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Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

author:History Storm

In the spring of 1926, Zhang Youyi, who had just returned from Germany, took her eldest son Ah Huan (Xu Jikai) to board a train from Beijing to Shanghai, but unexpectedly, in the carriage, she heard two women on the opposite side say their names.

At that time, the news that Xu Zhimo and Lu Xiaoman were about to get married was overwhelmingly filled with lace news headlines in newspapers around the world, and the woman on the train seated said that Xu Zhimo divorced in order to pursue Lin Huiyin, but Lin Huiyin did not want to marry him at all, and even so, Xu Zhimo refused to go back to reunite with Zhang Youyi, indicating that "this young lady must look very ugly, and her thinking is very outdated." "If it's not ugly and stupid, why would Xu Zhimo leave her?"

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Zhang Youyi and son Ah Huan (Xu Jikai)

More than fifty years later, when Zhang Youyi dictated her memoirs, she still remembered the scene on the train that year, and she lamented that only then did she know that in the eyes of the world, the culprit of divorce was her abandoned self.

However, after four years in Germany, Zhang Youyi is no longer the timid woman who was afraid of everything before, and she even rejected the marriage proposal of Luo Jialun, the first president of Tsinghua University, to go to the beach alone and find her true self.

More than 20 years later, when Zhang Youyi left Shanghai, she was already a famous industrialist and banker, and the story of her efforts to calm the run on the women's bank was also written into Shanghai's financial history.

<h1 class="pgc-h-arrow-right" data-track="9" >1, facing economic pressure after divorce, Zhang Youyi single-mindedly started a business</h1>

After returning to Shanghai, Zhang Youyi first faced economic pressure.

Although she was born into a wealthy family in Baoshan, Shanghai, her parents were conservative and considered divorce to be her own problem, because a woman would only be divorced if she was "unchaste, jealous, and did not serve her in-laws well", and her mother-in-law's home was definitely not her shelter.

Zhang Youyi, who rented a house in a small town half an hour away from Shanghai, took a diploma in early childhood education from Berlin's Pestalozzi College and found a job teaching German at Soochow University to make ends meet.

One day, she received a letter from Xu Zhimo's father, Xu Shenru, asking her to go to the Shanghai Hotel and talk in person.

After Zhang Youyi brought her 8-year-old son Ah Huan (Xu Jikai) to the hotel, she saw that the Xu family's in-laws were in the room, and Xu Zhimo was standing on the side with a nervous face.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Zhang Youyi and the newborn Ah Huan

In front of Xu Zhimo, Xu Shen asked Zhang Youyi with a livid face: "You two signed a divorce certificate overseas, and none of the elders in the family knew it. Now I ask you, are you really going to divorce Xu Zhimo and not go back to Xu's house in the future?"

Zhang Youyi glanced at Xu Zhimo and saw that there was a sense of pleading in his eyes.

From the newspaper lace news, she knew that Xu Zhimo's relationship with Lu Xiaoman was in full swing, she did not want to destroy the happiness he was trying to pursue, and that last spring, she lost her three-year-old second son Peter (Xu Desheng) in Berlin, and she was even more disheartened by Xu Zhimo's irresponsible father.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Xu Zhimo and Zhang Youyi's second son Peter Jr

Therefore, Zhang Youyi calmly replied: "I have been divorced from Shima for many years, and this is a fact that cannot be changed. ”

Xu Shenru hesitated for a moment and then asked, "Then did you promise him to marry Lu Xiaoman?" If you don't say yes, I won't let them get married. ”

Xu Zhimo was even more nervous, but Zhang Youyi nodded without hesitation and said, "I promise." ”

Hearing these three words, Xu Zhimo was very excited, went forward to hug her tightly, and praised: "You are so great! Because he was overjoyed and the range of movements was too large, even the jade ring on his hand flew outside the window, and then he didn't find it, this is Lu Xiaoman and his promise letter, this happened before the wedding, which made Zhang Youyi feel a little unlucky.

