Text: Xi Xihuan
Figure: Originating from the network If there is an infringement contact deleted
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As the old saying goes, the richer the more you have the bottom, not to compare vanity, but to encounter wind and rain in life, when you are at a low point, if you have money in your pocket, you can solve many tricky problems, and you will not let yourself and your family be too embarrassed.
Some people say that they are not poor in food and clothing, and they do not count on being poor. Although many people wish they could get rich overnight, this is only an idealism that is unlikely to be realized, and the vast majority of people's wealth is accumulated bit by bit.
If you want to become rich, you must first have the ability to make money, so that you can have income, but another problem arises, some people make a lot of money, but it is difficult to save money.
I have a friend around me, who entered a good business after graduating from college, and his salary is very high, but he is also very capable of spending money, and it is a big expense to buy electronic products.
Whenever a new product comes out, he always has to rush to buy it, even if he has it in his hand, which he says is the pursuit of the trend.
Then after the introduction of others, he also invested a lot of money into the financial investment, but he was not good at taking care of it, and finally lost a fine.
A few years later, when it was time to get married, his parents found that he had not saved a penny, and he looked at his daily life very moist, but he still owed money to his credit card.
In fact, people like this are not uncommon, and now many people are living in the way of advance consumption, materialism has been increasing, and they can't convince themselves to break away, always dominated by materialism, and naturally can't save money.
Sitting on the mountain and eating the sky is not a wise attitude to life, none of us can predict what kind of wind and rain and difficulties we will encounter for the rest of our lives, this is not pessimism, nor is it unfounded, but at least have a preparation for what may happen in the future.
Although money cannot solve all problems, but without money, it will often make us difficult to move forward, whether it is the most basic material life, or a higher level of pursuit, we need to have a certain economic foundation to do support.
Therefore, no matter how rich you are, you must learn to save money on these few things, which is not to treat your own life harshly, but to accumulate wealth for the rest of your life.
01 Materialism is on the top
People have vanity, but some people can turn this vanity into a driving force for them to continuously improve their progress.
When we see that the people around us are living better and have more, especially the kind of life we yearn for, unconsciously, we will be very envious, and even fantasize about whether we can also have that kind of life.
At this time, some people will bury their heads in hard work, let their abilities continue to improve, so as to earn more money, only if there is a accumulation of wealth, will be closer to the desired life.
However, some people are not, they will become irrational when they produce material desires, they will not be able to restrain the production of material desires, and finally they will be completely dominated by material desires.
Once a person becomes a slave to materialistic desires, he will stop at nothing to obtain the materials he wants, such as clothes, shoes, bags, electronics, and even real estate and cars.
Then what we really need in the process of life is actually not much, you have more clothes, you can only wear one set a day, you have more electronic products, the real practical may only be one or two.
Buying too many useless substances will only waste your own money, and in the end, you will not save money, and you will become more and more indisciplined.
Many times, these people can't restrain their materialistic desires, often because they are compared to vanity, they feel that others have it, and they can't be less, and this vanity leads to more and more distortions in values, and finally pits themselves.
Truly intelligent people will never blindly compare, let alone let themselves be controlled by vanity, because he knows that the vanity of the comparison will only make him look cheap, and if he can restrain his materialistic desires, the money he saves is his greatest confidence.
02In terms of investment
Now many people have spare money will make different forms of investment, which is the so-called money to make money, which is also a form of earning wealth.
However, not everyone is suitable for investment, because as long as it is an investment, there will be risks, and in the process of investment, it is a test of a person's mentality, judgment and foresight.
Once some people start investing, they are not in the mood to do other things every day, and even their normal work and life will be affected, only to see whether the profits of investment will increase or decrease.
However, many investments are actually looking at long-term yields, and the rise or fall of a moment does not represent the final profit gain or loss.
If a person's mentality is not good, even if there is more money to invest, it may eventually be adrift and unable to make a profit.
In addition, we should also learn to judge the general environment and situation of the times, not all investments are worth trying, because it is likely to pay the price of your hard-earned money.
Learning to save money on investment will make you more cautious and will also allow you to constantly improve your vision so that you can choose the most suitable investment project and method for you.
03 Invalid socially
People are social animals, and if they want to survive in this society, they are naturally indispensable to deal with people, and the cost of socializing is not a small amount.
Human interaction means that we always ask for people, and we may also need to use money to maintain a relationship.
However, many people seem to be surrounded by a lot of friends, but in fact, there are not many who are sincere with him, and the so-called fox friends are actually nothing more than places that you can use.
As we grow older, we should understand that people's time and energy are limited and precious, which need to be cherished, and the people and feelings we care about are worth paying, and those ineffective socialization should be free.
Some people often organize classmates or friends to party, every time he is alone to pay for the consumption, listening to the people around him say compliments and praise to himself, maybe the psychology at that time is useful, but later will understand how meaningless it is to waste money on ineffective social networking.
Saving money does not mean treating your own life harshly, nor does it mean being stingy or calculating in human relations.
More often, saving money is selective, and there is no need to save money in terms of eating and dressing normally, or in supporting the elderly and educating children, because this is our obligation and responsibility.
The way to save money with true wisdom is actually a high degree of self-discipline and transparency.
END.