Helping children establish a correct view of money (2)

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Fourth, let children understand that a gentleman loves money and has a way

Story: The Punishment for "Picking Up" Something

Someone once told a story. When he was a child, he had an oil factory near his home. The oil plant has a lot of iron objects, so many parents instigate their children: "Go pick up a few iron things and sell them for money." "To say that it is to pick up is actually to steal." But many parents say this: "Anyway, it is a child, and if you are caught, you can't do anything." So children "steal" is a common practice. Watching the children in the courtyard play like this, he was also moved, and followed to "pick up" a few.

Before he could be happy, his father rushed up with a stick, slammed him in the ass, and then dragged him to the hall and knelt down: "A gentleman loves money, he wants to get it, our family has never stolen anything, and now..." That year, he was eight years old. He saw his father cry for the first time, and it was the first time in his life that he had been beaten. Therefore, the "lesson" is too profound, but the phrase "a gentleman loves money and has a way to get it" has been carved into his bones since then, and he has never done anything sneaky again.

Therefore, as parents, when educating children on money, we must repeatedly emphasize through various channels - gentlemen love money and have a way to get it.

Fifth, we must learn to give children pocket money

Nowadays, many children will steal money, and even stealing money has many strange things. What if a child steals money? Parents have headaches and ask for advice: "How to educate children?" But few parents ask the question: "Why do children steal money?" ”

Why would a child steal money? One child's response was typical: "I started stealing money from the fifth or sixth grade." The number is not large, dozens of pieces at a time. Why should I steal money? Because my family never gave me pocket money. If I want money, I have to ask my parents, but my parents often think that my demands for money are unreasonable. For example, if I want to buy toys, my mom says it affects learning; if I want to buy a book, my dad says I can go to the library and borrow it. When many of my money requests were not met, I had the idea of stealing money. ”

Scholar Sun Mengmeng is particularly in place: "The reason why many children have developed the habit of stealing money is because of the lack of a stable source of pocket money. "Therefore, as parents, we must understand that giving children pocket money is very important money education." There are three major benefits to giving children stable pocket money: it can make children have a sense of independence; it can let children learn to plan consumption; and it can cultivate the habit of living within their means.

Sixth, teach children to allocate money reasonably

After giving the child stable pocket money, it is necessary to teach the child to use the pocket money reasonably and guide the child to establish a correct concept of consumption and financial management.

Story: "Three 10 Pieces"

There is a parent who will give his 8-year-old son 30 yuan a week, and then ask him to distribute the following 30 yuan.

The first 10 pieces, let him decide how to use it: "What small toys and snacks you buy, you can pay for it yourself." If you want to buy something more expensive, you don't have to use it first, save up for a few more months. "The distribution of these 10 yuan is to cultivate children's sense of independence and autonomy; the second is to let children learn how to enjoy life; and the third is to exercise children's ability to delay gratification.

The second 10 blocks, let him put in Alipay, for savings and investment. "This money is going to be used at critical times. What if you get sick one day? What should I do if Mom and Dad have surgery? What if you lose your job? We have to rely on this part of the money to get through the difficulties. "The allocation of these 10 yuan is to cultivate the child's sense of crisis."

The third 10 blocks, let him use for sharing. It is used to do some good deeds, send small gifts to relatives, send small gifts to classmates and friends, and donate to other people in need. The allocation of this 10 yuan is to let him learn to share, experience and enjoy the joy of "giving".

Seventh, create opportunities for children to earn money

There are two particularly big misunderstandings in giving children pocket money. The first is to be rich, "just say what you want." Children raised in this way are easy to form the habit of extravagance and lasciviousness. The second is chaotic incentives, rewarding doing housework and doing homework. "You sweep the floor, I'll give you 10 bucks." "After the final exam, I will reward you with a thousand dollars." This kind of chaotic incentive is easy to cause a big problem, which is what Mr. Liang Shiqiu said: "He may deal with all relationships as money relations in the future: spend money to buy friends, spend money to buy positions, spend money to buy love... Everything needs to be motivated by money, and everything is measured and measured with money. ”

So how do you create opportunities for your child to earn pocket money?

One parent did this. He divided the child's labor into three categories.

The first: the child's own thing. "Do your homework, pack your toys, etc., I won't reward you because it's your own business."

The second: things to do for love. "Doing chores like washing dishes and sweeping the floor, this is something you do for love, I don't reward, that's what you should be involved in."

The third: things to do for reward. "You pick up bottles and sell them, and I'll give them a reward." You mow the lawn and I'll give it a reward. You go sell newspapers and I'll give them a reward. I only reward him for his self-interested behavior, not for self-interested behavior. ”

The reason for this division of labor and reward is to let children understand three things: their own affairs should be responsible for themselves; paying for love is a matter of course; I work, I am glorious.

Story: "Is Our Family Rich?"

Recently, the Internet circulated a story like this: "Dad, does our family have money?" The two fathers had different answers to the child's innocent question.

The first father said, "Our family has a lot of money, and in the future it will be yours." "With such an answer, the child will think that my father is rich, my father's money is my money, and I don't have to work hard to have a lot of money." This father passed on to his children only material possessions. Such a child is spoiled from an early age, spends a lot of money, has nothing to do, and stays until he takes over his father's inheritance, and soon he is squandered. Many of the "spelling daddy" phenomenon is the result of this kind of education.

The second father said, "I have money, you don't." My money is what I have worked hard to earn, and in the future you can also get money through your labor. "Get such an answer, the child will work very hard, there will be a lot of expectations for life, he also wants to work hard like dad to get rich." This father passes on to his children not only material wealth, but more importantly, a kind of spiritual wealth, which will benefit the child for a lifetime. He let the child understand that the acquisition of money is not easy; valuable wealth must be accumulated by one's own efforts, and the process of accumulating wealth is more valuable than wealth itself.

Let children understand that money is not a panacea

Story: Money is not a panacea

One parent told the following story. The child's grandmother went from hospitalization to death, and he took the child to the hospital many times. His aunt went from illness to death, and he took his child to the hospital many times. Doing so serves two purposes. First, express love. Second, let children understand that money is not a panacea.

Every time he came back from a visit to the hospital, he would emphasize one thing to his child: "Compared with health, health is far more important than money." Health is gone, and no amount of money is equal to zero. Not only to tell the child that money can not buy health, he will also use various opportunities to tell the child: "Although money is very important, but it can not be exchanged for all the things you want, money can not be exchanged for real family affection, money can not be exchanged for real love, money can not be exchanged for real friendship, money can not be exchanged for a young body, so we can not all rely on money." 」 ”

Once, a friend said to him, "Why do you always emphasize the limitations of money with your children?" He smiled and didn't speak. Because he thinks in his heart: although money is very important, if you rely too much on it, you will be controlled by it. Many people lose the most important thing in their lives because of money.

He repeatedly stressed that money is not omnipotent, that is, he hopes that children understand two truths: there are many more important things than money; even if they are not rich, they can still enjoy a lot of happiness.

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The copyright of the article belongs to the author, and the views expressed in the article do not represent the publisher and are for reference only.

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