Xu Shenru felt guilty about Zhang Youyi's homeless situation, promised to give her a divorce compensation, and said that in the future, he would also divide the family property into three parts, Ah Huan and Xu Zhimo would take one part each, and the remaining one would be given to the Xu family's parents for the elderly, Zhang Youyi understood that this was Xu Shenru's hope that she would guard her son and no longer marry, but she originally had no intention of remarrying.

<h1 class="pgc-h-arrow-right" data-track="143" >2, regardless of the previous suspicions, borrowing the heat of the ex-husband, Yunsheng Company is famous for a while</h1>

Soon, Zhang Youyi received a few thousand yuan in divorce compensation from Xu Shenru, and she planned to set up a kindergarten in Shanghai to commemorate Little Peter, and in Germany, she studied early childhood education and could come in handy.

And an unexpected thing made her change her mind, in 1927, Zhang Youyi's mother died suddenly, twelve brothers and sisters rushed back from other places to mourn, the funeral of the whole family to wear plain clothes, her eighth brother Zhang Yujiu brought a Nanxiang tailor named Ah Mei, tailor-made for everyone, the clothes made are particularly fit.

Although Ame is a country tailor, she is very skillful and has learned the most popular three-dimensional tailoring method in Europe without a teacher, whether it is a magazine photo or a dress in a department store window, Ame can make it with just a few glances. Not long ago, Zhang Youyi's seventh brother Zhang Jingqiu and eighth brother Zhang Yujiu, who returned from studying in Europe, ordered a batch of new western clothes from Amei, and after wearing them, people praised them and felt that they were more fit and more personalized than the suits sold by department stores.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Xu Zhimo and Zhang Youyi

Zhang Youyi had a clever move, at that time, Shanghai middle-class families buy fashionable clothes are directly to the department store to buy imported goods, often not in line with their own body characteristics, not completely in line with their own aesthetic tastes, if Amei's craftsmanship can be used to tailor-made fashion, can greatly change the dressing habits of the Chinese.

However, Zhang Youyi is well aware that Shanghainese people are foreign, fashionable and exquisite, and if they directly use the fame of the local tailor Ah Mei, it is difficult to attract customers.

She thought of Xu Zhimo and his wife, they are already celebrities, and the news of marriage and love has been spread by national newspapers in the past two years, and it is hotter than movie stars. And Lu Xiaoman is what Hu Shi said "a scenery that Beiping has to see", as a fashionista, her clothes have always been praised, fashion photos often appear on the cover of Beijing and Shanghai magazines, and the advertising value is very high.

After Xu Zhimo remarried, Zhang Youyi did not turn his face and break off relations with him, and also took Ah Huan to Visit his grandparents in Jiaoshi Town many times, moving frequently and having a good relationship with Lu Xiaoman.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

In 1927, Xu Zhimo settled in Shanghai, not far from Zhang Youyi, Zhang Youyi persuaded Xu Zhimo to join her Yunsheng company, she knew that Xu Zhimo had many friends, and entrusted him to invite a group of cultural celebrities to be minority shareholders.

Although Xu Zhimo is not a good husband, he is a warm, easy-going, and love to help his friends.

He not only ran around raising shares for Yunsheng Company, but also said that he would move his friend Jiang Xiaolu to become the artistic director. Jiang Xiaolu is a famous sculptor in Shanghai Beach, there is a spectacular sculpture studio in Hongqiao Road, specializing in the major cities to set up a few meters high memorial statues for celebrities, in order to give Xu Zhimo face, Jiang Xiaolu gladly came to this unknown clothing company as a director, which makes Yuncao Company appear to have a very professional background.

