Zhongqian culture, three ways to cultivate children's financial quotient

Many people attach importance to the cultivation of IQ and emotional intelligence, but ignore the importance of financial intelligence, and do not know that financial intelligence is as important as IQ and emotional intelligence. Of course, financial business also has a high and low distinction, financial business thinking also needs to be cultivated, and the cultivation of financial business is a subtle process, it is best to start from a young age, in the middle of the financial business suggests, parents can consider starting from the following three aspects:

First, establish a correct view of money. A correct and healthy view of money enables children to understand the meaning and value of life, and then enjoy and create a better life. Correct financial and business education can not only teach children a good concept of money, understand some basic investment methods, cultivate the wisdom of correct judgment and reasonable choice, but also cultivate children's responsibility, gratitude, self-confidence and other virtues. Developing good consumption habits also allows them to learn to use economic vision and thinking to plan their dreams and manage their lives. Parents can start from daily life education to educate their children in finance and business and cultivate concepts.

Second, small money becomes big money. Every parent will give their children pocket money, and every New Year's Day, the children will also receive a considerable amount of money from relatives and friends. Learning to use these scattered funds systematically is an important step in teaching children to manage their finances. Parents can use some banking products to teach their children to force savings and make small money bigger. For example, the use of zero deposit and round take + whole deposit and whole take, education savings, etc.

Third, learn to "make money out of money." Teach children to use financial investment products from an early age, flexibly use funds, and learn to "make money with money", which can cultivate children's awareness and ability to make money. Opening an independent bank account for children is a good choice, so that children can record and manage their own income and expenditure details, which can assist children to intuitively analyze the income and expenditure of the account, cultivate children's investment awareness and ability, and open up their colorful investment experience.