The other day, I went to a bank to run an errand and heard a bank manager complaining. She said that the current banking industry is not as rosy as the outside world thinks. It is in a state of "newcomers can't keep it, and old people can't carry it". The young people ran away within 2 years of joining the company, and the old employees complained that the work pressure was high and they couldn't bear it. The bank manager is also a member of the "unbearable" group. I had a conversation with her about this and learned about the current state of the banking industry.
Why does the bank have the phenomenon of "the new people can't keep it, and the old people can't carry it"? The main reason why many new bank employees choose to quit their jobs is that many young new employees want to go to graduate school or take the public entrance examination. Newcomers to graduate school want to improve their academic qualifications so that they can find a better job in the future. And those who apply for the civil service examination feel that once they are admitted to the civil service, they are people in the system.
So, why do some new bank employees want to take the postgraduate examination and apply for the civil service examination? First, new bank employees feel that their efforts are not directly proportional to their income. New hires are often placed in front-line positions. The daily work intensity is very high. And with such hard work, the monthly salary income is only 4-5,000 yuan. In addition, new bank employees feel that they are not learning much new skills in front-line positions. As a result, many new bank employees choose to find other jobs.
Second, new bank employees feel that their chances of promotion are slim. Usually, it takes at least 7-8 years for new bank employees to become financial managers from the grassroots level. If you want to mix from a grassroots employee to a branch president, even if your performance ability is strong, it will take more than 10 years. And if you jump to other financial companies, you may have better income and promotion opportunities. Therefore, the opportunity for promotion is small and there is no hope, which is also an important reason why new bank employees choose to leave.
So, why can't the old workers bear it now? On the one hand, the intensity of work is increasing. Due to the continuous departure of new employees, the daily work pressure of old employees has increased sharply. Therefore, the old employees of the bank not only have high labor intensity every day, but also basically have no rest on weekends. According to the bank's manager, she is only allowed to take half a day off on Tuesdays every week. In the long run, it is not difficult to understand that many old workers said that they "can't bear it".
On the other hand, there is a lot of pressure on the performance indicators of old bank employees. At present, the pressure of bank staff to evaluate every month is very high. For example, how many bank deposits to absorb each month, how many bank wealth management products to sell, how many loans to lend out, etc., if you exceed the prescribed performance, you can get a generous reward.
And if you can't meet the performance appraisal indicators, you can only get a basic salary. If you fail to meet the performance consideration indicators for a long time, you may not only be canceled at the end of the year, but you may also be dissuaded. This is also the reason why a large number of bank staff have left their jobs in recent years.
The current situation of the "survival" of bank employees is that "the newcomers can't keep it, and the old people can't carry it", which is too difficult! The reason why newcomers cannot be retained is that the effort is not proportional to the income, and the opportunities for promotion within the bank are slim, which makes people see no hope. The old employees of the bank can't bear it, mainly because they are overloaded for a long time and can't get a good rest, coupled with the pressure of performance indicators, they can't breathe. These problems cannot be changed overnight, and they are also problems brought about by the transformation and development of the banking industry, and it is hoped that they can be gradually alleviated.