In order to help Yunsheng Company expand its influence, Xu Zhimo brought many of his famous friends from Shanghai to the shares, and the dramatist Song Chunfang and the "Mandarin Duck Butterfly Sect" novelist Zhou Shuangjuan, the main writer of "Free Talk on Declaration", were among the minority shareholders, and these people often had articles in newspapers, and Yunsheng Company also borrowed their pens to carry out free publicity.

On the opening day, Zhang Youyi invited Xu Zhimo and Lu Xiaoman to attend the ceremony.

She studied in Germany for several years, and the German education is quite in line with her rigorous and rational personality, and now she only wants to break out of her own career, not to worry about these emotional entanglements, everything is business-oriented.

After Lu Xiaoman came to Shanghai, her Peking Opera performance of dan opera by women was shocked for a while, and the limelight even surpassed Tang Ying, a famous Shanghainese woman known as "Nandou Xing" at that time, if she could attend the opening ceremony, it would be very sensational.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Lu Xiaoman and Tang Ying at the opening ceremony of Yunsheng Company

Lu Xiaoman, who is smart in ice and snow, understands Zhang Youyi's idea very well, and when Yun xie opened, she not only came by herself, but also brought her friend Tang Ying, both of whom dressed up and greeted in front of the store, attracting countless reporters.

The next day, The Jingbao newspaper, the newspaper with the largest circulation in Shanghai, and the fashion magazine "Shanghai Pictorial" successively published the photos of the two famous ladies of the "Southern Tang Dynasty and Northern Land" at the opening ceremony of the Yunsheng Company, and advocated that the Yunsheng Company was the most suitable brand for The Fashionable Lady in Shanghai, which made the Yunsheng a hit.

Immediately afterward, the major newspapers in Shanghai also launched a debate on the "Yunsheng Company", and the "Shanghai Pictorial", which often published photos of Lu Xiaoman and Tang Ying, continuously published Zhang Danweng's poems, saying: "The beauty of the world, see Jiangnan Cui." The beauty of Gangnam, the most popular cloud. Touting the company as representing the mainstream taste of Shanghai's middle class.

The rival newspapers "Diamond Diamond" and "Sherlock Holmes" vigorously rebuked the ladies and wives for spending tens of hundreds of yuan to order a dress in the Cloud Company, and they were extremely extravagant.

After a few months of quarreling, the dispute over "Yunsheng" was hastily ended and did not end, but the fame of Yunsheng Company was launched, and it became the preferred clothing shop for middle-class wives in Shanghai with high-end routes and Chinese and Western styles.

On December 1, 1927, Chiang Kai-shek and Soong Mei-ling held a wedding in Shanghai, and they ordered clothes at the Yunsheng Company.

Of course, this also has the reason for Zhang Youyi's fourth brother Zhang Jiazhang, Who was one of the most famous bankers in Shanghai at that time, and Chiang Kai-shek took the initiative to kowtow to Zhang Mother's funeral in order to woo him, whom he had never met, and with this relationship, Zhang Youyi also used the much-anticipated marriage of Jiang Song to advertise to Yunsheng.

Zhang Youyi's means of doing business are quite flexible, although the company was initially positioned as a customized dress, but in order to be able to mass-produce and save costs, she gradually sold ready-to-wear clothes.

Yunsheng's stores often display some exquisite qipao samples, and after some customers look at it, they modify the embroidery, buttons, beads, sleeves and other details with their taste and figure, which is fast and good.

Although yuncao company was very successful, zhang Youyi jumped ship to the bank soon after.

<h1 class="pgc-h-arrow-right" data-track="145" >3, a single wooden building, a paper of guarantee to calm the women's bank run</h1>

After coming to Shanghai, Zhang Youyi has not had her own house and took her son to live in the mansion of the fourth brother Zhang Jiazhang's family.

Zhang Jiazhang, who was later known as the "father of modern banking in China", once served as Chiang Kai-shek's financial master, graduated from the Department of Economics of Keio University in Japan, was then the vice president of the Bank of China, and lived in The Fanyuan Garden on Haige Road.

