New Year, new atmosphere, it is time to update the interest rate on January.
After the Spring Festival, many buyers are concerned about the trend of mortgage interest rates in Shantou. After all, if you know the direction of the wind, you can make a good shot.
On the third day of construction, Fang Jie immediately consulted 10 banks in Shantou, is it up or down? Let's take a look down.
Interest rates were cut by 7 banks
First Set Minimum Interest Rate 5.55%
Before the Spring Festival (January 11), Fang Jie consulted the mortgage interest rates of many banks in Shantou, which generally rose, and the second set of interest rates broke 6%. 【Details】
After nearly a month, 7 of the 10 banks in Shantou have lowered their mortgage interest rates, and the first set is about 5.7%.
Among them, the mortgage interest rates of the four major banks will be reduced by about 5-10 BP this month, and the Industrial and Commercial Bank of China will be the lowest.
In the second set, 6 banks have fallen, and the overall interest rate of the second set is 5.7-6.0%.
It is worth mentioning that the lowest interest rate of the first and second home loans is still Minsheng Bank, and the second set has been reduced by 30BP this month.
The loan will be disbursed after the formalities are completed
Multiple banks have sufficient quotas
As for the lending time, many banks said that the amount is sufficient, and if the information is complete and the customer meets the qualifications, the loan can be released soon.
The staff of China Minsheng Bank said that the loan can be released in about 15 days at the earliest; the staff of the Bank of China said: Very fast, and the loan will be completed after the formalities are completed.
However, there are also a small number of banks that are still tight, and the lending time is difficult to say.
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