In life, we will always have some friends, they will look for you to borrow money for various reasons, borrow or not to borrow, we can't make up our minds for a while, borrow it, and we are afraid that friends will not pay back, do not borrow it, and are afraid of offending friends, it is really difficult, what should we do? I went out to dinner with a good friend, and she said one thing to me, three months ago, a college classmate asked her to borrow money, they had known each other for eight years, they had a good relationship in college, and then they worked and gradually became out of touch, seriously, at least two years without contact. This time she suddenly borrowed money from me. My best friend wondered what difficulties she would have encountered, otherwise she wouldn't have borrowed money from me. But after all, we haven't seen each other in years, so I asked her what was going on at home?
Friends said her mother was sick and in desperate need of money. She hoped that her friend would lend her twenty thousand yuan, which was a lot, and the other party did not say when to return it. The girlfriend couldn't make up her mind for a moment, so she said she would discuss it with her husband and get back later. My best friend, on the other hand, found one or two college classmates who were in contact with each other and asked each other about it. The students said they were also asking them to borrow money. It must be urgent. Later, my best friend transferred the money, and they repeatedly sent several thank-you notes. That's the end of the matter.
After borrowing a circle of money, the classmate did not send any messages. No one knew what had happened to her mother. Some of the students cared, while the others were perfunctory, they didn't hear anything about paying back the money, until not long ago, a classmate in his hometown happened to meet her mother, she was very healthy, so far, the student who borrowed the money did not answer the phone, did not send a message, and then disappeared.
Speaking of which, my best friend said he was a little scared when he heard about borrowing money again. She didn't dare borrow money from anyone but someone she trusted. In relationships, dealing with money is inevitable. Usually when people borrow money from me, I usually consider two factors. First of all, what is this person's personality? Let's see what he borrowed money for. Second, what happens if you don't borrow? Some relationships, the heart does not want to borrow, but because of people's feelings and face, they will compromise. For example, I have a cousin I grew up with. Although we don't live in one place now, we have a good relationship and I wouldn't hesitate to lend it to him when he borrowed it from me. First a few thousand, then tens of thousands. Lend it out, I'll consider it. Even if I can't take it back, I can accept it.
I gave financial support directly to several major events in his life, such as getting married and buying a house, but it was not so easy for another person, or even a relative, to talk to me. One of the family's elders has been borrowing money from relatives and friends for years. Because of the human relationship between his parents, I borrowed a few times, only a small amount of money. To be precise, it was not borrowed, but given, because I did not think he would repay.
Later, more and more times, not every time, the elderly in their fifties had not worked for a few years, they played cards with friends all day, and after I refused, she accused me of having no family or even outsiders and wanted to break off relations with me. So I don't answer, it doesn't make sense to reason with unreasonable people, and many people have encountered such difficulties when borrowing money, especially a family. If they don't borrow money, they always feel like that's not the case. Borrowing it, I feel terrible. Borrowed money is rarely returned on time, and there are still people who have money but don't pay it back.
So when you don't want to borrow money, you have to say three words. In the first sentence, "Hey, I'm nervous too". The second sentence, appropriately delayed, "I've been short of money lately, so why don't you wait a little while?" ”。 The third sentence is appropriate and straightforward, "How much money do you want, and when will you pay it back?" Just enter the IOU. "Crying poor is a euphemistic refusal. Most people can understand this and know that you don't want to take advantage of it.
If you're still holding on, it also shows that the other party isn't worried about your relationship or future embarrassment and alienation. Since the other person doesn't care, you don't have to care too much. Procrastination is a buffer for yourself and the other person. If you're not outspoken, the other person can be outspoken. For people you don't want to borrow money, you have to have your own considerations. If you can trust someone else's character, you won't deliberately refuse.
Some people who come to borrow money may just cast a net and find a strategy for borrowing money. So you procrastinate for a while while the other party turns around and changes the goal. Even if he comes again after a while, you can still find reasons to procrastinate. Frankly, in fact, that means we spread it out. It's not hard to borrow money. As long as a person has good character, he can be trusted. When you need help, others are willing to lend a helping hand, instead, you are selfish, only care about yourself, do not consider the situation of others, even if you help you once, there will be no second time, not everyone is worth helping, everyone is not a fool!
When a friend borrows money, you should see what kind of person she is, if her character is good, you can lend her, if her character is not good, don't lend it to her, lend it to her, she won't pay you back, such a person, don't deal with her, in case you offend her, she will go around saying bad things about you and ruining your reputation.