Fan Garden is the top residential area in Shanghai, the name means "model garden house", each house is more than 500 square meters, the design has its own characteristics, the community has a private garden covering an area of 25 acres, small bridges and flowing water, pavilions and pavilions, as if a paradise, the residents here are all the top Two Shanghai bankers, it is difficult for ordinary people to enter this circle.

Zhang Youyi lives in her brother's house and has the opportunity to meet many bankers.

She originally did not know anything about finance, after starting a cloud company, in order to understand the ledger, she made up a lot of financial knowledge, and soon became proficient in business. Once, the Bank of Shanghai asked her to help as a trust supervisor, and Zhang Youyi, who has always been rigorous and serious, sorted out various accounts and documents in an orderly manner, and her reputation of being good at financial management has since spread.

Not far from Fanyuan, there is a very characteristic commercial bank, called Shanghai Women's Bank, which was not long after its opening, and Zhang Jiazhang was a nominal director.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Shanghai Women's Bank

Its founder Chen Guangfu and president Yan Shuhe admired Zhang Youyi's meticulousness, and seeing that she understood both finance and the general manager of the company, and was proficient in investment and financial management, she invited Zhang Youyi to work at the Women's Bank.

In 1933, Zhang Youyi closed the Yunsheng Company and became a vice president of the Women's Bank, which lasted for 13 years.

Shanghai Beach in the 30s, full of wars and variables, but also full of business opportunities, large and small banks, marketing tricks emerge in an endless stream, the women's bank played the sign is "to help women economic independence", encourage women to make a living in society, Zhang Youyi is a good example.

After coming to the women's bank, Zhang Youyi asked her to put her desk at the end of the bank lobby so that she could have a clear view of the situation inside the bank.

She also set the rules to hold a weekly business meeting, and at the regular meeting, Zhang Youyi will inevitably come up with her own work plan, from specific business, banking system to personnel management to carry out specific norms and suggestions.

Staying in Germany for four years has left obvious traces on her work and life, every morning at nine o'clock, Zhang Youyi will inevitably appear at the desk, every second is not bad, later, dozens of her female employees have also developed the habit of punctuality, in order to cultivate excellent employees, Zhang Youyi also entrusted major schools to recommend students to be trainees, and opened a bank crash course in Yunzhong Girls' Middle School.

Every day, she reads all kinds of letters, official documents, and account books at her desk in the hall, with her back straight and very dedicated, which has impressed employees and customers.

Just entered the banking industry, Zhang Youyi encountered the silver wave that swept through China's urban and rural areas in the early 30s, when the United States passed the "Silver Act" in order to pull China into the DOLLAR system, and acquired silver in the world, which made a large amount of silver outflow from China, causing financial panic, and many money banks and banks in Jiangsu, Zhejiang and Shanghai collapsed.

Zhang Youyi can only run around, borrowing money from the Bank of China and the Bank of Communications to tide over the difficulties, one is with the help of her fourth brother Zhang Jiazhang, and the other is that she has a very businessman's brain, flexible exchange techniques, and timely rescued the women's bank that was on the verge of collapse, in early 1935, after the silver storm, the women's bank established a good reputation.

The first thing many female workers in Shanghai do after they are paid is to deposit their wages in the women's bank, and many middle-class wives deposit jewelry, gold and private money in the bank.

In order not to live up to the trust of these customers, Zhang Youyi tried every means to find investment opportunities everywhere to bring ideal returns to customers.

Her mother-in-law's family and in-laws are all businessmen, and since childhood, she has cultivated a good eye, like her former father-in-law Xu Shenru, Zhang Youyi did not put eggs in one basket, but implemented asset dispersal allocation.

She invested in industries such as Yong'an Spinning Factory, Zhabei Hydropower Company, China Underwear Company, World Bookstore, Commercial Press, etc., and bought some land and real estate for rent, which was an angel investor of that era and one of the few female bankers in Shanghai Beach.

