In the process of educating children, parents usually pay the most attention to learning, which is called IQ. At this point, parents are more concerned, but they ignore that the child's education has little to do with the IQ that parents think.
Because there are no stupid children in the world. And in education, there is also emotional intelligence and financial intelligence. Emotional intelligence is the key to integration into the collective, and financial intelligence is also indispensable.
When it comes to financial quotient, we have to mention the education of money, and parents usually choose to avoid the attitude when dealing with this problem.
The reason why they avoid it is because they feel that children cannot understand it at all, and it is useless to say more. This is originally an adult's business, children do not need to know that there is nothing, what to buy can be.
01
Why should children be educated about money
These money education, which is easy to ignore in the eyes of parents, why should we educate our children? In fact, one of the most important reasons is that it can establish a child's view of money.
When children have a correct view of money, they can effectively control their consumption and reduce the behavior of spending lavishly. And for the future of children, the establishment of a concept of money can also help them improve the wisdom of financial intelligence.
It can be done to spend money in a measured way. Moreover, after entering the society, he can learn to manage his own money, have his own plans, and be willing to develop his body and mind. Avoiding becoming a "moonlight clan" or a "nibbling old clan" is an indispensable ability of children.
02
What are the aspects of money education for children?
Educating children about money isn't just about helping them develop good habits of spending money. It contains a lot of content, the most important of which is to know money, to know the real role of money. At the same time, children should learn how to manage their own money and how to manage money.
When you are young, children may not understand, but money education is constantly deepened with age. Don't underestimate this problem, with different infiltrations at different stages of the right method, you can easily resolve some of the problems about money that arise in some lives.
Know where the money comes from, know that money can buy things, know that money is hard to come by. But it is not the education of crying poverty and showing off wealth, because crying poverty and showing off wealth are not conducive to the cultivation of children's values. It will also make the child form an inferiority complex or become blind.
03
What is the impact of the lack of money education on children
If a child lacks money education, it will cause problems for the child in the problem of money. So what impact will the lack of money education have on children?
Impact 1, see what you want
The lack of money education will make children want what they want, as long as they don't have it, they will desperately want to get it. And don't give up until you reach your goal. Go to supermarkets and malls and do as you wish. Not looking at the price at all, such a situation makes the child become extravagant, and the personality becomes very willful.
Influence 2, always manage parents to ask for money
When parents give their children pocket money, if there is no money education, it will make them appear to always manage the parents to ask for money. Seeing that others have their own hopes to have, forming a wrong comparison psychology. Spending money has also become very casual, as long as there is no need, take care of the parents. Don't know how to be considerate of others, only know how to meet your own growing needs.
04
What are the key points for parents to establish their children's view of money?
What are the specific good practices to improve the child's view of money and lay a good foundation for their future growth? It can be seen from the following aspects.
First, start with knowing money
It is necessary to establish a concept of money from the child's understanding of money. Understand that the amount of money is different, the purchase of things is also different, in this way to help children improve, such as 1 yuan can buy what? 10 yuan can do anything to help the child.
Second, make an agreement with your child
Make an agreement with your child when shopping, and don't ask for anything to buy. We must understand that there is moderation, and parents must also have a bottom line. For example, you can buy something every time you go to the supermarket, but you don't necessarily buy it every time.
When buying, you should also ask for quantity, pay attention to the agreement with your child, and only buy one at a time. Don't change it casually, so as to help your child have a sense of order. Knowing that not all can be met.
Third, give the child the right to dispose of himself
In the domination of money, children should be given the opportunity to make their own decisions. Since you have given them the money, you have the right to dispose of it. Put some effort into the amount, don't give too much, it is recommended that when you are young, do not give too much.
Even if you give, ask them what they want to do with it, so as to better reduce the behavior of spending lavishly. At the same time, it can also indirectly control the amount of children's pocket money, and know how to spend money with moderation.
Fourth, learn to make your own plans
Parents should teach their children to make their own plans and know how to distribute money reasonably. At the same time, they can also consciously enhance their awareness of saving money, such as taking them to the bank to save money with their parents, knowing that if the money is not needed, they can save it. Thus improving its view of money and having a preliminary sense of financial management.
Fifth, parents themselves must have the correct concept of consumption
Parents' spending behavior will also affect children, and they must know how to have the right consumption concept. In normal times, try not to always spend money in front of children. If your own consumption concept is rational and reasonable, your child will be affected and become better and better.
Message:
I want my child to be excellent, not only to pay attention to emotional intelligence, but also to financial intelligence. Financial quotient is also an indispensable ability in the process of children's growth. Children with financial quotients will become more excellent, and many times can help children have a strong logical thinking, but also learn to make reasonable consumption according to their own plans, and they can become better and better in the future.