Don't cut off supply!
If you think that it is a big deal for the bank to cut off the payment, it is a big mistake to take the house away. In the past two days, a fan told me that the house he bought five years ago was out of supply and the bank forced the auction of the house, and the down payment of the house and the monthly payment for the past five years, not to mention, he has become a black household, and he still owes hundreds of thousands of dollars to the bank, which is also too pit, I think it is not enough to pay off the mortgage, then the bank should take the house away and the loan should be paid off, which should be the most reasonable.
Everyone knows that there have been pawnshops since ancient times, and the truth from ancient times to the present day should be a mortgage, as long as you don't need collateral, you don't have to repay the loan. For example, if you find a place to mortgage the car for 100,000 yuan, you can drive the car away if you don't repay the loan, and then you can pay it off. But with such a simple logic, he can't work in real estate, and the house with a mortgage in his name can't afford to repay the loan now, but the bank can just take the house away, and the loan will be written off.
But the reality is that the loan can't be repaid, and it doesn't work if you don't want a house, the house is unfinished, and the loan has to continue to be repaid, he first pulled me into a black household, and then took the house to auction The money is not enough, and he has to ask me to make up for this again, I feel a little unreasonable. The ancestors handed down this thing should have mortgaged it to you, recognized this thing, felt that it was worth the money, and even exceeded this value before agreeing to the mortgage, if it was not enough after the auction, it should be the bank's own judgment of the matter.
Banks should bear their own risk. If you don't agree to mortgage this price, you can't buy this house, because you can't afford it. Since you agree to borrow this money, then it means that you recognize the value of the house, so you should just take the house away if you don't repay the loan.
Whether it's the handover, goodbye, or the end, it shouldn't have anything to do with me. The down payment is wasted with the princess of the moon, not to mention that you have to post some money backwards, and charge high interest when you repay the loan, and you can't break enough of the house, and you have to find more money. You don't have to suffer anything, do you? To put it bluntly, houses are not built for ordinary people, they are built for banks, in other words, this is not a house, isn't this a tool for capital to collect money? If you think I'm right, help me like and pay attention.
