If your child has not yet bought insurance, then please think deeply, why our children do not, is it the negligence of the mother or the father who is lucky?
To give your child good food and drink, buy a lot of brand-name clothes or toys, it is better to buy her an insurance to be real and at ease!
Whether we will get sick or not is a matter of God, we can't control accidents and diseases! Treating the sick and saving people is the doctor's business, but whether there is money to cure is what our parents should consider!
Buying a child an ice cream is giving him 3 minutes of happiness;
Buy a toy, is to give him 3 days of happiness;
Buying a dress is to give him 3 months of happiness;
Buying an insurance is to give him a lifetime of happiness!
10 benefits of buying insurance for your child
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1. The embodiment of parental love:
Love is both enjoyment and responsibility. The selfless love of parents for their children is reflected in the aspect of responsibility. Preparing a life insurance policy for your child is an inevitable choice for parents to love.
2. The premium is cheap:
The younger you are, the cheaper the premiums you pay and the better the life insurance you buy.
3. Great opportunities for underwriting:
Everyone knows that children's bodies are better. Therefore, buying life insurance for a child will not be denied or covered at an additional cost due to poor health.
4. Pass on the risk of disease of the child:
Medical reform has transferred more costs such as children's medical rehabilitation to families, and hundreds of thousands of children in China suffer from serious diseases every year; children lack self-protection awareness and ability, and their chances of encountering risks are no less than that of adults. Once the above costs are incurred, the blow to the family economy will be heavy and far-reaching.
5. Establish children's education funds and entrepreneurship funds as soon as possible:
At present, the average annual education expenditure of Chinese college students is 20,000-30,000 yuan, the enrollment rate of college students is 50%, and it will reach 100% in 20 years. Are you ready for such a huge expense? Moreover, the establishment of the entrepreneurship fund will help children successfully move towards society and take the first step in life.
6. Exempted premium insurance adults:
The growth of children is unstoppable, it takes about twenty years to train children to grow up, living expenses, education expenses, medical expenses, etc. are undoubtedly huge, if parents have a case, or for some reason can not continue to pay premiums, can be exempted from the remaining premiums, the commitment to the child also continues to be valid.
7. Reduce the burden on children in the future:
When the child reaches adulthood, the life insurance payment period has expired and the child is no longer required to pay the premium, so they can have lifelong protection.
8. Help children establish a correct concept of consumption:
Now children's material life is extremely rich, if we help children save their "income", while reducing some unnecessary expenses, to prepare an insurance for children, will slowly cultivate children's good financial management and consumption concepts, so that they can benefit for a lifetime.
9. Establish a good risk plan and cultivate children's sense of family responsibility:
After insuring your children, you should let your children understand the meaning of insurance, serious illness will cause the family economy to suffer heavy damage, where does the economic security needed for happy growth come from? Guide children to understand various social risks and preventive measures in a subtle way.
10. Let the child always remember the grace of the parents:
If your child is born soon after birth, take out a whole life insurance policy, which is the best gift when he becomes an adult. From stumbling to steady steps, the child has a long way to go, parents may not be able to care for their children for a lifetime, but that deep love is passed on to future generations through a thin insurance policy, helping children to survive every difficulty, endless...