As the entry model of the Wei brand coffee series, The Macchido does have a good cost performance, the price of about 150,000 yuan can buy such a compact SUV, with personalized appearance, rich scientific and technological intelligent configuration and good power, and the installation of the oil-electric hybrid system makes it save enough money on the car. In addition, if the budget is sufficient, you can also choose its plug-in hybrid model, The Macchiato DHT-PHEV not only continues the advantages of the original model, but also can be driven by pure electric power, bringing a cheaper car expenditure than the hybrid version. However, some time ago, the release of new insurance, let many consumers worry about the macchiato DHT-PHEV insurance cost increase, so that the cost of car maintenance anti-super hybrid version of the model, then we will analyze today, after the insurance reform, for the macchiato DHT-PHEV car cost has no impact? Can you save money more than the hybrid version?
Insurance costs
We investigated the cost of car maintenance for the Macchiato DHT-PHEV once last year, and for the hot-selling "2021 1.5L DHT-PHEV Master Edition", the annual insurance cost is about 4500 yuan. However, due to the release of new energy vehicle captive insurance, the premiums of many new energy models have had a certain impact. To this end, we once again investigated the insurance cost of Macchiato DHT-PHEV to the renewal personnel, because the three electric warranty, spontaneous combustion and other items are included in the insurance coverage, the current car damage insurance price is about 2393 yuan, in addition, we choose 3 million three liability, compulsory traffic insurance and other basic insurance types, the first year of insurance costs are about 5543 yuan.
According to the case of the vehicle's subsequent insurance, the insurance cost will have a 20% discount in the second year and a 30% discount in the third year, so after counting the discount, the total insurance cost required by Macchiato DHT-PHEV for three years is about 13858 yuan, and the average annual premium is about 4620 yuan, which is about 100 yuan. However, for the hybrid version of Macchiato, as a 1.5L displacement model, in addition to the need to purchase the above three basic insurance types, it is also necessary to charge a vehicle and boat tax of 360 yuan, and the average annual insurance cost is about 4700 yuan. It can be seen that even if the insurance of Macchiato DHT-PHEV is affected by the new policy and has risen by more than 100 yuan, it is still cheaper than the hybrid version.
Maintenance costs
The Macchiato DHT-PHEV is basically the same as the hybrid model, and the maintenance time cycle and the accessories that need to be replaced are almost not much different. Among them, the maintenance time is carried out at 5000km, and the maintenance cycle is carried out every 7500km. In addition, in the accessories that need to be replaced, in addition to the conventional small maintenance of the replacement oil machine filter, the working hours cost is about 478 yuan; on this basis, the large maintenance of the replacement of the air filter and the air conditioning filter is also carried out, the cost is almost 626 yuan, and every two small maintenance will be carried out after a large maintenance. With the loss caused by the vehicle, there are still some accessories that need to be replaced and inspected in time, such as replacing the fuel filter at 35,000km, the price is about 29 yuan; at 42,500km, the spark plug and brake oil need to be replaced, and the price is about 306 yuan.
If you follow the three-year driving of 60000km as a large maintenance cycle, then it is expected that the total maintenance cost of the first three years of the Macchiato DHT-PHEV is about 4751 yuan, which is about 1583 yuan per year, which is the same as the maintenance cost of the Macchiato DHT model.
Oil and electricity
As a plug-in hybrid model, macchiato DHT-PHEV can usually be driven by pure electricity when we drive on urban roads, but we need to refuel under high-speed running or other working conditions. From the owner feedback information, Macchiato DHT-PHEV in the feed state of the comprehensive fuel consumption is about 5.5L / 100km, 100 km of electricity consumption of about 19kWh, this car can add 92 gasoline, the current price is 7.8 yuan / L, the price of household electricity is 0.56 yuan / kWh.
If we calculate according to the mileage of 20,000km a year driven by a family car, of which 10,000km is used as a pure electric drive for urban commuting, and the other 10,000km needs to be refueled, then the fuel and electricity costs required by this car every year are about 4290 yuan and 1064 yuan, respectively, and the total is about 5354 yuan. The Macchiato DHT model requires about 6L of fuel consumption per 100 kilometers, so the fuel cost required in a year is about 9360 yuan, which is about 4000 thousand yuan more expensive than the plug-in model.
summary
By adding up the insurance cost, maintenance cost and electricity and fuel costs, we conclude that without considering other soft expenses, the cost of car maintenance required by Macchiato DHT-PHEV for a year is about 11557 yuan, and the average cost of 963 yuan per month is about 963 yuan, as an SUV model, such a car maintenance cost is relatively economical. Even if it is affected by the new insurance policy, the premium has risen to about 4600 yuan, which is more than 100 yuan more expensive than the original, but compared with the hybrid version of the Macchiato DHT model, it can save almost 4,000 yuan in car maintenance costs every year. So from the perspective of car maintenance alone, Macchiato DHT-PHEV is indeed a more cost-effective choice.