#天南地北大拜年# Get red envelopes together >
It's not too late to be reminded!
I just saw a friendly reminder from a friend that his story is like this, he has two bank cards: one card has been used, and the other card has not been used since it was done.
Last month, he deposited a sum of money in his unused card, but he was deducted instead of receiving interest.
What is a small account management fee? I specially asked Du Niang, see Figure 2 below.
Since it has been canceled, how can the money be deducted? I didn't understand, so I asked, and asked Du Niang again:
Originally, it was conditionally exempted from the management fee and annual fee of the small account of the bank card: it was necessary to take the initiative to emphasize and apply at the bank branch with the ID card and bank card to exempt these two fees, and a bank can only apply for a "double exemption" account (see Figure 3)
If you apply for the "double exemption" of this card when depositing money, the other card still has to charge a small account fee and an annual fee.
Youyou thought that after deducting the annual fee of ¥10 once, everything would be fine. If this card was issued in 2019, then you have to pay the annual fee for 2019, deduct the 2020 next month, and deduct the 2021, 2022, and 2023 [cover your face]
Therefore, it is wise to apply for a "double exemption" and stop losses in time.
Fortunately, I saw the reminder of my friend, otherwise I would have deducted the money like my friend and regretted it, and then I would only smile stupidly and bitterly [covering my face]
(Figure source network, such as invasion and deletion)
