Every time I turn on my phone, I am shocked by various vicious incidents such as campus loans. With the increasing material abundance, many children who grow up in a relaxed environment have no concept of money and financial management without the elders to teach or practice.
Many children still enjoy the material support of their parents as a matter of course after entering universities or even working. Due to the lack of experience in their own hard work, they not only do not realize that it is not easy to make money, but also do not have the confidence to break out of the world independently. To put it cruelly, it is the "giant baby" state.
In the UK, many education experts suggest that at the age of three, children can gradually instill a correct view of the economy. In the face of children who are still learning to speak, there is no need for parents to talk about "money" discoloration. Young Money, a British charity organization, has listed a teaching guide for parents on the concept of money.
3-5 years old
Distinguish between banknotes and coins
Learn that money can be used to buy different things
Recognize that money can be saved (you can buy a piggy bank for your child)
Have your child try to describe how they feel about money
5-7 years old
Learn to find the correct currency
Learn simple bookkeeping and try to use a ledger
Try to distinguish between neid and want, that is, necessities and items that are purely to satisfy desires
Find out where the money comes from
7-9 years old
Learn about non-cash payments
Understand the advantages of bank accounts and the risks that come with debt
Try to describe your employment needs
Learn why some occupations earn more than others
Learn about the role of charitable organizations
9-11 years old
Learn simple forex conversions
Learn simple budget management and planning
Learn to prevent the leakage of important personal information
Learn about interest rates
Understand the role of taxation
11-14 years old
Understand what personal credit is
Learn to read simple financial statements
Learn how business insurance works
Try to explain the relationship between risk and reward
Learn how to avoid scams
In addition to Young Money, some commercial organizations have also joined hands with children's artists to help them understand the terms of the adult world such as "hard work" and "business opportunities" in a way that children can understand.
For example, HSBC asked children's illustrator Emma Dodd to draw a real-life fairy tale series called Fairer Tales, turning the princesses waiting for the prince to save in the original version into a new generation of princesses who can hold up half the sky.
In this set of illustrations, Cinderella Cinderella is bullied by her vicious stepmother and sister, and works all day until her feet hurt.
How nice it would be to have a pair of stylish, comfortable sneakers! Cinderella, who wanted new shoes, decided to draw drawings late every night and make her own shoes.
Then, the family received an invitation to the royal ball. Two sisters who could only complain, thinking only about how to impress the prince.
Just as Cinderella was struggling with the lack of new shoes, the fairy appeared.
"You should go to the prom," said the fairy, "but there is no need for you to get rid of it by marrying the prince, for you already have the key to success." ”
With a wave of her wand, the fairy turned the pumpkin into a sewing machine, the dishwashing cloth into soft leather, and the wooden spoon into a tailor's scissors.
With the help of the fairies, Cinderella made a shoe that was unique. She came to the dance party to dance freely, and everyone in the audience was fascinated by this beautiful pair of comfortable shoes.
Just then, the manager of magic forest football club noticed the shoes. The upper foot is as fast as a fly, and it is so light that it is perfect for footballers to wear. In this way, Cinderella received a big order. Eventually, she became the founder of the "Glass Shoe Movement" brand.
After Sleeping Beauty was cursed, she slept like this for a long time. When she woke up again, she found that the money she had saved had increased several times (a little too optimistic).
Sleeping Beauty, who was busy checking the bank letters, forgot that the prince was ringing the doorbell.
She opened the door, and the prince stood in the doorway, introducing himself and saying:
"I'm Prince Charming, and I'm going to give you a kiss and marry you."
"Thank you very much, but I don't need to kiss and I don't want to marry you," said Sleeping Beauty, "after all, we just met!" You can have a cup of tea with me, I've slept for so long and I can't be thirsty! ”
So the prince and sleeping beauty opened the envelope while drinking tea.
Rapunzel, in order to escape from the witch's tower, cut her hair and made a rope. So Rapunzel became a short-haired girl.
At the same time, the world has changed, and witches' tricks are difficult to deceive people, and naturally they can't make any money. So Repunzel went to her for advice and said he wanted to buy the tower.
"It might be nice to sell it to her, this tower is not worth much," thought the witch, "and this tower doesn't even have stairs or doors." ”
After taking over the tower from the witch, Repunzel borrowed money from the bank to carry out a major renovation of the tower. She added partitions, stairs, and other amenities to the tower, splitting the gloomy tower into three apartment buildings, and she herself lived on the top floor with the best view.
The other two apartments, she rented to Sleeping Beauty and Cinderella, were used to repay bank loans. Gradually, her rental income increased, so she bought other towers to renovate.
The three princesses decided to set up a club called the "Fairy Godmother" to help young people with ideas.
In the end, they lived happily ever after.
In the same way, as long as the imagination is used, other princess fairy tales can also have a modern version of the twist:
After Snow White and the seven dwarfs lived together, didn't they cook for them every day? Because the pie made by the white girl was big and fragrant, passing ten and ten hundred, she became the owner of the local famous cake shop.
After the little mermaid Ariel came ashore, she began to adapt to human life. With more than a decade of experience living under the sea, she became an oceanographer.
In Candy House, the brave Greta pushes the witch into the fire and saves her brother Hanzel. The dim sum house inspired Greta, who later became an architect.
In this way, through these interesting illustration stories, the truth of "having a rich waist and a hard pole" is taught to the children. So, how do children feel about these stories?
"The princess doesn't need the prince to save her, because she's saved enough money."
"What did these stories teach you?"
"If I were a princess, I would save myself."