#小生活, big fortune # # press the old money # # financial quotient # This year, the child's red envelope received soft, how to make good use of this money to improve his (her) financial quotient, is what parents have to do.
Let's start with a fun phenomenon:
If you want to do something that doesn't start in 72 hours, you probably never do it.
Because after three days, you've found more than N reasons to convince yourself.
Think about it, is this actually the case, a thing drags on for a long time, you really don't want to do it.
So, how do you save your procrastination and view of money?
Recommend the book "Puppy Money Money", which is a very interesting fairy tale, which is very suitable for reading with children, and can guide children to correctly understand wealth and create wealth.
The story goes like this...
Gia's parents ran into financial problems after buying a house, worrying about debts and living in distress every day. One day Jim rescued and cared for an injured puppy, and this puppy "Money Money" is a financial expert, she gradually inspired Jim to become a financial expert, but also to help the family get out of the financial crisis. Everything is incredible, everything is logical!
Under the guidance of money money, Jim first wrote down his wishes, gradually clarified the three most important dreams as goals, and set up a dream piggy bank for the goal, and regularly threw money into it.
The point is where does the money come from? Qian Qian tells a story about a goose:
One day a poor farmer walked into his granary, and in the goose coop he found a golden egg. His first thought was, "Someone must be joking with me." But for further confirmation, he went to the goldsmith with the egg. The goldsmith inspected it and told the farmer, "100% gold, pure gold." "The farmer sold the golden egg and went home with a large bag of money.
In the evening, he held a large celebration. At dawn, the whole family got up to see if the geese would lay golden eggs again. It turned out that there was really another golden egg lying in the goose house.
Since then, the farmer has found a golden egg every morning, and he has sold it and becomes rich in a very short time. But the farmer was an insatiable man. He asked himself, why did my goose lay only one golden egg? He was also eager to know how the animal laid the golden egg. He became more and more impatient. Eventually he went into the goose coop and cut the goose in half with a machete. And all he saw was a golden egg that had not yet formed.
The moral of the story is: find a goose that belongs to you to lay your own golden egg, and don't kill your goose.
The book mentions several ways to find and hatch your own goose.
First, record your dream album: Visualize your dreams and look at your own album every day to enhance your beliefs. It's a bit like the law of gravity: your intense desires draw you closer to and achieve your goals.
Then, write a success diary to build up your confidence by keeping track of even the smallest things you've succeeded, especially when you're afraid.
Finally, do what you love to generate income, fifty percent to raise geese, forty percent to dream of piggy banks, and ten percent to spend. Remember not to kill a goose, what we need is a golden egg under the goose. This is how Jim let the goal lead him to achieve the goal step by step, and his life came to be very fulfilling and happy, and he changed his parents' thinking and solved the financial crisis.
Summarize a few big moves in "Puppy Money Money" to make you self-disciplined and easy to make money.
1, 10 minute rule" and "72 hour rule". The 10-minute rule means that people have to do things that are important to their future every day without interruption, and the time spent on it may not exceed 10 minutes, but it is these 10 minutes that make everything different. And what the 72-hour rule says is that when you decide to do something, you must complete it quickly within 72 hours, otherwise you are likely to procrastinate, and finally the enthusiasm will be exhausted, and you will never do it again.
2, 50% vs. 50% principle", the principle of this principle is that after each income, the living expenses that must be spent are first removed, and the remaining money is saved, of which 50% is saved, and the other 50% is repaid or pocket money.
The rule of 3, 72, if you want to calculate the number of years it takes to double your money, you can calculate it by dividing 72 by the annual return on investment. For example, if your annualized rate of return is 10%, if you want to double your investment amount, you need 72 divided by 10, about 7 years to do it.
The money in the red envelope, where to go, do you have any ideas? [A flash of inspiration]
