It is about to be the New Year, and many children are looking forward to the New Year, because they will soon be able to get a lot of money. At this time, many parents are also calculating how much money to give their children.
In fact, what parents should consider at this time is not to give the child 500 yuan or 1,000 yuan of pressure money, but should consider how to deal with the child's pressure money.
"Confiscating" the child's old money
Many children are very happy during the New Year, but Peach is not very happy. When other children asked Tao Tao the reason, Tao Tao said that every time he received the new year's money, he would be ruthlessly swept away by his parents, sometimes leaving himself ten yuan and eight yuan of pocket money, sometimes even leaving no point.
It is precisely because of this that Peach feels that the New Year is very uninteresting, and it is better not to be a New Year.
In fact, most parents have done the "confiscation" of their children's pocket money years later. For this kind of behavior, there are three main propositions of parents:
Pressing the old money is a New Year's etiquette, the parents spend the child to recover, and finally the money still needs to be delivered to the parents, because these belong to the "gift", the ownership is not really owned by the child, the child can only get the "beautiful meaning" in the pressure money, the money itself is still the parent's.
Children do not understand financial management, so parents give their children "escrow". However, this is mostly an excuse, because many parents like to "forcibly manage", and then these pressure money may disappear without a trace, when the child asks, the parents are likely to say "pay the child's tuition", "buy clothes for the child" and so on. In fact, it is still for household expenses.
The child does not understand things, and the child's money is the family's money. Some parents have a strong traditional concept, for the family's "hierarchical suppression" is very important, these parents admit that the pressure of the age money is the child's money, but also think that the child's money is their own, because the child now needs to raise themselves, so the child does not have the right to control the material, even if there is, it also needs to be agreed by the parents. Therefore, these parents have not thought about how to deal with the pressure of old money, because they can only be parents.
This way of nursing, for children, is "confiscation", children naturally will not produce any enthusiasm, and even some children will hate the New Year because of this, so this way of handling the money can not give children happiness.
Parents do not interfere with their children's disposal of the money at all
Unlike Peach Peach, Xiao Ga's parents never care about Xiao Ga's disposal of the old age money, xiao Ga received how much pressure money was received at the New Year' Time, then, it is equivalent to how much pocket money xiao ga wants, xiao ga wants to spend how to spend, whether it is buying snacks, or buying toys, Xiao Ga's parents have not intervened.
Xiao Ga's parents do this mainly for three reasons:
When Xiao Ga's parents were young, they were often confiscated pocket money by their own parents, so they hated the confiscation of their children's pocket money and did not want their children to experience their own pain.
Xiao Ga's parents are more objective in Xiao Ga's education methods, and they respect Xiao Ga's own opinions and behaviors, so they think that the money that Xiao Ga receives is naturally Xiao Ga's own, and parents should not interfere.
Xiao Ga's parents hope that their children can do a good job of money distribution independently, better exercise Xiao Ga's money concept and values, so that Xiao Ga can "understand things" earlier. If Xiao Ga does not do a good job in the distribution of money, and will lose, be cheated or squander the money, it can also make Xiao Ga feel the negative impact of irrational domination of money in advance, thus laying a good foundation for establishing a correct view of money in the future.
From this point of view, it seems that Xiao Ga's parents are doing the right thing. But in fact, although Xiao Ga can freely distribute the money, he is not happy. Because Xiao Ga does not have a sound view of money and values, there is no clear concept of the specific value of money, resulting in extremely wrong consumption behavior, at a high price to obtain a low-end return that does not match it, children often spend money and can not get the results they want, can only sigh and complain.
What is even more reluctant to see is that Xiao Ga has also developed a very bad consumption habit, such as buying what he wants, without considering practicality and cost performance, etc., and sometimes buying toys to play for a while, and throwing them into the corner to eat ash when he returns home.
Therefore, this kind of treatment of pressing the old money cannot make the child happy.
In this way, the child's pressure money is dealt with, and the child's sense of happiness is stronger!
So, what should be done with the child's pressure money? In fact, the practices that can really make children happy, and even long-term happiness, are the following:
1) With the consent of the child, keep it for the child
After all, the child is still a child, although it is an independent individual, but the ability to self-control is still limited. Therefore, in order to avoid the child's waste of the old age money, in order to avoid the child to spend the wrong money, parents can obtain the child's consent to keep the old age money for the child, in case the child needs it in the future.
【Note】 Keep it safe for your child, don't touch your child's money.
2) Assist children to make good money planning
If the child does not approve of the parent's custody behavior and wants to dispose of the pocket money himself, then the parent needs to help the child to make a good plan for the use of the old age money, because the child alone is likely not to know the purchasing power of money and the value of goods. In addition, because of the lack of experience, children are likely to not know where the money should be spent.
In such a case, parents can first ask their children about their willingness to spend, and then give their children consumption suggestions to guide their children to spend money correctly.
Of course, parents also need to guide their children to establish a correct view and values of money, and improve their children's financial management ability, so that children can use the money more correctly and correctly recognize the role and essence of money. In this way, the child will get real happiness.
The New Year is coming soon, how are you going to deal with your child's money?