4-year-old little matcha and brother two people this year's pressure money has a total of 10200 yuan, before I received, this year's small matcha said that she should keep it herself, I gladly agreed, financial and business enlightenment is time to arrange, do these 3 things, let the child learn to manage the pressure money.
[Than heart] help children plan to use the pressure money together
Only half of the more than 10,000 of them were small matcha, and I deposited 5,100 of them into my card. The money in this card is the amount of money they receive every year after they were born.
I gave the remaining 5100 to Little Matcha, and then we divided the money into 3 parts, 10% for daily expenses (such as toys, snacks, etc.) that she usually wants to buy), 40% for her dreams (she said she wanted to learn to ride a bicycle this year), and 50% as the "money makes money" part of the Golden Goose account, but at present it has not found a suitable one and deposited it in the previous card.
Although she didn't know much about the data now, I bought her two piggy banks, one for pocket money and one for realizing her dreams, and the card was temporarily kept by me. She now regularly counts the money in her piggy bank.
[Than heart] let children know money and know how to spend money
Now the Internet is particularly developed, we can go out with a mobile phone, payment is only a number, it is difficult for children to have a concept of money.
Usually, you can bring some cash to teach your children to know different money, and the buyer can take your children to make shopping lists, settle accounts together, and understand the prices of different items. You can properly let the child pay by himself, make a good agreement, and know how to spend money.
[Than heart] cultivate children's money thinking
The child's old age money is the elder's good wishes for the child, and it is more meaningful to teach him to use it correctly than to directly take the child's old age money. When children become interested in numbers, we can start financial intelligence enlightenment, to cultivate children's money thinking.
There is a famous saying in "Rich Dad Poor Dad": "If you can't teach your child money in time, then someone else will replace you in the future." For example, creditors, police and even scammers. ”
So how children cultivate children's money thinking, rather than blind preaching, do not have a subtle impact. For example, let children contact the financial and business enlightenment books, like this set of "Children's Financial And Business Enlightenment Picture Books" that our family has been using:
[Heart] features a selection of topics with rich content
The set consists of 10 volumes in total, carefully selecting 10 themes on the enlightenment of finance and commerce. For example: the birth of money, the time of birth, the use of money, how to use money, how to save money, how to make money increase in value, etc., the content is rich.
[Heart] story form, painting style is interesting
The form of the small story has a strong sense of substitution, and in the form of adding color pictures, it can catch the child's eyeballs at a glance. The painting style is funny, the story is humorous, and the children like it and it is easy to understand.
This set of books is suitable for children aged 3-8 years old, and the selected 10 themes can enable children to understand basic economic concepts, train children to develop correct consumption habits, cultivate financial emotional intelligence, and enhance their self-management ability.
The original price of this set was 128 yuan, and now the #This is family education # Activity price is only 39.9 yuan, less than 4 yuan a book. At the end of the article, you can place an order for #Parent-Child Happy New Year #童书会 #
Picture book for children's financial and business enlightenment education
