For many office workers who need to solve their commuting needs, in addition to considering the cost performance of the vehicle, the cost of car maintenance in the later period is also the focus of their attention, so most of them are willing to choose new energy vehicles. So the BYD Qin Pro DM of about 150,000 yuan seems to have become a very good choice, not only has brand advantages, but also its own performance and fuel consumption performance are very outstanding. However, after the recent introduction of new energy vehicle insurance, the premiums of many pure electric vehicles have risen sharply, which has made many consumers worry that Qin Pro DM will lose the advantage of saving money. In response to this problem, let's analyze the cost of qin pro DM to see what changes in the car maintenance cost of this car after the exclusive insurance is launched?
Insurance costs
After the implementation of the exclusive insurance for new energy vehicles, the three electric quality insurance, spontaneous combustion and other projects are included in the insurance coverage, so many new energy vehicles have a rising trend in the cost of vehicle damage insurance. In order to prevent the owner of bydir Qin Pro DM from worrying, we went to the 4S store for the first time to ask the renewal personnel. According to him, if you buy the hottest "2019 DM Super Edition 1.5TI Automatic Zhilian Jinxuan National VI" model, the insurance cost of the first year is about 5374 yuan, in addition to the 950 yuan of compulsory traffic insurance, including about 1630 yuan of 1 million three liabilities, about 2057 yuan of car damage insurance and about 737 yuan of deductibles and other commercial insurance. If there is no accident in the follow-up car, the insurance company will have a year-on-year discount, according to the standard premium of the second year 20% off, the third year of 70% off to calculate, then the car three years of the total need for the premium is about 13435 yuan, evenly amortized down the annual cost of almost 4478 yuan of insurance costs.
However, from the results of our previous survey, after purchasing the same hot model, the insurance cost for the first year only needs about 5100 yuan, which is about 274 yuan cheaper than now, and the discount that is decreasing year by year is also calculated, and the average annual premium is about 4250 yuan. It can be seen that after the implementation of new energy vehicle insurance, the insurance cost of Qin Pro DM has risen by nearly 228 yuan, only nearly 5% increase, and the average monthly price is less than 20 yuan, which should be within the bearable range for car owners, so there is no need to worry too much.
Maintenance costs
According to the information displayed in the maintenance manual, the first insurance of Qin Pro DM is carried out at 3500km or 6 months, eliminating the replacement cost of nearly 395 yuan such as oil machine filter. The interval between each subsequent maintenance is 7500km or 12 months, in addition to small maintenance, other accessories need to be replaced or inspected, of which every 22500km need to replace the "three filters" and spark plugs; every 40000km to replace the brake oil; every 60000km to replace the transmission oil. In terms of accessory prices, if you count the working hours, the price of the air filter element is about 100 yuan, the air conditioning filter is about 70 yuan, the spark plug is about 392 yuan, the fuel filter is about 90 yuan, the brake fluid is about 248 yuan, and the transmission oil is about 322 yuan.
Assuming that the family car travels 60,000km in three years, the maintenance cost of Qin Pro DM for three years is about 4639 yuan, and the average annual maintenance cost is about 1546 yuan. Overall, the maintenance cost of Qin Pro DM is not much cheaper than qin pro fuel version, but fortunately, the price of various accessories replacement is not expensive, even if it needs to be maintained every 7500km, it will not make the overall maintenance cost unbearable.
Fuel/electricity
According to our survey, the actual fuel consumption of Qin Pro DM is about 4.9L per 100 kilometers, and the electricity consumption of 100 kilometers is almost 14kWh, and the oil price is calculated by the current No. 92 gasoline per liter of 7.15 yuan, and the electricity consumption is about 0.56 yuan / kWh for household electricity. Assuming that Qin Pro DM travels 20,000km per year, half of the mileage is pure oil driving, half of the mileage is pure electric drive, then the fuel cost for this year is about 3504 yuan, and the annual electricity bill is about 784 yuan. Therefore, the total annual electricity and fuel costs are almost 4288 yuan, and the average monthly only needs 357 yuan. Although such a cost is not as economical as a pure electric car, it is still a lot more cost-effective than the same level of fuel vehicles.
summary
On the whole, after the release of new energy vehicle insurance, the cost of Qin Pro DM's car has risen slightly, the annual insurance cost is about 4478 yuan, the maintenance cost is about 1546 yuan, and the electricity / fuel cost is about 4288 yuan, so the total cost of Qin Pro DM is about 10312 yuan a year, and it is almost 859 yuan per month. Compared with the previous monthly car maintenance fee of 840 yuan, it is only 19 yuan more expensive, which is not difficult for most consumers to bear, so car owners do not have to worry too much.