Industrial and Commercial Bank of China (ICBC RMB deposit interest rate increase increase: In February 2022, ICBC (10,000 yuan, 20,000 yuan, 30,000 yuan, 50,000 yuan, 200,000 yuan, 300,000 yuan, 10 million yuan) rose new interest on RMB deposits.
In February 2022, ICBC's time deposit interest rate latest deposit detailed interest rate table and large certificate of deposit latest interest rate table
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ICBC's short-term interest rates within half a year or less have risen slightly. After the adjustment, the interest rate of fixed deposits is up to 3.25%, and the interest rate of large certificates of deposit is up to 3.35%.
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The 6-month fixed deposit interest rate from 50 yuan rose from 1.755% to 1.8%, a slight increase of 0.045 percentage points, and the 3-month fixed deposit interest rate increased from 1.485% to 1.6%, an increase of 0.115 percentage points.
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The interest rate adjustment of the ICBC fixed deposit rate and the interest rate of large certificates of deposit have changed: the longer the deposit period, the greater the reduction, and the short-term interest rate has risen.
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The deposit listing rate at the bank counter will generally be higher than the deposit interest rate on the official website. ICBC's listed deposit rates are as follows:
Consolidated Deposit Time Deposit:
Minimum deposit of 10,000: 3 months term, annual interest rate of 1.60%; 6 months term, 1.80% per annum;
1-year deadline, annual rate 2.0%;
Minimum deposit of 50,000: 3 years term, interest rate 3.25% per annum;
ICBC's large-value certificate of deposit, large-value certificate of deposit is slightly higher than the interest rate of ordinary time deposits, and the principal is starting at least 200,000 yuan
The interest rate of ICBC's large certificate of deposit starts at 200,000 yuan
Large Certificates of Deposit:
Subscription from 200,000: 1 month term, 1.70% per annum; 3-month term, 1.70% p.a.;
6 months term, 1.90% per annum; 1 year term, 2.10% per annum;
Subscriptions from 250,000: 2.70% p.a. for 2 years
Subscriptions from 300,000: 3.35% p.a. for 3 years
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ICBC has interest on deposits of 10,000, 30,000 and 50,000
ICBC's regular interest of 10,000 yuan for one year is 325 yuan.
ICBC's total interest maturity interest of 10,000 yuan for two years is 750 yuan
ICBC's total interest maturity interest of 10,000 yuan for three years is 1125 yuan
ICBC's total interest maturity interest of 10,000 yuan for five years is 2375 yuan
ICBC's regular interest of 20,000 yuan for one year is 650 yuan.
ICBC's total interest maturity interest of 20,000 yuan for two years is 1500 yuan
ICBC's total interest maturity interest of 20,000 yuan for three years is 2250 yuan
ICBC's total interest maturity interest of 20,000 yuan for five years is 4750 yuan
The interest available for ICBC of 30,000 yuan per year is 30,000 * 3.250% = 975.
ICBC 30,000 yuan deposited for two years, interest due: 30,000×3.75% ×2 = 2250 (yuan)
The annual interest rate of ICBC's three-year time deposit is: 3.750% Deposited in Bank of China 30,000 yuan, three-year fixed term, interest available at maturity: 30,000×3.75% ×3 = 3375.00 (yuan) Total principal and interest: 33375.00 yuan
Note: The above interest rates are for reference only, do not make any suggestions, please consult the counters of each bank branch for specific details, and the interest rate published by the local business halls shall prevail.
