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To say that medical care is falling, there is really no way, but you actively charge so much money, running is not as good as the medical index fund is not interesting. I might as well go buy index funds.

author:Four-eyed night cat

To say that medical care is falling, there is really no way, but you actively charge so much money, running is not as good as the medical index fund is not interesting.

I might as well go and buy index funds, especially low-rate index funds, and I have to save a lot of money.

High rates don't look at the usual inconspicuous, really calculate down, loss to die.

Take Lanlan's medical C as an example, buying does not cost money, management fee 1.5, custody fee 0.25, sales service fee 0.8, that is to say, buy-and-hold have to pay 2.05 percentage points of money every year. Look at your own pitiful yield in the past two years, you can earn a few percentage points in total, not to mention the people who lose money.

If you sell it for more than 730 days, you don't spend money, that is, you hold it for two years without spending money, and 0.25 percentage points for 1 to 2 years. 30 days to 0.5 percentage points a year. There is a group of people who were cut at this point in time, right? Another 0.5 percentage points were taken away. It would have to be 2.55 percentage points.

Take a treasure index medical fund as an example, the management fee is 0.5, the custody fee is 0.1, the sales service fee is 0.2, the total is only 0.8, and if it is sold for more than 7 days, it will not be charged, which is so cheap.

You calculate, over the years, how much money can you save? Even if you have 10W in the medical, if you are in the active fund, then every year you have to pay out 2050, if you are in the index fund, you pay 800 is enough, the difference between before and after 1200, this is only one year.

Some people say that active funds make more money, and now you say this again, don't you make more money? Lose more!

Therefore, it is best to buy funds to find index funds, rates, if rice trading is frequent, you can save a lot of handling fees.

The ice pier made by the naughty son, you say that he is afraid of his mother, he is not afraid of me? As soon as his mother narrowed his eyes, he was like a rat seeing a cat. When he saw me, he had to practice with me, and he didn't give in.

To say that medical care is falling, there is really no way, but you actively charge so much money, running is not as good as the medical index fund is not interesting. I might as well go buy index funds.

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