In life, many rich parents do not restrain their behavior in front of their children, in order to show their "ability", always love to show that money and power can do everything, bring the rules of the business field and the official field into the family, so that in the young mind of the child, instilled into the idea of "money is omnipotent", influenced by their parents, these children infinitely magnified the role of money, and naturally looked at everything when they grew up.
A friend runs two electronics factories and uses half his life savings to send his 14-year-old son to the United States to attend junior high school, and his mother accompanies him full-time. All his energy was spent on his son, reading English books for him, disciplining him not to play games, helping him choose classes, but he hid at home after school and played games, looking like he didn't care! My dad will spend money to help me get it done anyway! In exchange, the son is extremely bored and disrespectful to his mother. A year and a half passed, the language barrier has not passed, playing racing outside, bumping into people, afraid of taking responsibility, directly hiding and not finding anyone! The feeling of helplessness is heavy and heart-wrenching.
The reason for this is because of the consumption power formed in a superior environment, the extreme lack of cognitive awareness of self and social relations, and the lack of self-control and compromise ability.
In the face of growing children, anything that happens, parents should not be vulgar, in front of the child to show that money can do everything attitude, for the child's mistakes, not with money to dot everything, but to cultivate children's courage to admit and bear mistakes.
There is a high school student studying abroad to and from the business class post on the Internet, some netizens said: "A business class position is often 3 times the price of an economy class position", students sit in business class, a few hours of comfort, willing to spend nearly 15,000 yuan more. She goes back and forth like this two or three times a year, and I don't know how much of the annual income of low- and middle-income families is equal? If you add tuition, living expenses, and all sorts of high spending, how much do parents have to spend each year? After a few years, it cannot become a golden mountain, but it can also become a silver mountain.
From the case, the current situation of facing some of the "rich second generation" false financial values is improved as follows:
1, there is no unearned gain, to have an independent consciousness
Whether it's physical or mental effort, you need to pay something to get money. There are no free lunches in this world, no pie drops, and no unearned gains, and in the "rich second generation" family education success type, such as: the Rockefeller family in the United States, the property they own is difficult to count, but the old Rockefeller only gives his son a few dollars a week pocket money. Someone asked him: "You are so rich, why are you so stingy with your son?" The elder Rockefeller replied: "This is not miserliness, but responsibility, to let him know from an early age that money is not easy to come by, and only by developing the habit of thrift and thrift can he make a difference when he grows up."
2. Develop good habits of planning
Teaching children to develop a good habit is the most valuable skill that rich fathers give to their children, but if they do not have a continuous, methodical, and planned life of wealth, they will fail.
Many people think that money cannot be saved, but if we take one less taxi every day, order one less dish, and go to an entertainment venue less often, then gathering less and more, little by little, is the guarantee of your future wealth life. Rich people should understand their own values, clarify their goals and directions, make the right budget, do a good job of saving, bookkeeping, planning consumption, leaving some reserves, these good financial habits.
3. Learn to think of danger in times of peace
Things should be done in advance, so that when danger suddenly comes, it will not be rushed. In life, we must learn to be careful.
In the living area of the rich, we should learn to think of danger in peace, think about the days when we have money, we should not give our children so much enjoyment, let him do something, suffer a little, and be able to be alone. If you don't work hard, you may lose everything.
The importance of raising children's financial intelligence
The temptation of money to people is very large, adults can not resist, let alone children, rather than providing children with a rich material life, it is better to cultivate their own concept of money. Let them know how to spend money, how to spend money, how to make money, this process is also very helpful for future planning.
It is not difficult to find that in the process of educating the second generation of the rich, some concepts of money will basically be weakened, and there is a feeling of worrying about the loss of children's playthings. Therefore, cultivating children's financial quotients will not only cultivate their concept of money, but also let them know how to choose the industry, how to plan for the future, and know how to plan ahead for future life.