To calculate how rich you are: the definition of wealth: the ability of a person to continue to survive for how many days. It's if you stop working today, or you lose the income from your work, your accumulation

To calculate how rich you are:

Definition of wealth: The ability of a person to continue to survive for how many days.

Is it that if you stop working today, or if you lose your income from work, how many days will your savings allow you to live?

Step 1: Make a list of living expenses

1. Mortgage and property fees (or rent)

2. Insurance

3. General household expenses (utility network)

4. Car expenses (parking fee, oil, insurance, maintenance)

5. Dining or entertainment (eating out)

6. Miscellaneous items (clothes, household goods)

7. Purchase of books and periodicals and other learning improvement fees

8. Travel and vacation

9. Fitness exercise fees

10. With children:

Hire a babysitter, tuition and fees, interest classes, clothes, food and snacks, etc

11. Miscellaneous

Make a list of monthly expenses, don't lower your current standard of living, and see how much you need in a month.

Step 2

Calculate how much money you currently have, which is how much money you have in order today, including stocks, funds or fixed deposits that can be sold or cashed out immediately, and cash flow from having assets.

Step 3

[Deposit (or cash available) + income from not working] / monthly expenses = wealth level

If I don't work now, with a total savings of 20,000 and a monthly expense of 5,000, then my wealth is 4 months.

It can be seen that the larger the number of months richer.

Here you may say: I don't have so much money, I don't have much savings, to make money, you have to have money first, does it take a lot of money to invest?

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