After entering 2022, the major insurance companies have increased the premium of pure electric vehicles, which you should still have an impression of, and the insurance company is also their own suffering, giving pure electric insurance is really not profitable.
Taige some time ago on the Internet saw a Model Y reverse car hit the corner, the result directly hit the car to "quasi scrapping", 4S assessment down the maintenance quotation directly 200,000, to know that the new car is only more than 300,000, this collision directly knocked off a third of the price of the car, you said that the insurance premium of electric vehicles does not rise who rises ~
Don't charge a high point, the pants have to be lost, everyone always has to eat.
So the question is, just a reversing collision accident, how can a car be hit close to "scrapping"?
Today, Taige will talk about whether the "black technology" used by Tesla, which cannot be knocked out, is good for the owner.
280,000 new cars, maintenance quotes 200,000
Model Y reverses and hits a wall, wall: I can blow for a lifetime
To say that Tesla has a lot of things is not an exaggeration at all.
You can see Tesla news almost every month, so let's see what tricks it is this time.
A few years ago, a Wuxi car owner with slippery feet reversed in front of his own door and directly hit the car like it grew out of the wall.
The two-ton monster made a retreat charge, but it was clear that it was careless and did not flash.
Judging from the pictures of the scene, the injuries in this unilateral accident are still relatively serious, and the rear anti-collision beam, the rear fender plate of the C-pillar, the bottom plate of the tail box, the tail light, and the top of the rear shock absorber tower have a certain degree of intrusion.
Simply judge that this Model Y is an "accident car" even if it is repaired.
If it is an ordinary fuel vehicle, pull to the repair shop, the trunk floor, the rear fender plate cutting and replacement, the rear axle damaged connecting rod, suspension, trunk cover universal replacement, and then install new taillights, new bumpers, almost live together, 100,000 less than half a month to pick up the car.
Four-wheel drive or rear-drive will be slightly more expensive.
But this is tesla Model Y, the official loss result is, 200,000...
The owner of the car said that the car was only bought for more than 280,000 yuan, and the repair cost was 200,000, which was better than direct scrapping. To tell the truth, Tai Ge feels that such a maintenance cost, scrap and total loss is the best destination.
But the scrapping matter is not the owner's decision, only after the insurance company evaluates and calculates.
Why can the same accident be repaired by 100,000 fuel vehicles, and why is Tesla almost completely damaged the maintenance price? The reason is that tesla Model Y's rear undersea plate uses one-piece die-casting technology, as long as the rear axle structure is damaged. Sorry can't fix it, just change the big one!
The body uses one-piece castings
It can significantly reduce the cost of parts and increase production capacity
In fact, the reason why Tesla's maintenance costs are so high has nothing to do with the cost of the battery, and the one-piece die-cast body needs to bear the "main responsibility" in this matter, of course, including the 200,000 Model Y maintenance quotation mentioned above.
ModelY's one-piece die-cast rear axle body not only reduces body parts by 70%, but also increases the tensile stiffness of the frame.
Since there are hardly any solder joints on the one-piece molding body, the connection between each two planes is absolutely reliable, unless unpredictable cracks and damage occur during extrusion.
In this way, in the collision process, the tensile stiffness of the integrated molding body is much higher than the height of the welding car, after all, the most likely failure of the vehicle in the impact process is the connection part, and the force of the entire plane is always better than several solder joints to undertake the impact, and the safety factor can be improved a lot.
Secondly, the one-piece molding technology can also have a better improvement in the lightweight properties, after all, the welding method will inevitably have the overlap and cooperation of materials, even if the bolts used for installation will also make the overall weight a lot of improvement.
For the long-criticized endurance problem of new energy trams, the high-strength and low-weight solution of the integrated body can be said to be very fragrant.
Therefore, for manufacturers, integrated casting process accessories can effectively reduce manufacturing costs and increase production capacity, while the corresponding maintenance and maintenance costs will be passed on to customers through unexpected time such as accidents.
The one-piece body will only become more popular
The maintenance of new energy accidents will become the death of car owners
Although most insurance companies now only focus on Tesla, it is only a matter of time before the price increase is finally spread throughout the industry.
After Tesla was the first to eat crabs, there have been many new forces in the autonomous camp that also flaunt technologically advanced car companies have begun to follow up on the integrated molding technology, after all, in addition to the high maintenance cost of this short board, almost all of them are advantages for car companies.
Tesla, which has already tasted the sweetness, will go further and start playing CTC.
The so-called CTC, or Cell to Chassis, integrates the battery into the chassis and completely throws away the heavy battery pack housing and the module housing. With the one-piece molding of the body, the advantages of such an integrated solution are very obvious, but if it is really on the day of listing, it is estimated that the owners who bought the tram have one more place to be afraid of damage.
In addition, the technology configuration that seems to be bound to pure electric vehicles is also the hardest hit area for maintenance costs. In some running volume models, small accidents scratching and colliding may be to change the front and rear bumpers to finish, at most change a few reversing radar and reversing images, and then less than 10,000 small to get it done.
But in a pure electric vehicle with intelligent configuration "bursting", after changing the bumper, the owner may have to pay for a few millimeter wave radar or even lidar, and it is not good to change the laser headlights.
This cost is not something that can be done with tens of thousands of maintenance costs.
Write at the end
To some extent, the current automotive development trend is very similar to Uncle Joe's iPhone play highly integrated. However, for the commodity of the car, when a small accident becomes an overhaul, it is too "fast to digest", and the owners who bear its side effects will eventually use real money to educate the merchant to return to the "reality", and technological innovation is sometimes not a good thing.
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