Due to the high return on investment and good credit of the women's bank, later, many men also came to the women's bank to save money, and major girls' schools such as The Nakanishi Girls' School also designated the women's bank as a bank for fixed tuition fees, and there was a savings branch of the women's bank on campus for teachers to survive, making the women's bank a unique scenery on the beach.

In 1937, in the midst of gunfire, many small and medium-sized banks closed their doors, the Shanghai Women's Bank located on Nanjing Road once again had a run, Zhang Youyi entrusted people to borrow money, but at this time her fourth brother Zhang Jiazhang was no longer the general manager of the Bank of China, and the major banks had stopped operating, closed their doors and moved inland, and she had no choice but to take the women's bank's real estate and industry to do mortgage loans everywhere.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Middle-aged Zhang Youyi

One day, the staff panicked to ask Vice President Zhang, there was no money in the counter, but there was a big customer who wanted to mention a sum of four thousand yuan, what to do?

Zhang Youyi personally went to greet the customer, and the person who came to withdraw the money was a male customer she usually knew, Zhang Youyi often put some trust money on his behalf, and they were quite polite to each other.

These two days, because there is no money on the account, Zhang Youyi took the deed of the women's bank office building to a large bank as collateral, used as cash turnover, due to the war, the real estate plummeted, the house deed only bet four thousand yuan, if today as paid to this big customer, it will not only cause a run due to no money on the account, but also lose the office space, the women's bank can only close its doors and close.

Zhang Youyi accompanied by a smiling face, proposed to use his own credit as a guarantee, and asked the big customer to postpone the withdrawal for half a year, and the interest rate was particularly favorable.

The customer looked at her for half a day before nodding: "It was Youyi Zhang Youyi who told me that you guaranteed this money, then I believe you." I don't believe what other people say, but I believe what you say. ”

She was so grateful that she almost burst into tears, and from then on she took this guarantee with her, day and night, and repeatedly told her family that if she was killed by a shell, this guarantee must be cashed with her private money, until half a year later, four thousand yuan of benli was paid as scheduled, and Zhang Youyi breathed a sigh of relief.

Relying on her hard support, the women's bank survived the storm, and until the 1950s, it was still a place where Women in Shanghai often kept jewelry and deposits.

<h1 class="pgc-h-arrow-right" data-track="147" >4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father</h1>

At the end of 1937, Haining fell, the Xu family's property was all gone, Xu Shenru was nearly seventy years old, the old man had nothing to rely on, came to Shanghai to join his former daughter-in-law and eldest grandson.

The war has put Zhang Youyi in financial difficulties again, in addition to supporting a family of three, she has to pay tuition for her son who has just been admitted to college, and she also has to pay Lu Xiaoman's living expenses.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Zhang Youyi, Xu Jikai (Ah Huan) and Xu Shenru

After Xu Zhimo's death, Xu Shenru promised to give Lu Xiaoman three hundred yuan a month for living expenses, and now, the Xu family's spinning mill, qianzhuang, and old mansion were all destroyed by The Japanese plane, Xu Shen was empty, and Lu Xiaoman also had to rely on Zhang Youyi to support him.

Zhang Youyi has a huge fear of a life of lack of money, when in Germany, she relied on Xu Shenru to send a monthly living expenses of quite two hundred US dollars to rent a house, little Peter began to malnutrition and often got sick since he was one year old, the doctor found that he had parasites in his small intestine, stuck between the intestines and skin, and it was necessary to operate to remove, and this difficult operation could only be done by a Swiss hospital, and the cost was expensive.

Zhang Youyi had no choice but to write to Xu Shenru many times, hoping to get a sum of money to take little Peter to Switzerland for surgery.

To her disappointment, she did not know whether her mother-in-law was nervous or opposed to surgery in a foreign hospital, and the cost of the operation was never sent until Peter Jr. died of enteritis a month after the age of three.

