Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Among them, the comprehensive premium of WEIO ES8 rose by 27.63%, and the two models of Xiaopeng (P7 and G3) were 16.06%-37.31%, and the ideal was relatively low, at 7.83%-26.59%.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Among them, the comprehensive premium of WEIO ES8 rose by 27.63%, and the two models of Xiaopeng (P7 and G3) were 16.06%-37.31%, and the ideal was relatively low, at 7.83%-26.59%.
Premium reduction - some models within 250,000
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Among them, the comprehensive premium of WEIO ES8 rose by 27.63%, and the two models of Xiaopeng (P7 and G3) were 16.06%-37.31%, and the ideal was relatively low, at 7.83%-26.59%.
Premium reduction - some models within 250,000
Of course, under the main theme of the overall increase in the exclusive insurance of new energy vehicles, there are still some models that have seen a reduction in premiums. These models are mainly BYD Qin New Energy, BYD E2, Roewe E50, Roewe Ei5, BMW i3, Sihao E20X and so on. Among them, except for the BMW i3, the price of the rest of the models is below 250,000.
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Among them, the comprehensive premium of WEIO ES8 rose by 27.63%, and the two models of Xiaopeng (P7 and G3) were 16.06%-37.31%, and the ideal was relatively low, at 7.83%-26.59%.
Premium reduction - some models within 250,000
Of course, under the main theme of the overall increase in the exclusive insurance of new energy vehicles, there are still some models that have seen a reduction in premiums. These models are mainly BYD Qin New Energy, BYD E2, Roewe E50, Roewe Ei5, BMW i3, Sihao E20X and so on. Among them, except for the BMW i3, the price of the rest of the models is below 250,000.
CPIC said: "The three liability insurance is consistent with the current rate framework, and the relative rate of difference between the levels under each dimension remains unchanged, and the variation of each vehicle type is also small. The vehicle damage insurance is close to the framework of the three liability insurance, and the calculation takes special consideration of the affordability of the owner of the price-sensitive stock new energy vehicle, and restricts the price of the car below 250,000 yuan without increasing the fee. ”
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Among them, the comprehensive premium of WEIO ES8 rose by 27.63%, and the two models of Xiaopeng (P7 and G3) were 16.06%-37.31%, and the ideal was relatively low, at 7.83%-26.59%.
Premium reduction - some models within 250,000
Of course, under the main theme of the overall increase in the exclusive insurance of new energy vehicles, there are still some models that have seen a reduction in premiums. These models are mainly BYD Qin New Energy, BYD E2, Roewe E50, Roewe Ei5, BMW i3, Sihao E20X and so on. Among them, except for the BMW i3, the price of the rest of the models is below 250,000.
CPIC said: "The three liability insurance is consistent with the current rate framework, and the relative rate of difference between the levels under each dimension remains unchanged, and the variation of each vehicle type is also small. The vehicle damage insurance is close to the framework of the three liability insurance, and the calculation takes special consideration of the affordability of the owner of the price-sensitive stock new energy vehicle, and restricts the price of the car below 250,000 yuan without increasing the fee. ”
Ah Chuan commented on the car
Introduction: On December 27, the Shanghai Insurance Exchange officially launched the new energy vehicle exclusive insurance, which is a "tailor-made" insurance for new energy vehicles, which has triggered heated discussions among consumers and netizens. Originally, the new energy vehicle captive insurance has been adjusted to varying degrees in the premium, and the increase of some models is between 20-80%, while some tesla models have become the "hardest hit area" of the premium increase, and the increase has nearly doubled.
Why the premium of new energy vehicles as a whole increased, it is reported that this is because compared with traditional fuel vehicles, the probability of spontaneous combustion risk of new energy vehicles is greater than that of fuel vehicles, and at the same time, unexpected situations occur in the three-electric system, and the previous commercial insurance clauses cannot be fully applied, so it is necessary to formulate exclusive insurance terms for new energy vehicles. The overall increase in premiums is mainly due to the increase in car damage insurance.
For example, a fuel vehicle and a new energy vehicle rub the chassis, the fuel vehicle will not have too much of a problem, and the new energy vehicle may damage the battery, and the battery is damaged, basically need to replace the whole piece, for the maintenance cost, it is naturally much higher, the risk borne by the insurance company will be greater.
Premium rise "hardest hit area" - Tesla
Tesla is the brand with the highest premium increase in the adjustment of the captive insurance rate of new energy vehicles.
Some netizens compared the premiums of the Model Y model 27 days ago and 27 days later, respectively, 8278 yuan and 14902 yuan, an increase of 6624 yuan, an increase of 80%.
The Model Y is not the model with the most serious premium increases in Tesla, among which the performance models with dual motors such as the Model 3 Performance and the Model Y Performance have doubled the increase.
According to netizens, the premium of The previous Model 3P was about 8,000 yuan, and the premium after the launch of the new insurance reached about 18,000, directly up 10,000 yuan, an increase of 125%. This also made many netizens say bluntly: just a few days to pick up the car, the premium rose so much, are not in the mood to pick up the car.
For the renewal of the insurance, some Model 3P owners said that in the case of no insurance in the previous year, the premium was 70% off, and it also needed more than 9700 yuan. Compared with before, there has also been a large increase.
It is reported that the most serious reason for Tesla's premium increase, in addition to the problem of the three-electric system, is its own reliability, as well as the body design.
In terms of reliability, the US authoritative organization "Consumer Reports" launched the 2021 car reliability survey report, Tesla's performance is the same as last year, the reliability is the second to last, as we all know, there are many Tesla models at home and abroad.
In the body design part, Tesla because of the use of an all-aluminum integrated body, the so-called "lead a hair and move the whole body", after the collision can often only be replaced in one piece, maintenance costs will naturally be higher.
The increase is about 30% - Wei Xiaoli
In addition to Tesla, domestic first-line new energy brands, Weilai, Xiaopeng, ideal, premiums have also shown different degrees of increase.
Among them, the comprehensive premium of WEIO ES8 rose by 27.63%, and the two models of Xiaopeng (P7 and G3) were 16.06%-37.31%, and the ideal was relatively low, at 7.83%-26.59%.
Premium reduction - some models within 250,000
Of course, under the main theme of the overall increase in the exclusive insurance of new energy vehicles, there are still some models that have seen a reduction in premiums. These models are mainly BYD Qin New Energy, BYD E2, Roewe E50, Roewe Ei5, BMW i3, Sihao E20X and so on. Among them, except for the BMW i3, the price of the rest of the models is below 250,000.
CPIC said: "The three liability insurance is consistent with the current rate framework, and the relative rate of difference between the levels under each dimension remains unchanged, and the variation of each vehicle type is also small. The vehicle damage insurance is close to the framework of the three liability insurance, and the calculation takes special consideration of the affordability of the owner of the price-sensitive stock new energy vehicle, and restricts the price of the car below 250,000 yuan without increasing the fee. ”
Ah Chuan commented on the car
In general, Tesla, Weilai, Xiaopeng, ideal, which are more concerned by netizens, are affected by the rise in the premium of the new energy vehicle captive insurance, which means that every year you need to spend more money than before to buy premiums, and at the same time, compared with fuel models, models at the same price, the premiums are much higher, so that after a few years, basically you can catch up with the purchase tax, and part of the remaining refueling costs have to be subsidized into the insurance. So the question is, Tesla premiums are rising, will you still buy Tesla?