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When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

"Do you want to cultivate your child's view of money?" I personally think it's definitely necessary, because both we and our children are fighting for money and a better life all our lives. ”

Happiness and wealth are our birthright. Even small children should have basic pocket money. Unfortunately, not every parent can be so enlightened, for various reasons, parents always have some concerns when their children ask for money. Even some parents will inadvertently say things that hurt their children's lives.

Case: Ms. Chu is a full-time mother, her husband only gives her 1200 yuan a month in living expenses, she spends a special province. However, children are different, Ms. Chu's son went to primary school, either love to throw away the eraser, or love to buy arithmetic books, always manage the mother to pocket money.

Whenever the child asks her for money, the mother will say casually without anger: "You know how to spend money in a day, do you still know what to do?" ”

Unexpectedly, the son remembered his mother's words and has since remembered the hatred in his heart. On that day, the son's school had to pay the class fee, 25 yuan per person, the son went home to manage his mother, and the result was that the mother said almost the same thing, which completely angered the son. Only to see, the son walked towards the large vase on the balcony, picked it up and fell to the TV.

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

This time, the loss is relatively large, a TV set is thousands of dollars, a vase also has to be more than a dozen dollars. The mother was so distressed that she wanted to beat her son, but she resisted. The mother is worried that the son will retaliate against the mother or hurt himself. Sure enough, from then on, as long as the child gets the money in hand, he will absolutely spend it indiscriminately and will not listen to discipline at all.

At this time, my mother had to reflect on whether she had done too much and should not be unobstructed? Perhaps, when a child asks for money, he should not say that kind of nagging words.

Thinking about it, for the sake of mother-child harmony, but also for the sake of her son's physical and mental health, Ms. Chu decided to reform herself, and in the future, when the child asks for money, she will rot the words that should not be said in her stomach.

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

When the child asks for money, some words that hurt the baby's self-esteem are best rotten in the stomach, and don't say it easily

If you complain that your child wants money, don't say it easily

A good word is warm in three winters, and a bad word hurts people in June.

Children do not have the ability to earn money, are not yet 18 years old, and cannot exchange money for work. Therefore, it is actually reasonable for the child to manage the mother's pocket money. In this case, the mother really should not complain about the child, always saying to the child, "You know how to spend money in a day, and you know what to do?" ”

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

Even if the child's academic performance is not satisfactory, and the money to buy an eraser and a book is a little too much, the mother should not sprinkle her resentment on the child. Otherwise, once the child is full of resentment, he will have a conflict with his mother and affect the family relationship.

Don't always say to your child, "I don't have any money."

Children ask their mothers for money, but also to meet their actual needs. Some children do not want to spend money indiscriminately, but when their mother refuses, she is too strict.

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

If the mother always tells the child that "I have no money", this may hurt the child's self-esteem, so that the child mistakenly thinks that he wants money is a sin, and he should not care about the mother asking for money. Even, children will identify their own family as a "poor family", which is not as rich as other people's families, and has a sense of inferiority.

Of course, we also don't advocate giving children pocket money without a bottom line

If the child manages the mother to ask for money, which is a reasonable part of the expenditure, the mother can give. But if the mother feels that it is not necessary, she can also gently tell the child that "this thing is not necessary to buy", or "how long can I buy it", "how can I save money to buy it", etc. In this way, adults and children are happy, and the problem is solved.

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

In fact, cultivating a child's correct view of money is really not an overnight thing, from the guidance of parents to the words of parents, which can affect the shaping of children's concept of money.

So, how to cultivate a correct view of money in children?

▼ Give your child a reasonable amount of pocket money to guide your child to spend rationally

Children should know money, understand money, know what money is used for, and how to use it. Parents should guide children to consume rationally, learn basic storage and financial management, and help children develop good habits of saving. At the same time, avoid extravagance and waste of children. If the child can't do it, parents can use the following reading books to educate their children on the concept of money.

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

▼ Guide and educate children through book reading

Books are the key to human wisdom and a light that illuminates people's success. Parents can use books to educate children about financial management, help children understand money, use money, and let children have a correct concept of money.

Children will learn the concepts and methods of wealth management through the enlightenment of financial fairy tales, and even children with strong abilities can penetrate the essence and change the current situation of lack of money in their own and family economies.

In short, teaching children to have a correct view of money and have the ability to make money early is not a bad thing, it can bring benefits to children themselves and their families. A child who knows how to make money from an early age has a resistance to the idea of dependence, and his independence and autonomy will be stronger, which is very beneficial to the child's life.

When a child asks for money, it is the best time to improve financial quotient: there are some things that parents can't say

Why are some college students now able to save up for entrepreneurship as soon as they graduate, while some can only rely on their resumes to desperately find a job, this is the difference in financial and business awareness.

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