Adjustment of interest rates on RMB deposits of Industrial and Commercial Bank of China: In February 2022, ICBC (10,000 yuan, 200,000 yuan, 300,000 yuan) increased the interest rate of RMB deposits.
In February 2022, ICBC's latest RMB deposit interest rate table and large certificate of deposit interest rate table
ICBC's short-term interest rates within half a year or less have risen slightly. After the adjustment, the interest rate of fixed deposits is up to 3.25%, and the interest rate of large certificates of deposit is up to 3.35%.
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The interest rate adjustment of the ICBC fixed deposit rate and the interest rate of large certificates of deposit have changed: the longer the deposit period, the greater the reduction, and the short-term interest rate has risen.
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The deposit listing rate at the bank counter will generally be higher than the deposit interest rate on the official website. ICBC's listed deposit rates are as follows:
Consolidated Deposit Time Deposit:
Minimum deposit of 10,000: 3 months term, annual interest rate of 1.60%; 6 months term, 1.80% per annum;
1-year deadline, annual rate 2.0%;
Minimum deposit of 50,000: 3 years term, interest rate 3.25% per annum;
ICBC's large-value certificate of deposit, large-value certificate of deposit is slightly higher than the interest rate of ordinary time deposits, and the principal is starting at least 200,000 yuan
The interest rate of ICBC's large certificate of deposit starts at 200,000 yuan
Large Certificates of Deposit:
Subscription from 200,000: 1 month term, 1.70% per annum; 3-month term, 1.70% p.a.;
6 months term, 1.90% per annum; 1 year term, 2.10% per annum;
Subscriptions from 250,000: 2.70% p.a. for 2 years
Subscriptions from 300,000: 3.35% p.a. for 3 years
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The 6-month fixed deposit interest rate from 50 yuan rose from 1.755% to 1.8%, a slight increase of 0.045 percentage points, and the 3-month fixed deposit interest rate increased from 1.485% to 1.6%, an increase of 0.115 percentage points.
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ICBC one-year interest calculation
Based on the principal of 10,000 yuan, the interest deposited in the last year of different terms and different methods of ICBC is relatively large;
1. Survival period: 10,000 * 0.3% = 30 yuan, only 30 yuan of interest a year;
2. Deposit period for three months: 10,000 * 1.35% = 135 yuan, one year interest of 135 yuan
3. Deposit period for six months: 10,000 * 1.55% = 155 yuan, one year interest of 155 yuan
4. Deposit for one year: 10,000 * 2.10% = 210 yuan, and the interest for one year is 210 yuan
5. Deposit period for two years: 10,000 * 2.25% = 225 yuan, two-year interest of 450 yuan
6. Deposit for three years: 10,000 * 2.75% = 275 yuan, and the interest for three years is 825 yuan
Note: The above interest rates are for reference only, do not make any suggestions, please consult the counters of each bank branch for specific details, and the interest rate published by the local business halls shall prevail.
