Lead
In the past, the elderly more or less will have the idea of raising children and preventing old age, thinking that children will be the dependence of their old age, and the elderly must rely on their children, and it is difficult to live a comfortable old age with their own ability. But now more and more elderly people have changed their minds, for the pension problem, they are more willing to solve it themselves, can not trouble their children as much as possible not to trouble their children.
Therefore, many elderly people have saved pension money for themselves early, and with enough pension money, we can get better protection in our old age, and life will be relatively comfortable. Many elderly people have a common question, that is, they do not know whether to tell their children about their savings. After all, the old man is older, his memory will slowly deteriorate, and he is likely to forget about saving money. But the old people are worried that their children will eat the old, and in the end they will end up empty.
So what exactly should be done to be correct? The 75-year-old Uncle Huo's approach is really smart and effective, how did he do it? Next, let's take a look at the story of Uncle Huo.
Self-narrator: Uncle Huo
I'm 75 years old, and before I retired, I was working in one of our local hospitals, I was a surgeon, I was really busy at work, I didn't have much time to focus on the family, and I really ignored a lot of my wife and children. But my wife is a very gentle woman, she never gets angry that I don't have time for the family, but takes care of us inside and out of the house very well.
I still remember that my mother was not in good health at that time, and my wife had been trying to take care of it, so there was no mother-in-law contradiction between the two of them, but they became mother and daughter. The two children also did well in school, I never worried about their studies, and later both of them were admitted to college, and now they are developing quite well.
My son has also become a doctor, married a daughter-in-law in the same unit, and life does not need our two families to worry about him. Although the daughter-in-law's personal conditions are still very good, but we both do not like her very much, before the son and daughter-in-law fell in love, we expressed our dislike for the daughter-in-law with the son.
Because the daughter-in-law was born in a very poor family and has 4 younger brothers, if the son really marries her, then the pressure on the body will be great in the future. Coupled with the pity that this person is a bit confused, always thinking about his own mother's family, marrying such a woman back, it is definitely difficult to live happily.
However, my son did not listen to the two of us at all, and secretly went home and took the household registration book and the daughter-in-law to get a certificate, and we also came here for more than a month before we learned the truth. At that time, the matter was a foregone conclusion, and we were powerless to change it, so we could only accept it.
Sure enough, after the daughter-in-law married her son, she always thought of subsidizing her mother's family, and any good things in the family moved back to her mother's house. At the beginning, we were really dissatisfied, but later we didn't want to think about it, after all, life is theirs, so why bother with ourselves.
The daughter is married well, the son-in-law is an only child, and the parents are people's teachers, which is very respected. The daughter's in-laws are more understanding, even if they are relatively easy to get along with, the daughter has not been angry in the past, so we are still relatively satisfied with the son-in-law.
But my wife and I treat both children equally, and when they first bought the house, we both subsidized the same amount of money. As long as we give it to our daughter, we will give it to our son, and we never say which side we will favor, after all, the palms of our hands and the backs of our hands are all flesh, and our children are our children, so how can we not love them?
Our husband and wife have worked hard and saved a lot of money in this life, and we both have 820,000 deposits in the bank. Now my wife and I can receive a pension every month, my pension is 7,000 yuan a month, and my wife also has more than 3,000 yuan a month, and the two of us spend more than 3,000 a month, and my wife's pension is enough, so my pension is generally saved.
Three years ago, her wife died, when she suffered from a vicious disease, when she found out that she was powerless to return to heaven, her wife did not want chemotherapy, because chemotherapy was too painful, she hoped that the rest of her life could be spent naturally. So in the last period of time, I was always with my wife, and my daughter often came back to my wife as long as she was free, so I didn't have any regrets when my wife left.
Since my wife's absence, my life has been particularly boring, I don't know what I'm doing every day, and my body is not as good as before. I could feel that my memory was starting to decline somewhat, mainly in the form of frequent losses. For example, when I was watching TV, I took the remote control in my hand, but after watching the TV series, I forgot about it and kept looking for the remote control.
Such things really happen every three to five minutes, and usually when I go out, I often forget to bring the key, I also locked myself outside the door several times, and finally I could only call the lock company to open the lock. So I was also worried that I would forget all my savings, so I thought I should still inform my children of my savings.
Although the two children are quite filial to me on the surface, I am also worried that they will meet with the money and take away all my money, and what will I do in my old age. After thinking about it for a long time, I finally thought of a better way, that is, to let my children keep my savings separately.
But in order to test them, I did not tell them all my savings, but told them that I only had 240,000 deposits, and one of them helped me keep half of it. After hearing my thoughts, the sons and daughters readily agreed, and they all promised me that they would take good care of me and give it to me when I needed it.
Half a year passed, and after half a year I began to test my children. I told them that I was going to take the money for an emergency, so that they could get it to me as soon as possible, and my daughter took a special leave of absence to send the money after receiving my call. And the son did not receive the first time to receive the phone, after work to give me back the phone, when I asked about the deposit, the son's side was quiet for a long time, and the back talk was also stumbling.
We communicated for several minutes, and I learned that the money had already been spent by the couple, and that they had spent nothing, and had not told me when they spent it. I was a little upset when I heard this, so I asked my son when to pay back the money, and as a result, my daughter-in-law grabbed the phone and told me that everyone was a family, and they should spend a little money on me as a child, and I should not be too calculated.
Hearing my daughter-in-law say this, I also understood that the couple was not suitable for me to keep my deposits. So in the end I called the two of them over, and in front of them I explained the ins and outs of the matter, and finally I made the decision to let my daughter help me keep the pension money. Although my son and daughter-in-law were a little unhappy, I said that I was arrogant and did not take any position against it.
So in the end, I had my daughter keep my deposits for me, and it turned out that I was very right in this decision. My daughter never takes my money privately, and every time I need to spend it, she will go and help me get it out. A small part of my money is alive, most of it is deposited regularly, and there is a lot of interest a year, which I share equally between the two families, and I do not give more to my daughter because my daughter helps me keep the money.
And even if I give my daughter this money, my daughter will spend the money on me, and I have to say that she is really filial piety. So I think my original approach was really smart and effective, solving my deposit storage problem and letting me know which child is the most filial piety. Although I can still achieve a bowl of water now, if I continue like this, my inheritance will definitely share more daughters in the future, after all, she is filial to me and makes my life much more comfortable, so I should be kind to her.
Write at the end
Whether the old man should tell the children about the deposit or not depends on his own situation, if the children are filial piety, have love for the elderly, and are willing to support the elderly, then the old man should not be too reserved, and when the children need help, they can also properly lend a helping hand. If the children are not filial piety, it is best not to say things and take charge of the pension money themselves, after all, this is the only hope in the old age.