Never rely on selling labor to make money, rely on money to make money, and the efficiency of making money with money may be more than ten times, dozens of times higher than that of people to make money. For example, those who have assets (buying a house) are better than those who do not have assets, multiplying their salaries for decades by multiples of the rise in house prices, and then multiplying the number of units held by the property.
If you understand this, then you are getting started.
51, in the matter of buying a house, do not ask those friends who have not yet bought a house! First, he is not professional, if professional, he has already sent. Second, buying a house costs you your own money, and if the house rises, he is not responsible for paying more money to buy. The biggest sadness of buying a house is that I have seen countless communities, experienced countless time and opportunities, and finally professionally stronger than real estate brokers, theoretical competitions with experts and scholars, and I have not bought a set of myself!
52, now the renminbi continues to depreciate, the house is a better investment in value preservation and appreciation, all we have to do is to buy the house at as little cost as possible, the rest will be handed over to time, time will give us the greatest return. Therefore, wealth is the product of thinking and concepts, that is, the upgrading of brain power, which is the real source of human wealth accumulation and continuous change in living conditions.
53, real estate as an anchor asset of China's economy and finance, the performance can not be too bad, house prices are essentially a monetary phenomenon, the rise of real estate, spawned monetary easing, and monetary easing in turn to consolidate high housing prices. When housing prices reach a new high, they are constantly strengthening the land credit in the bank's mind. The real estate bull market of the past two decades has strengthened land credit to the point where there is no add-on. As a result, more than 60% of the current bank collateral is related to land. Real estate eventually becomes a big and insurmountable behemoth, which is the ultimate confidence of all people in real estate.
54, When our child steps into society, whether he grows up in a housing bubble or moves forward as a technological elite, they are faced with a world where social stratification has been determined. How much they can do, in the final analysis, depends on how many resources their parents can accumulate. Eggs are broken from the outside and can only be used as food, and eggs are broken from the inside, which is a powerful new life. This is true for the country, and it is true for the small family of the individual. At any time, we can't stop and grasp the moment and look at your own choices.
55, the difference in thinking determines whether you are poor or rich, the poor are subconsciously refusing to take out loans, they think that the loan is not counted, the interest on the loan is much higher than that of the deposit bank, the total interest has caught up with the total house price, do not know that the loan interest only accounts for a small part of the entire house price when the loan is due. It is best to buy a house with full payment, and if you can't buy it, don't buy it. As parents of children, our way of thinking will subtly affect the next generation, and the way of thinking is a crucial factor in determining income level, if you want to become rich, you must first change the way of thinking, what kind of way of thinking do you want your children to inherit from you? And these ways of thinking are absolutely affecting children's views and values of money. So to change one's destiny is to first change oneself.
56, those who are rich and powerful, not only may be the first to borrow money from the bank, to invest or buy goods, but they can also borrow money from the bank to invest in lucrative projects, ordinary people can not participate at all. In fact, the rich and powerful have a much better way to make money than the average resident. They are not afraid of inflation, and they like inflation. Therefore, ordinary people can only put money in the bank, with negative interest rates, and the money is used by powerful people to invest or speculate, which further pushes the level of inflation. In the long run, the gap between the rich and the poor in society has become wider and wider. Inflation is actually harmful to ordinary people and has no benefit.
57 If you are not able to leave multiple properties to your offspring, don't impose your outdated old ideas on your children. For the matter of buying a house, do not feel that you have saved enough savings to buy it, because your income cannot catch up with the speed of the appreciation of the house, but it is a house that is cobbled together to borrow money to buy, and the future is most likely to become the protection of the child.
58, for traditional Chinese, the house occupies a very important position, and you are still waiting. There are also those military masters on the road to buy a house, if you still have to persuade you not to buy a house at this time, it must be a vendetta with you in your past life and a grudge in this life... Always remember that no matter what the regulatory policy is not to reduce house prices, but to curb the rise in house prices and return them to rationality. If, in the face of opportunities, you do not grasp, blindly waiting for the house price to plummet, waiting for the bottom, then you can only regret it
59, most people take money too seriously, only know how to save money and save money every day, and waste their time and life to save money; while some people use time to pursue wealth and successfully avoid the trap of "exchanging time for money". Most people regard money as a means of subsistence, and the rich regard money as a means of production. This difference in thinking leads to the fact that in the same situation of facing money, people with money are more likely to manipulate money, while people without money are more likely to be manipulated by money. This is also the reason why the rich are getting richer.
60, the essence of inflation is to increase the number of money issued, because more money flows into the market, more than the actual amount of money needed for the normal operation of a market, naturally led to rising prices, asset depreciation, poor people prefer to save, that is, put money in the bank, and then under the action of inflation, although interest increases, but the overall depreciation of these assets is rapid, bank interest is far from being able to outperform inflation. The rich are also more likely to encounter the problem of inflation, but the rich will be more aware of investment and financial management, and bear risks, from the investment mentality and concept and poor people have a greater difference, the rich often more understanding of the principles of economics and financial things, such as the same inflation, the rich will choose the appropriate method to avoid or reduce losses, these methods may come from their own resources, connections or book knowledge and so on. One of the most important signs of inflation is the rise in prices, which is simply inflation, because the money supply is greater than the actual demand for money, resulting in a decline in the value of the money itself, so you need to pay more money when you buy the same commodity.
