A reply to a comment can be seen in the picture A comment reads as follows: "We went to work in 1983, began to pay social security in July 1992, and now we have paid for almost 30 years, and we have to pay for 3 and a half years."

A reply to a comment

See the picture for a comment as follows:

"We went to work in 1983, we began to pay social security in July 1992, and now we have paid for almost 30 years, and we have to pay 3 and a half years to retire, counting the 92 years ago to 83 years and almost 40 years, can it be the same as paying 15 years? Pay more, no problem! ”

Reply:

Do you know what "overpayment and over-gain"?

What about "almost 40 years" as far as you say? Even if you are (40 + 3.5 =) 43.5 years, compared to the 44 years of social labor experience, you are still almost the same, right?

But you're "more" than you've been in 44 years, how do you explain that?

Is it because you personally pay more than others? It's still "pay more, no problem!" "?

You don't just "compare it to 15 years", right? It should also be compared to these 44 years, if it is the same as what you say? "Explain that you have a reason, otherwise, it means that you are talking nonsense."

On the other hand, you are also here to distinguish between the "social pooling" and "personal account" mixed account management nonsense that does not distinguish between receiving a pooled (basic) pension and receiving a personal account pension. This is also a trick that you agree with the "overpayment (payment) of more" to cover up the "too much" of personal contributions.

Individual contributions are only personal account pensions, no personal contributions and no personal account pensions should not be "deemed to be paid"! I don't know if there are you?

Finally, I would like to tell you that the "my average contribution index" in the formula for calculating the pooled (basic) pension is an unfair and unreasonable scourge and should be abolished. In this way, in receiving a pooled (basic) pension, whether it is 15 years or 44 years and your 40 years (44.5 years) will be fair and reasonable instead of "the same"? "That's it. This is the equal pooled (basic) pension corresponding to the equal social pooled contribution.

(You can calculate it yourself and it's not that complicated), and it would be shameful if you still insist on the "pay more and get more" view.