Text: Hongyi talk
Edited by Hongyi talk
A Mr. Li in Henan encountered a particularly bizarre thing, Mr. Li deposited more than 300,000 yuan in his bank account, and when he needed money, he took the deposit certificate to the bank to withdraw money.
After years of hard work, I saved more than 300,000 yuan and deposited it in the bank, and when I went to withdraw money a year later, more than 300,000 yuan disappeared, what is going on?
300,000 hard-earned money disappeared like this, under Mr. Li's questioning and bank investigation, it was found that this money was "embezzled" by the bank's clerk, and the bank also said that it was only willing to compensate part of the amount, and the remaining more than 200,000 yuan was regarded as the salesman's "personal loan" for the customer. So he chose to turn to a reporter to find out about this matter.
It is understood that the more than 300,000 deposited in the bank is the deposit of Mr. Li's sister Ms. Li, in 2022, Ms. Li deposited money in a rural commercial bank in Zhoukou, and the money deposited was a fixed deposit, and she deposited money into the account twice, starting from January 2022, Ms. Li deposited 60,007 into the account for the first time, and 250,000 yuan into the account for the second time, and deposited a total of 310,007 in it.
Until August 2023, Ms. Li asked her younger brother Mr. Li to accompany her to withdraw money, but when the staff checked the balance, she was dumbfounded, her more than 300,000 yuan was gone, and the two sisters and brothers were instantly dumbfounded, and they worked hard to save the money, thinking that it would be a more reliable guarantee after depositing it in the bank, and now that their hard-earned money is gone, Ms. Li is angry and sad, after all, it is her own hard work for several years to save, and who is not uncomfortable.
The two sisters looked at the deposit receipt in their hands, now there is no money in the account, this deposit receipt is equivalent to a piece of waste paper, logically speaking, only by taking out the deposit receipt and the signature password can the deposit be withdrawn, why did Ms. Li herself not come forward, the money was withdrawn? With this question, the siblings asked the relevant staff of the bank, and the staff said that the deposit was withdrawn in three installments, and each deposit receipt had Ms. Li's signature on it.
The sister and brother were even more puzzled, they obviously didn't come to withdraw the money, but the documents provided by the bank were very conspicuously signed by Ms. Li's name, and they obviously didn't come to withdraw the money, but this kind of thing happened, who signed this signature? It's so bizarre.
Later, after investigation, Mr. Li learned that the more than 300,000 yuan was taken away by a salesman of the bank, Liu, who took away the more than 300,000 yuan in three times, and this Liu not only took Ms. Li's own money, but also took the deposits of other customers.
Mr. Li said in an interview that the bank tracked down Liu for more than a month, during which Mr. Li also chose to call the police and let the public security organs intervene, hoping to trace the 300,000 yuan back, after all, it was Ms. Li's hard-earned money, and more than 300,000 yuan was not a small amount, and Mr. Li also prosecuted Liu for this behavior.
After learning the news, the police also acted quickly to search for the suspect Liu and arrest him.
"The crime of embezzlement in public office" refers to employees of a company, enterprise, or other unit who take advantage of their position to illegally take possession of the property of their own unit, and if the amount is relatively large, and the amount is more than 30,000 yuan, they shall be sentenced to fixed-term imprisonment of not more than three years and may also be fined. If the amount is more than 1 million yuan, it will be sentenced to fixed-term imprisonment of not less than 3 years but not more than 10 years and a fine.
The bank's response provoked controversy
At the time of the stalemate in this matter, the bank said that it was "willing to bear the loss fee of 67,000 yuan", but the remaining 250,000 yuan, the bank said that it was unwilling to bear it, and should let the salesman Liu bear it.
The bank's practice also means that this is a personal matter of the bank clerk, and has nothing to do with the bank, and the customer saves money in the bank to increase a sense of security and security.
Netizens' opinions
Now the money is stored on the card, and the deposit receipt is used as a voucher, which cannot be seen or touched, and there is no sense of security
If the bank doesn't get back people's hard-earned money, is it easy for ordinary people to save money and earn that little money?
The characterization of embezzlement is completely correct, and it is extremely beneficial for the depositor, according to this one crime, the bank has the responsibility to compensate in full!
This should be a complicity, and imitating signatures should not be something that one person can do
The bank bears the responsibility of all compensation, and must investigate to the end to protect the legitimate rights and interests of themselves and depositors!
This kind of internal control mechanism of small banks is almost useless, it is better to deposit money in big banks, and do not cause irreparable consequences because of greedy interest for a little!
The author believes that banks should take a responsible attitude, improve the management system of banks, so that the people can save money with peace of mind, and must not let the banks lose their trust in the people!
What are your thoughts on this?
Who do you think is responsible for the loss of 300,000?
[Disclaimer] The time, process, and pictures of the article are all from the Internet, and the article aims to spread positive energy, and there is no vulgar and other bad guidance. The audience should look at this incident rationally, and do not leave malicious comments with subjective assumptions, the Internet is not a place outside the law. If there is a dispute about the authenticity of this article, copyright or image infringement, please contact the author in time, and we will delete it.