Since then, Zhang Youyi has been determined to make money on her own and decide her life by herself. Perhaps her ancestors inherited some business talents, she opened a cloud company, helped the women's bank to invest, the profits are very rich, is already a famous shanghai female industrialist, female banker.

Now that the situation has suddenly changed, the whole family in Shanghai depends on her to support herself, the family's expenses are huge, the salary is extremely limited, she will use her brain to observe the economic environment, and find ways to make some extra money.

With the tight war situation, railway and ship transportation interrupted, there was a hoarding tide in Shanghai, most of the other people hoarded grain and daily necessities, Zhang Youyi used most of her savings to buy dyes, after the war intensified, the price of dyes rose more than a hundred times in a short period of time, she threw out all the inventory in time, and soon Shanghai set off a securities fever, she relied on years of financial vision, and made great gains in the stock market, achieving financial freedom.

At this time, due to the outbreak of the Pacific War, the rich people in the concession also fled, and the house price of Fanyuan plummeted, and Zhang Youyi bought Fanyuan No. 20 and had his own residence.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Fan Garden

From investing in dyes, stock speculation to buying houses, in just five years, Zhang Youyi has increased her assets by hundreds of times, and her grasp of the current situation and investment rhythm is extremely accurate, worthy of being a senior banker.

She took Xu Shenru and Ah Huan, a family of three generations and three people to move in. Alone to support the family, Zhang Youyi never complained bitterly, after returning from work from the bank, she saw an old man and a young child laughing at the dinner table about Yan Yan, the grandson was deeply affectionate, she felt a warmth in her heart, Xu Zhimo was gone, the Xu family was still here.

After having a lot of money, Zhang Youyi was no longer busy making money all day, but Zhang Luoqi was looking for a daughter-in-law for her son.

Ah Huan has graduated from the Department of Civil Engineering of Shanghai Jiao Tong University, and Zhang Youyi personally checked the pass and selected a big girl named Zhang Puwen as his wife.

Zhang Puwen was born very beautiful, with a beautiful figure, like clothing design, Zhang Youyi learned about it, encouraged her to turn her interest into a career, and invited a number of tutors to teach Zhang Puwen to learn four foreign languages, so that her daughter-in-law will go to the United States, France and other fashion capitals to learn fashion design in the future.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Xu Jikai and Zhang Puwen

This is a knot in her heart, Zhang Youyi was engaged to the marriage by the fourth brother at the age of 14, although after vigorous struggle, the in-laws and the mother-in-law only promised her to study for one more year in Suzhou Middle School, at the age of 15, Zhang Youyi dropped out of school to marry Xu Zhimo, which also made her later ridiculed by Xu Zhimo for not having culture.

In 1946, Xu Shenru died of a serious illness, and the coffin was sent to the ancestral tomb of Jiaoshi Town and buried next to Xu Zhimo and Little Peter. Before he died, Ah Huan and Zhang Puwen had given birth to four children, allowing him to enjoy the happiness of being a great-grandfather and pass away without regret.

In the spring of 1947, Ah Huan applied for a master's degree in economics from Columbia University, and Zhang Puwen also applied to an art college to study fashion design, and the couple went to the United States together.

Many years later, when Zhang Youyi came to New York and saw the clothes designed by Zhang Puwen on display in world-class department stores, she felt that her efforts had not been in vain.

<h1 class="pgc-h-arrow-right" data-track="149" Remarried > 5 or 53 years old, and took many years of savings to write essays for Xu Zhimo</h1>

In the early spring of 1967, in the drizzle, Zhang Youyi and her remarried husband Su Jizhi walked in Cambridge City, outside London.

Baroque architecture can be seen everywhere in the old town, and the Kang River winds around the town in a huge arc, zigzagging through the city, and the river is full of small bridges, which looks like some of the charm of China's Jiangnan water town.

During her visit to Britain, several articles about her were suddenly published in the famous Taiwan literary and historical magazine "Biography and Literature."

