Recently, Fa Xiao L encountered a "troublesome matter", their family's Mazda has been over 6 years old, under the double blessing of L and his father, the front and rear bars of the Unxella, three doors, co-pilot A pillar and other positions have left a "story". Whether in terms of year or car condition, the change of car must be put on the agenda. But isn't it a happy thing to be able to change to a new car, and what's the worry about L? (Note: This story comes from a real case)
Old problem: naked car budget 200,000 yuan +, chicken head or phoenix tail
First of all, their family is more consistent, that the car purchase budget is more than 200,000 yuan, and the final total cost cannot exceed 300,000 yuan. However, when it comes to the specific choice of what type, fa Xiao L wants to buy an ordinary joint venture brand model, and the more preferred is the secondary top of the Honda Accord hybrid version. But everyone else in the family wants to go straight to the BBA, and it's even better to be an SUV model, after all, it can look more spacious.
For L, who is used to driving a car, he is less willing to change. But I can't stand the elders' pursuit of the big car, and the favor of other people for the brand. Another point is that even if the Honda Accord buys a sub-top model, it is more than enough for his budget, and there is no pressure to buy a car. Even in addition to the early adopter, the cost of use in the later stage will be much less. However, his father is more sophisticated, directly saying that he can sponsor most of the car purchases when buying BBA, but outside of BBA, then L buys it himself.
In this way, L has almost nothing to say, after all, if he discounts the old car, he basically does not have to pay any money to buy back a luxury car, most of the time he still drives it himself. But at this time, he has no bottom in his heart, can he buy a suitable BBA SUV within 300,000 yuan? To this end, they came to a BMW 4S store and started with the relatively optimistic BMW X1. What choice will he ultimately make? Let's still "press the table" here, first look at the current "hand" situation of BMW X1.
Drop 78,000 yuan, the current car, but only suitable for full payment
The popularity of bmw X1 in the store makes them a little unexpected, carefully inquire, BMW X1, whether in full or installment, the preferential range can be 78,000 yuan. For a model priced at about 300,000 yuan, the strength even exceeds that of many second-tier luxury brands. There is also an advantage for them, that is, the replacement car purchase can give away 5 years and 100,000 kilometers of maintenance package, as well as 5,000 points and so on. This basically dispelled L's concerns about luxury car maintenance.
Taking the bmw X1's most popular sDrive25Li leading type (that is, the entry four-cylinder 2.0T version) in the store as an example, the price of the naked car after the discount is 231,800 yuan, plus the estimated purchase tax of 19,812 yuan, the estimated insurance cost of 10,000 yuan, and the estimated 3,000 yuan of brand and other expenses, etc., and the final full landing price is about 264,612 yuan. However, the BMW X1 is only suitable for full payment, because in addition to the installment car purchase discount, it also has to charge a financial service fee of 3% of the loan amount, as well as interest (3 years, 4.88% per annum). With a down payment of 30%, the total interest on the loan will exceed 23,000 yuan over the past 3 years, and there will be nearly 5,000 yuan of service fees.
It can be said that bmw X1 is currently looking at whether there is a full purchase ability, and the others are almost not a problem. For example, the existing car situation in the store is also very abundant, especially the main sales of white and blue cars. From the sales volume of the store, you can also know the current popularity of the model, last month there were a total of 198 cars sold in the store, and the BMW X1 had 56 units. In the BMW system with an extremely rich product line, sales accounted for more than a quarter.
Accord landing ≈ BMW X1 naked car, the dream of "blue sky and white clouds"?
In addition to the sponsorship at home, the BMW X1's preferential margin has shaken the L itself. After all, even if the respective preferential situation is calculated, the honda Accord hybrid model that was previously optimistic about the second top is about the same as the price of the BMW X1 naked car just watched, and may even be higher. Of course, in the later use cost, the hybrid Accord can naturally save a lot of fuel costs. However, BMW's B48 engine of this generation also has good fuel economy. Judging from the fuel consumption performance referenced by other riders, it is about 8-9L/100km.
As for the spatial performance of SUV models, they are not the same type as cars. Judging from the results of the experience, he is still very satisfied with the space of the two cars. The BMW X1 side of the back row is almost the same as the more expensive BMW X3, which also makes their family very satisfied. In addition, in terms of driving assistance functions, the Honda Accord with the second top is even better. But BMW X1 is after all a luxury car, in all aspects of the configuration performance is more balanced, there is no obvious shortcomings. Coupled with the blessing of the brand, he seems to have no reason to refuse.
Write at the end:
In terms of the cost of use, there is finally a value preservation situation to consider, in the face of the Honda Accord, which has always been known for its value preservation, how is the comparison between the two cars? Judging from the news of online search, a Honda Accord 2018 Rui Hybrid 2.0L Ruiku Edition National VI model, about 3 years on the brand, the mileage is about 42,000 kilometers, and the current price of used cars is about 165,000 yuan. A BMW X1 2020 sDrive25Li leading model, about 2 years on the brand, the mileage of about 38,000 kilometers, the current price of second-hand cars is about 220,000 yuan.
Judging from the calculation of the table, even taking into account the difference between the license year and the total price of the car, the honda accord's value preservation situation is indeed worthy of the name. For the BMW X1, which is still more expensive in terms of total price, it is naturally inferior in terms of value preservation. However, since you can afford to spend and like it at home, it is not interesting to calculate so much.