining 180,000 online loans, and the daughter who was like a time bomb, plus no one in the family knew about He Mou's debts, they all accused Xiao Dai of not doing things at home, and always threw He Mou out to make money, which caused He Mou to accidentally fall into the river because he was too tired.
So many difficulties crushed Xiao Dai at once, she was full of ashes, she thought of dying, she sent a suicide note in the circle of friends, and then with her 2 children, jumped into a large pond without hesitation, she thought that she could see her lover, but the surface of the water grunted a few times, only swallowed 3 souls.
But this incident caused a huge shock in the society, because everyone felt that they had witnessed a family going to a complete rupture, that kind of disbelief and regret, which made the discussion degree extremely high, and He Mou, who had been hiding in the shadows and waiting for the opportunity to reunite with his wife, learned of this matter and regretted it suddenly, was full of grief, and cried and surrendered himself.
According to the above, It can be seen that He X pushed other people's cars into the river to create an illusion to defraud insurance, and these two acts constitute the crime of destroying property and the crime of insurance fraud, respectively, and articles 275 and 198 of the Criminal Law of the People's Republic of China stipulate: If the amount of the previous crime is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years; if the amount of the latter crime is particularly huge, he shall be sentenced to fixed-term imprisonment of not less than ten years.
He finally made up the car money, obtained the forgiveness of the car rental company, and because of the existence of voluntary surrender, he got the opportunity to be given a lighter punishment, and finally the court sentenced him to 6 years in prison and a fine of 30,000 yuan, for many people, He Mou's punishment seems to be very light, but in fact, he has long handed over the most precious things as punishment.
Those things were his once warm home, his beautiful wife, his lovely children, his hope for life, his desire for happiness... In addition to blaming himself, He Mou did not even have a channel to vent, which made people sigh, if time could be turned back, if there was no online loan, if he did not make a rash decision, everything would not happen.
(The names are pseudonyms, the picture source network, only with the narrative, invasion and deletion, refuse to reprint)