Lu Xiaoman's cousin's friend, a painter named Rong Tianxi, took the photos taken by Lu Xiaoman on the opening day of the Yunsheng Fashion Company as evidence, and wrote an essay, believing that the founder of the Yunsheng Company should be Lu Xiaoman, who is proficient in fashion and loves fashion, and cannot be Zhang Youyi, who has no clothes.

Liang Shiqiu and Liu Yingshi, representative figures of the Crescent Moon Sect, published reminiscence articles one after another, complaining about Zhang Youyi, and Liang Shiqiu said flatly: "The Yunsheng Company has nothing to do with Lu Xiaoman, it was created and presided over by Zhang Youyi, the former wife of Shima. ”

Liu Yingshi also described in detail the beginning and end of Zhang Youyi's founding of Yunsheng Company in 1927, accusing Lu Xiaoman of deliberately clinging to Zhang Youyi's career and confusing the world.1

In the article, he said indignantly: "Yunsheng Company can be said to be Miss Zhang Er's career from beginning to end, and a group of other friends just take this opportunity to show something (such as Jiang Xiaolu), or help to entertain (such as Miss Zhang San or Old Seven Old Eight), or make a splash (such as a number of social flowers). ”

Lu Xiaoman had died in 1965, and Zhang Youyi did not want to get involved in a senseless verbal dispute, which was disrespectful to the dead.

Yunsheng Company, Xu Zhimo contributed a lot, there are some shares, Yunsheng Company can become popular in a short period of time, there is also Lu Xiaoman's influence call, Lu Xiaoman's move is not exactly a climbing, from another point of view, that is Lu Xiaoman's deep inner admiration for Zhang Youyi, who has been determined and independent all his life.

In terms of talent, Lu Xiaoman is not worse than Zhang Youyi, what she lacks is the courage and courage to refuse to rely on men and dare to rely on her own strength.

Recalling the past, Zhang Youyi was glad that she was separated from Xu Zhimo in time, otherwise, after a long time and a long time in captivity, she would lose the courage to fly.

Now that she is old, the only thing she wants to do is forgive and forgive.

Zhang Youyi, who did not plan to remarry, met the gentle and elegant doctor Su Jizhi in Hong Kong, Su Jizhi was the third man to propose after her divorce, the first two were Luo Jialun, the first president of Tsinghua University, and Luo Longji, the leader of the Democratic League, compared with those two suitors, Su Jizhi, who runs a small clinic and has four children, looks very ordinary, but she still accepts Su Jizhi's marriage proposal, and people who know her say that Su Jizhi's aura is somewhat similar to Xu Zhimo.

KangQiao is still the same, the personnel is not right, by car to the town of Shaston, lingering for a moment outside the door of the cottage where Xu Zhimo lived, Zhang Youyi can't help but sigh, her sideburns are half white, she even had such a young time.

She shook Su Jizhi's hand and said, "Kiyuki, I have a request, it is a wish for many years... I want to contact Liang Shiqiu to help Shima produce a collection of essays, don't you misunderstand?"

More than ten years after the husband and wife, Su Jizhi listened to her put forward conditions with himself for the first time, and he nodded his head and agreed without hesitation: "No misunderstanding, this is a very important thing for our children and grandchildren, we will try our best to do it." The savings we've had to open a clinic over the years should be enough for you to publish an essay for him. ”

Zhang Youyi looked at her husband with gratitude, and his understanding and trust were the reasons why they had been able to get along for many years. Many people say that she values money seriously, only he knows, and she strives to make money so that she can realize her beliefs and dreams.

<h1 class="pgc-h-arrow-right" data-track="150" >6, thank you Xu Zhimo for her divorce in her later years, and the tombstone does not leave half a Xu character</h1>

After Su Jizhi's death, Zhang Youyi went to New York to join Ah Huan. Ah Huan set up a room for her at home, she refused to live, insisted on finding an apartment in the not far Queens to live alone, she was old, still doing everything herself, afraid of disturbing people.

