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The whole series of price increases + new car insurance, Wuling NanoEV new and old owners who are more injured?

The whole series of price increases + new car insurance, Wuling NanoEV new and old owners who are more injured?

Since Wuling Hongguang MINIEV is on fire, SAIC-GM-Wuling seems to have found a new wealth code. The subsequent launch of the Wuling NanoEV is also a pure electric car that mainly uses cars to save money and drive well. Around us, there are indeed many young people who choose to buy a more personalized Wuling NanoEV than Hongguang MINIEV as their own transportation vehicle, one of the important reasons is that it is enough to save money, basically will not spend too much money. However, after the introduction of exclusive insurance for new energy vehicles at the end of last year, the cost of many electric vehicles in the purchase of insurance has risen to a certain extent, and even some electric vehicles have the same comprehensive car maintenance cost after the insurance price increase, which also makes them lose the advantage of saving money with cars. Today we will take a look at the impact of the introduction of new energy vehicle exclusive insurance on the cost of car maintenance for Wuling NanoEV owners.

In the Wuling NanoEV model on sale, the highest degree of attention is the entry configuration 2021 play model, today we take this car as a reference, to see what is the situation of Wuling NanoEV in the insurance cost, maintenance cost and electricity cost of the three pieces of the expenses are, of which the insurance cost and the original ratio is not increased?

Insurance Costs:

The whole series of price increases + new car insurance, Wuling NanoEV new and old owners who are more injured?

In the exclusive insurance of new energy vehicles, because the insurance company needs to cover additional insurance items such as spontaneous combustion or three-electric quality in the car damage insurance, the premium of many electric vehicles has risen because the car damage insurance is more expensive than the original. According to the situation we asked the staff of Wuling 4S store, the increase of Wuling NanoEV in the car damage insurance is almost 400 yuan, and the current car damage insurance price is almost 1676 yuan.

Therefore, under the current insurance standards, if a Wuling NanoEV purchases three types of insurance of one million three liabilities, car damage insurance and compulsory traffic insurance, the insurance cost is 3872 yuan. If we assume that there has been no accident for three years, it is called insurance, after calculating the discount of the insurance company year by year, the total insurance cost of the three years is almost 9680 yuan, and the average insurance cost for one year is 3226 yuan, which is 333 yuan more than the original.

Maintenance cost:

The whole series of price increases + new car insurance, Wuling NanoEV new and old owners who are more injured?

The first warranty of Wuling NanoEV is carried out at 5,000 kilometers, the first insurance is free, and the content is mainly to check the vehicle situation. The subsequent inspection cycle is almost 10,000 kilometers at a time, and it is also basically free of charge. In the maintenance project of this car, the main thing that needs to be spent is the replacement of some consumable parts, if we assume that 3 years to travel 60,000 kilometers, in such a car cycle, every 15,000 kilometers need to replace the air conditioning filter and brake oil, the cost of each replacement is 229 yuan, a total of 4 times need to be replaced. In addition, it is necessary to replace the gearbox oil three times within 60,000 kilometers, with an average of one replacement once per 20,000 kilometers, and the single replacement cost is 340 yuan.

According to the calculation, the total maintenance cost required for three years of driving 60,000 kilometers is 1936 yuan, and the average cost of car maintenance required to drive 20,000 kilometers a year is 645 yuan.

Electricity:

The whole series of price increases + new car insurance, Wuling NanoEV new and old owners who are more injured?

According to the results of our tests, the actual power consumption of Wuling NanoEV in the comprehensive working conditions of the city is 10.3kWh/100km, according to what we know, most consumers who buy this car will choose to use household electricity at home to charge the vehicle, and only in a few cases will they use public charging piles to charge emergencies.

So we assume that the mileage of a year is 20,000 kilometers, of which 18,000 kilometers are charged at home using household charging piles, and the unit price is 0.56 yuan / kWh. The remaining 2,000 kilometers are charged in public charging piles, and the average price of public charging piles is currently 1.7 yuan / kWh. According to calculations, in this case, the electricity cost required by Wuling NanoEV for a year is 1388 yuan, and the average electricity cost for one month is 115 yuan.

summary:

The whole series of price increases + new car insurance, Wuling NanoEV new and old owners who are more injured?

By adding up the insurance cost, maintenance cost and electricity cost, we conclude that without considering other soft expenses, the cost of car maintenance for a Wuling NanoEV is 5259 yuan a year, and the average monthly cost is 438 yuan to maintain the car, which is almost 27 yuan more than before the insurance price increase, and it is less than 1 yuan a day. It can be said that the introduction of new energy vehicle exclusive insurance has not had too much impact on the owners of Wuling NanoEV, and what is really unhappy is the "harm" caused by the price increase of the whole series to the owners.

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