Giving children money for the New Year has long become a cultural inheritance.
Nowadays, the Taste of the New Year is getting weaker and weaker, whether in the countryside or in the city, there is no longer the lively atmosphere of the past. In particular, many cities do not allow fireworks, which is less interesting.
Moreover, with the continuous improvement of our living standards, the big fish and meat eaten in the New Year can also be eaten in normal times, and we will not look forward to the New Year. But fortunately, there is still pressure on the old money, and the children's interest will not be affected.
Every child's money is difficult to escape the coaxing of their parents
Mom helps you save
Going back 10 years ago, when everyone spent paper and pencil, pressing old money is not strange to children, and there is still a little intimacy in the hand. But most children are still dismissive of pressing old money, and they don't spend money at all.
Maybe it's because the child never takes the money himself to go shopping, or maybe the mother doesn't make it a habit for him to spend money. I got the money and didn't know what to do with it.
At this time, the mother will seize the opportunity to shake the hearts of the army, let the child give the money to the mother, and use the so-called mother to save for you as a pretext to deceive the child's trust.
Mom takes this money to buy you good food
There are also many mothers who will tell their children bluntly that after the money is given to the mother, the mother will spend it for you, but the money will be used on you, buying you good food, or buying toys.
Although the mother promises this, when it comes to really spending money, how can the child compare and compare? Maybe the child has long forgotten the problem of pressing the old money.
Alpaca mom has something to say:
When the baby realizes that the mother has cheated himself of the old money, it is all a matter of growing up. Every time I think back on this matter, I feel how can I be so good at cheating?
Moreover, after being tricked by his mother's rhetoric, he still didn't know that when he waited for the next year, he would not hesitate to hand over the money to his mother.
On the one hand, such a problem occurs because the child's sense of trust in his mother is too strong, and his own things can be shared with his mother. On the other hand, children lack awareness of money and do not know the meaning and use of money.
When will the baby be able to manage the money herself? At the age of old age, it is clever to use 3 ways to manage money to benefit children
The Civil Code stipulates that the act of donation shall belong to the recipient. Minors over the age of 8 may independently carry out civil juristic acts that are purely beneficial.
According to the relevant laws and regulations, babies over the age of 8 can manage the pressure money received in the New Year on their own. If they voluntarily give up self-management, parents can only assist in preservation, and how to control it is up to the child to decide.
Therefore, parents whose children are more than 8 years old at home should stop hitting their children's ideas of suppressing old money. Even if children don't understand the law, we adults can't know the law and break the law!
But parents can take the opportunity of pressing the old money to guide their children to understand money and manage money. After all, we live in the world, and sooner or later we have to deal with money.
Spend your money on people you care about
Pressing the old money is a kind of unexpected surprise, the amount can be large or small, but no matter how much money, it is not safe to put it on the child, rather than being afraid of letting the child lose it, it is better to help them spend.
When it comes to spending money, parents must let their children develop a correct concept of consumption, even if they spend their own money, they can't just think about themselves, they must know how to spend money on their families.
Because I care, I will no longer be preoccupied. Just as a mother spends money on her child and never hesitates, the child must have the same awareness. Gifts are not about how expensive they are, but about their hearts.
Depository banking is a profitable idea
As the saying goes, if you don't manage money, money will ignore you. The concept of financial management should be grasped from the doll, and the sooner it is instilled in the child, the less the child's extravagant and wasteful behavior will be.
Therefore, it is a good opportunity to guide children to deposit the money in the bank to earn interest. Not only can you benefit from saving money to your children, but you may also be able to make your children sure of their future career development and become a financial planner!
However, guiding children to deposit money in the bank in the early stage will encounter many tests, after all, the child's thinking ability is limited, it is difficult to understand the meaning of saving money, and they will always feel that their money has been taken away by the bank and will not be returned to themselves. Parents should be mentally prepared.
Today's Topic:
Have you ever withheld your child's old age money? How do you usually trick them? Did they consciously hand it over to you? Feel free to share your thoughts with us!