The three granddaughters and one grandson are beautiful and lively, very spirited, and are dressed up by their mother who is proficient in fashion design, and they all like this grandmother who does not talk much and does things smoothly and steadily, often around her twittering.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Zhang Youyi and grandchildren

Ah Huan read a master's degree in economics from Columbia University, and then took a doctorate in civil engineering from the New York University of Science and Technology, worked as a civil engineer for many years, raised four children with his wife, worked hard outside, did his father's duty at home, and was the kind of grandchild that Xu Shenru wanted to see most.

Every day, Zhang Youyi gets up at 7:30 every second, does 45 minutes of gymnastics, breakfast is a bowl of cereal porridge or an egg that has been boiled for two and a half minutes, and then read the newspaper, walk relatives, go to various classes provided by the apartment, and play mahjong on the weekend, this extremely self-disciplined life makes her live a calm and healthy life.

In Ah Huan's living room hung a full-body photograph of Xu Zhimo, and the grandchildren knew that it was his grandfather, a famous Chinese poet, who had become a legend in their hearts.

Zhang Youyi: Divorced and lost her son, she became a famous banker in Shanghai Beach, hundreds of times the investment profit 1, after the divorce in the face of economic pressure, Zhang Youyi single-mindedly started a business 2, regardless of the previous suspicions, borrowing the heat of her ex-husband, Yunsheng Company was famous for a while 3, single wooden support building, a paper of guarantee to calm the women's bank run tide 4, buy dyes to make a hundred times more profit, buy a house for Xu Zhimo's father to retire 5, 53 years old remarriage, take many years of savings for Xu Zhimo to write a collection of essays 6, in his later years thank Xu Zhimo for divorce to complete her, the tombstone does not leave half a Xu word

Xu Zhimo

In her free time, she and her son sorted out Xu Zhimo's letters and diaries before his death, and Ah Huan ran to many American university libraries, found the old "New Moon" and "Morning News Supplement" articles from decades ago, photocopied and sent them to Liang Shiqiu in Taiwan, and finally published the "Complete Works of Xu Zhimo" by the "Biographical Literature" Society.

She was glad that she had done it while she was alive, otherwise over time, Shima's poems and articles would have been obliterated, wasting in vain the love and passion he had sung with his entire youth.

He is a butterfly, a nightingale, a crane in the clouds, flying in the clouds of poetry, singing in a shallow voice, adding a little poetic romance to the world; she is a bee, an ant, a ploughing cow, stepping on the solid earth, full of busyness, for relatives and friends to bear the weight of many lives.

Two kinds of character, it is difficult to appreciate each other, and it is not suitable for life, and fate is really confusing.

She had wanted to force herself to settle for the role of a virtuous wife, but it was Xu Zhimo who unlocked the marriage and let her test the tenacity of her life.

After the age of eighty, her niece Zhang Bangmei came to interview this past, and she always said: "I want to thank Xu Zhimo for the divorce... He liberated me and became another person. ”

Throwing off the role of housewife set for her by the times and family, Zhang Youyi, who has a strong personality, has traveled all over the world in half her life, not only founded a fashion company with one hand, but also won the Shanghai financial circle, no matter where she goes, she has broken out of the world with her extraordinary courage and ability.

As Liang Shiqiu said in the reminiscence article: "She is simple and capable, those who know her have not disrespected her, have not blessed her, she has not written articles, she has not done propaganda, she has not said words of resentment, she has spent her years silently and strongly, she has fulfilled her responsibilities ..."

In 1988, after Zhang Youyi's death, according to her will, the stone stele was only engraved with the words "Su Zhang Youyi", which was her completely severed intention.

After walking out of that marriage, she never looked back, and only then did she live to the appearance she wanted most, with her own glory and dreams.

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