A father who lives in the villa area and two children in elementary school have already invested in the old money. One is ready to buy a fund for Mom's trading, and one is ready to open a stock account to learn to invest. What an enviable "other person's child"!
How can a child be so young and have such a strong sense of financial intelligence? The father confessed that it was thanks to the financial and business education that began at an early age.
How big is the difference between a child who has been educated by financial counsel and a child who has not been educated by financial business?
My cousin's family is rich, the family is engaged in clothing wholesale, how many talents in the 90s just got rid of poverty, his family has long been full of money. From a young age, I want to have something, and spending money is like flowing water.
When he was a child, he spent a lot of money and his parents never guided him correctly, which led to his lack of awareness of money all the time. After his parents handed over the family business to him, they declared bankruptcy within a few years.
This is a bloody lesson. Children who lack financial and business education, do not have the concept of money, do not understand the hard-won nature of money, and wantonly squander it, which may eventually lead to tragedy.
The children of the fathers who live in the villa area mentioned above have learned how to use money to make money when they are young, establish a sense of risk, and maximize the meaning of money.
In contrast, children are far apart. Therefore, it is imperative to educate children in financial and business, and we must seize the opportunity. If you've never started, take advantage of the New Year.'
The New Year is a good time for financial and business education
In the New Year, the children have received more or less pressure money, from hundreds of thousands to tens of thousands. Children are small, parents can change the move into the pocket; children are older, they want to keep themselves, it is more difficult to put away.
My 12-year-old cousin moved out of the teacher because he didn't pay the old age money. He pointed out to his parents that the teacher had said in class that the act of donation should belong to the recipient, and that minors over the age of 8 could independently carry out civil juristic acts for pure benefit.
In other words, when a child reaches the age of 8, he can manage the money by himself. For children under the age of 8, parents can help manage them, but they cannot take possession of them.
The little cousin wins himself the opportunity to manage the money. It's just that whether the child manages it himself or gives it to his parents, the parents must properly manage or teach the child to properly manage the money and do a good job in financial and business education.
What should I do about my child's financial and business education?
It is not enough to educate children about financial and business, just to teach children not to spend money indiscriminately, and to learn to save.
The cultivation of children's financial quotient includes seven steps: understanding money, knowing the source of money, understanding the role of money, how to spend money reasonably, how to make money appreciate, how to establish risk awareness, and how to make money more meaningful.
The child is still young, and the parents are bitterly educating the child to use money reasonably, and how much the child can listen to. While verbally agreeing to keep it well, while using the money to recharge the game, buying all kinds of expensive toys... My daughter also distributed the money to the children to spend.
In the final analysis, children still do not understand the hard-won nature of money, will not cherish, do not know the difference between good and bad money, let alone spend money meaningfully.
Since my daughter watched the "Children's Financial And Business Picture Book", it has changed a lot. Every year, she would divide the money into several parts, part of which was used to buy her stationery and teaching aids, and to reward her own expenses; part of it was deposited into her separate account, and she also entrusted me to help her manage her finances.
After making some money from buying a fund with pressure money, she tasted the sweetness of money making money. He also told me to try to learn to invest in bonuses. An unexpected surprise, a small investment also inspired her to learn.
My nephew is a veritable bully. The study bonus was a lot, but as soon as it was in hand, it cost a lot of money. His mother is worried, even if he can get a high salary when he grows up, what if he doesn't manage his finances empty-handed?
He also gave his nephew a "Children's Wealth and Business Picture Book", and I thought that his eldest child would be unremitting. Unexpectedly, I took the research every day, and also took the initiative to hand over the old money, frankly saying that there was too much homework and no time, and I could only let his mother help take care of it.
If your child also has the trouble of lacking money awareness and spending money uncontrollably, you may wish to read the "Children's Financial Quotient Picture Book" to your child. Especially for children aged 6-10, it is a good time for financial and business education, don't miss it.
Seeing the great changes in my nephew and daughter, I picked up the "Children's Financial and Business Picture Book" to study it carefully. It turns out that these picture books are very grounded.
There are 8 volumes of "Children's Financial and Business Picture Book". Each book perfectly connects every step of financial and business education. In other words, if you want to educate your children about finance and business, you can start by reading the "Children's Financial And Business Picture Book".
"Where Does the Money Come From" and "Parents' Money Is Not Gratuitous" teach children to know money and tell children the source of money. Every minute and every minute we spend is hard earned by our parents, not falling from the sky, and it is not easy to understand our parents.
"Money is good and bad" reveals that the role of money is good or bad, breaking the misunderstanding that children think that having money is good. For example, money can't buy health, can't be exchanged for family affection. Money is not a panacea.
"Be the Little Master of Money" tells children how to use money wisely. Children are advised to develop the habit of rational consumption from an early age and plan the items they need in advance. When encountering promotional promotions, think twice and avoid impulsive consumption.
In addition, "A Good Idea for Money to Make Money", "Don't Be a "Negative Man", "Money Is Not Omnipotent", "The Relationship between Chinese Money and Foreign Money", from different angles to educate children in financial and business, children can establish risk awareness from wonderful small stories, and be the small master of money.
Write at the back:
Learning to manage money is a lesson that every child has to learn. Learn as soon as possible, the more the child's future life will not eat the loss of money, the more smoothly it will be.
As a parent, we must seize the opportunity to pay attention to cultivation. Cultivating financial quotients begins with a set of "Children's Financial Quotient Picture Books".