Compared with fuel vehicles, pure electric vehicles have the advantages of low car cost, provincial maintenance, strong power, and better driving quality, and for users who choose 150,000 yuan pure electric SUVs, they are more sensitive to the cost of cars, so they hope to enjoy the convenience and benefits brought by pure electric vehicles under the condition of cheap car maintenance.
However, recently a "new energy brand new car new and old clause standard fee comparison table" caused many pure electric car owners to worry, according to the table, the commercial insurance rates of popular new energy vehicle products have risen by a certain extent, of which Tesla has the largest increase, followed by Xiaopeng Automobile. So the question is, how much impact does the rise in insurance rates have on Xiaopeng Automobile's entry-level product, Xiaopeng Automobile G3 (hereinafter referred to as Xiaopeng G3i)? Will it add too much burden to users to maintain a car? Next, we will investigate its maintenance costs, insurance costs and electricity costs.
Insurance cost survey
Previously, we have conducted an insurance cost survey on the "2021 G3i 460N", a hot-selling model of Xiaopeng G3i, priced at 172,800 yuan, which has a premium of about 6,250 yuan in the first year after purchasing three main insurance types: three liabilities, car damage insurance and compulsory traffic insurance. If there is no accident in the later use process, the premium will be further reduced after that, and the three-year insurance cost cost of "2021 G3i 460N" will be calculated by 20% off in the second year of the standard premium and 30% off in the third year, which is about 15625 yuan, and the average annual premium is about 5208 yuan.
According to the new terms after the launch of the new energy vehicle captive insurance on December 27, the quality of the three electric vehicles, spontaneous combustion and other conditions will be included in the insurance coverage, so the commercial insurance rates of most pure electric models have been raised to a certain extent. It is understood that the commercial insurance rate of "Xiaopeng Automobile G3" has increased by 16.06%, so we use this as a benchmark to calculate the insurance price of the Xiaopeng G3i "2021 G3i 460N" model again, the first year premium is about 7100 yuan, the total cost of insurance expenses in three years is about 17750 yuan, and the average one year is about 5917 yuan. Compared with the insurance price before the adjustment, the first year premium is about 850 yuan, and the average annual premium is about 709 yuan, which is evenly distributed to each day, and it is only less than 2 yuan more expensive.
Maintenance cost survey
The first warranty time of Xiaopeng G3i is 5000km or 6 months (whichever comes first), and the three-electric system and chassis need to be inspected, and the maintenance interval after that is 10000km or 12 months. In terms of parts replacement cycle and price, the air conditioning filter element needs to be replaced every 10,000km, the price is 68 yuan, and the working hour fee is 198 yuan; the antifreeze and brake fluid are replaced every 40,000km, the price is 436 yuan and 64 yuan, respectively, and the working hours are 120 yuan. It is worth noting that the Cost of each routine inspection of Xiaopeng G3i is free, which is thicker than most pure electric car brands, and can save thousands of yuan in three years.
We take the general family car three years to drive 60000km as the car cycle, calculate the Xiaopeng G3i maintenance costs, about 2654 yuan, the average year needs about 885 yuan, small maintenance once 266 yuan, overall very cheap. The main reason is that the maintenance items of the vehicle are fewer, and the maintenance cycle is relatively long, which greatly reduces the daily cost of car maintenance. In addition, compared with the routine inspection fees ranging from 100-300 yuan charged by other pure electric models, xiaopeng G3i routine inspection free also saves a lot of money.
Electricity Bill Survey
According to our survey, Xiaopeng G3i's actual 100 km electricity consumption is 15.5kWh, we use the current household electricity consumption of about 0.56 yuan / kWh, calculating the electricity bill, driving 10,000 km is 868 yuan, 60,000 km is 5208 yuan, the average monthly electricity bill is 145 yuan. In addition, Xiaopeng Automobile provides a lifetime free charging service policy for the owners of Xiaopeng G3i, charging at Xiaopeng Super Charging Station, and has a lifetime free charging service of 1000-3000 kWh electricity per year. Therefore, we can save about 1680 yuan per year by giving away 3000 kWh of electricity per year. Therefore, after xiaopeng G3i travels 60,000 kilometers, it actually only needs 3528 yuan of electricity, an average of 98 yuan per month.
epilogue:
We add up the insurance cost, maintenance and electricity cost after the rate increase, and we can calculate that the cost of the Car for Xiaopeng G3i to drive 60,000km for three years is about 23,932 yuan, with an average of about 7,977 yuan a year, about 665 yuan per month, and an average daily cost of 22 yuan. Compared with the total cost of the car in the previous three years, the total cost of the three years is about 2125 yuan, and the average daily price is less than 2 yuan. So in general, the increase in the commercial insurance rate of Xiaopeng G3i has indeed increased the cost of using the car, especially in terms of insurance. However, compared with other new energy vehicles, xiaopeng G3i price increase is not much, spending less than 2 yuan more per day, which has almost no impact on daily use of cars.