Compared with the summer vacation, the winter vacation is the most anticipated holiday for children, not only to get rid of the stalking of parents and teachers, but also to spend the Spring Festival that they are looking forward to.
As we all know, there is a very traditional custom during the Spring Festival, that is, to press the old money.
Most children will have a lot of income during the Spring Festival.
The pressure money given to children across the country ranges from 100 to 5,000 yuan, and when this survey figure is released, it also makes many parents envious.
When the money reaches the hands of children, many children complain: they are just a passerby, and they will be "taken away" by the old mother for various reasons.
There are also some parents who, in the name of saving money for their children, put their children's old age money into their own pockets.
In the face of this not small income, many children are very happy in their hearts, but they do not have much planning for this money.
Children have a lot of money every year, but if they can't be used effectively, they will only be wasted for no reason and cannot produce any value.
If you as a parent are not pressed to give better planning, these methods will definitely bring you powerful inspiration.
【How to deal with the child's old money】
1, parents put away, slowly be spent
During the Spring Festival, most children receive the money, put it in their mouths and do not cover the heat, in a short period of time, it will be transferred to the pockets of parents.
And parents helping their children to take the money has become a strange phenomenon.
Although most children are reluctant, the end result does not change at all.
The excuse for parents to ask their children for money is also colorful.
Help you keep it and save it, and then go to school and marry your daughter-in-law
The money is used to pay your tuition
Easy to throw away in your pocket
Such excuses, presumably every child will not be unfamiliar, this is also the usual routine of parents, and these pressure money is put away by parents, collected, collected, it is likely to be spent.
The various matters and commitments that parents make to their children are completely forgotten.
2. Leave it to the child to handle and dispose of
Some parents are defined as pocket money when faced with their children's pressure money.
Children cannot be taught to be free to dispose of, and parents are in a state of indifference.
There are very few parents who have such behaviors, and the child's right to control the old money is almost zero.
3. Buy financial or insurance for your child
With the enhancement of financial awareness, many parents maintain a strong degree of attention even in the face of their children's pressure on the old money, hoping to buy a guarantee for their children's future through financial management.
Therefore, the pressure money during the New Year will be used by parents to buy financial products or insurance.
In short, it is to make a long-term investment, hoping to save this pressure money and leave a wealth for the child.
The above is the most common way for parents to deal with the child's pressure money, but the parents who can give the age money to the child are very few, in fact, the pressure money is handed over to the child to deal with, the benefits are also very many.
【The benefits of handing over the old money to the child】
1. Cultivate children's view of money
The most exciting and happy thing for children during the Spring Festival every year must be to receive red envelopes.
If you can hand over the red envelope and the pressure money to the child from an early age, so that the child has a certain cognition and concept of money from an early age, they will not take money too seriously when they become adults, and the choices they make will not be too utilitarian.
2. Develop good financial management skills
From an early age, it is necessary to hand over the old money to the child to deal with by himself, in order to cultivate the child's better financial management ability.
It is an established fact that children do not know how to manage their money, but parents only need to give appropriate guidance, and they will gradually cultivate their concept of financial management and saving.
When they form this awareness of saving money, they will lay a solid foundation for their future lives, and their attitude towards money will be more rational and their consumption will be more restrained than their peers.
3. Improve self-discipline in life
Nowadays, many children have a lot of money, like to see what they like, no matter how much it is worth, and find ways to buy it.
This is because they do not have much knowledge and concept of money, which is why the above situation occurs.
From an early age, handing over the old money to the children can cultivate their concept of savings as soon as possible, so as to increase their self-restraint and arrange their lives reasonably, the sooner such abilities are cultivated, the more benefits will be.
【Author's Message】
Tao Xingzhi once said that in order to train primary school students, it is necessary to first cultivate naïve students, and even more to cultivate babies, that is, to train the mothers of babies, that is the fundamental way.
The influence of parents' behavior and consciousness in life on children is enormous, although it is only a small amount of money in life.
If handled properly, it can also enable children to establish a good financial concept from an early age.
Once a child's financial quotient is established from an early age, they will be able to plan their lives better in the future.
In the hearts of many parents, they believe that their children are too young to deal with the problem of money.
As everyone knows, as long as parents give sufficient trust, children will be able to grow at a faster rate and at the same time gain more powerful abilities.
Today's topic sharing: How to deal with your child's old age money? Feel free to share your practices and experiences below.