Industrial and Commercial Bank of China (ICBC) deposits raised and rose new interest rates: In February 2022, ICBC (10,000 yuan, 200,000 yuan, 300,000 yuan) rmb deposits rose new interest rates.
In February 2022, ICBC's latest RMB deposit interest rate table and large certificate of deposit interest rate table
The short-term interest rate of the Industrial and Commercial Bank of China deposit rate for half a year and less has increased slightly. After the adjustment, the interest rate of large certificates of deposit is as high as 3.35%. The 6-month fixed deposit interest rate from 50 yuan rose slightly by 0.045 percentage points, and the 3-month fixed deposit interest rate rose by 0.115 percentage points.
The interest rate of ICBC's large certificate of deposit starts at 200,000 yuan
1. Deposit for 1 month: deposit 200,000 yuan, interest rate of 1.54%; Deposit 3 Month Interest Rate1.54%
2. Deposit for 6 months: deposit 200,000 yuan, interest rate of 1.82%;
3. Deposit for 1 year: deposit 200,000 yuan, interest rate of 2.1%;
4. Deposit for 2 years: deposit 200,000 yuan, interest rate of 2.94%;
5. Deposit for 3 years: deposit 200,000 yuan,
6. The minimum deposit is 300,000 yuan
The interest rate of 300,000 yuan for 3 months is 1.60%, the interest rate for 6 months for 300,000 yuan is 1.88%, the interest rate for 300,000 yuan is 2.18% for 1 year, and the interest rate for 2 years for 300,000 yuan is 3.04%.
ICBC deposit interest rate average: 1.98 for 1 year, 2.74 for 2 years, 3.53 for 3 years, 3.57 for 5 years
The actual listing interest rate of ICBC in Beijing, Shanghai, Guangzhou and Shenzhen may also be different in each city:
Beijing: Current period 0.30, 3 months 1.43, 6 months 1.69, 1 year 1.95, 2 years 2.52, 3 years 3.30, 5 years 3.30
Shanghai: Current period 0.30, 3 months 1.43, 6 months 1.69, 1 year 1.95, 2 years 2.73, 3 years 3.58, 5 years 3.58
Guangzhou: Current period 0.30, 3 months 1.43, 6 months 1.69, 1 year 1.95, 2 years 2.73, 3 years 3.30, 5 years 2.75
Shenzhen: Current period 0.30, 3 months 1.35, 6 months 1.55, 1 year 1.75, 2 years 2.25, 3 years 2.75, 5 years 2.75
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ICBC has interest on deposits of 10,000, 30,000 and 50,000
The interest rate of 10,000 yuan for a regular year is 325 yuan.
The total interest maturity interest of 10,000 yuan for two years is 750 yuan
The total interest maturity interest of 10,000 yuan for three years is 1125 yuan
The total interest maturity interest of 10,000 yuan for five years is 2375 yuan
The interest rate of 20,000 yuan for a regular year is 650 yuan.
The total interest maturity interest of 20,000 yuan for two years is 1500 yuan
The total interest maturity interest of 20,000 yuan for three years is 2250 yuan
The total interest maturity interest of 20,000 yuan for five years is 4750 yuan
The interest available for 30,000 yuan a year is 30,000 * 3.250% = 975.
30,000 yuan deposited for two years, interest due: 30,000×3.75% ×2 = 2250 (yuan)
The annual interest rate of three-year time deposits is: 3.750% Deposit 30,000 yuan in the Bank of China, three-year fixed term, interest at maturity: 30,000×3.75% ×3 = 3375.00 (yuan) Total principal and interest: 33375.00 yuan
Tips: All the above interest rates are for reference only, do not make any suggestions, please consult the counters of each bank branch for specific details, and the interest rate published by the local business halls shall prevail.
