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Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

I don't know when the child learned to ask for pocket money, obviously has prepared snacks and school supplies for him in advance, but still asks his parents for a variety of reasons. There are even many children who steal pocket money or pay directly for things on their parents' mobile phones...

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

Lament that children are smart now, but also worried about their concept of money. I have seen a video on the Internet before, because the boy is addicted to mobile games, he actually secretly rushed the game with the down payment that his parents used to buy a house. For such behavior, even if it is a beating, what can be done?

It is said that "day and night defense, family thieves are difficult to prevent", with the first "theft" behavior, the next will only become more intense, it is difficult to change the previous wrong. Because the child's self-control at this stage is relatively poor, it is easy to be attracted to the strange things that you like, and the same mistakes may be repeated many times.

In the final analysis, it is still the problem of pocket money, and the child's behavior of taking money and transferring money without permission is caused by this, so should we give the child pocket money? See how parents see this.

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

Yuzu Mother: It is not recommended to give her child pocket money, because all the living and school supplies are purchased with her, and there is no need to buy other items. And give the child pocket money, worried that she buys unhealthy food, especially the small bags of food at the school gate, the quality is really worrying. If something goes wrong with eating, who is responsible?

Star Mom: From the age of two, children have a simple concept of money and know that money can buy what they like. At that moment, he will be given pocket money, ten yuan a week, and how to spend it is up to the child to decide. As a parent, you will give him reasonable advice and tell him how this snack is, but the final choice is still in the hands of the child. I thought he would be extravagant, but I didn't expect that the child's arrangement for money was particularly reasonable.

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

Regarding the question of whether pocket money is given or not, in fact, parents are divided into two factions, but the starting point is for the children. I don't want to give them pocket money, I am worried that my children do not know restraint, buy some unhealthy snacks, and I am more worried that they do not know how to save; and I want to give my children pocket money in the hope that they will know how to dispose of money from an early age and know what they know at a young age.

It can only be said that the starting point of parents is the same, but there are some differences in practice. As a mother of two children, from her own point of view, she advocates giving her children pocket money, but the premise is to pay attention to "degree". The amount of pocket money should not be too much, and it should be given planned to make children develop habits.

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

If you deduct your child's pocket money, it will actually make them have a certain inferiority complex. You know, children also need to socialize, but also share and show off their own things, and pocket money can buy favorite cards, school supplies, which will become the basis of children's self-confidence. This is not superficial, but a way for children to integrate into social interactions, and parents should understand.

On the whole, those children who steal money are because their parents usually have too strict discipline. Forced by helplessness, children can only get the money they want in this wrong way. Therefore, trying to give your child pocket money is what a smart parent should look like.

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

A child's financial quotient is cultivated in pocket money

1. Understand the awareness of the transaction of money and goods

The first benefit is to let the child know that all the items they like need to be exchanged for the equivalent of money, so that they have established a sense of commodity trading from an early age and will not have the idea of stealing. Until now, there are still many children, to the supermarket randomly take, or even directly open the bag, do not know that they need to pay first, these things belong to themselves.

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

2. Learn to plan financial management early

When a child has a sum of pocket money of his own, he will make a plan in his heart and arrange a reasonable way of spending it for pocket money. Initially, the pocket money of the week will be spent at once, but then the child will know that the pocket money needs to be planned. Once squandering power is a lesson, children will slowly understand how to manage money, of course, this also needs the guidance of parents.

3. Develop a good habit of saving

Parents will find that initially their children will spend their pocket money to buy a lot of irrelevant things. But then they buy things less and less often, and instead save up their pocket money and buy something they really need. Good saving habits are formed from this time, and they will certainly not become moonlight families in the future. Most importantly, children will not consume ahead of schedule, and everything will be carried out in an orderly manner.

Do you want to give your child pocket money and see what the parents say? Children's "financial quotients" should be well cultivated

All in all, it is good to give children pocket money, and they can cultivate their money concept and financial quotient from an early age. Many consumption habits are formed from now on. Of course, pocket money can not be given too much, otherwise the child will not know how to cherish. It can be exchanged for rewards or labor, and when children perform well, parents can use money as a reward, and they will cherish it more.

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