For consumers who buy BYD e2, saving money and durability is their most important point. However, after the release of the new energy vehicle exclusive insurance some time ago, many owners of pure electric cars have found that the premium of the vehicle has risen slightly, and the increase in premiums seems to have made the pure electric car lose the advantage of saving money. So let's take a look at it today, for BYD e2, what impact will the launch of the new insurance regulations have on its car maintenance costs? Is it still the original economical and practical hatchback electric sedan?
Insurance costs
It is understood that after the exclusive insurance of new energy vehicles includes the quality of three electricity and spontaneous combustion into the insurance coverage, the insurance costs of many pure electric models have been raised to a certain extent, but this mainly appears in new energy vehicles with high prices (more than 250,000) such as Tesla, and BYD e2 as a low-priced (less than 250,000) new energy family cars, the premium basically does not change much.
In terms of insurance costs, according to our previous survey of the hot-selling "2021 luxury" models, after purchasing the three main insurance types of 1 million three liabilities, car damage insurance and compulsory traffic insurance, and then counting the annual vehicle and boat tax costs, the total premium for the first year is about 5360 yuan. If there is no accident in the later use process, the premium will be further reduced after that, calculated by 20% off the second year of the standard premium and 30% off in the third year, the total insurance cost cost of BYD e2 for three years is about 13400 yuan, and the average annual premium is about 4467 yuan, which is not very different from our previous annual maintenance costs.
Maintenance costs
According to the official maintenance manual, the bydir e2 first insurance is carried out at 12,000km or 6 months (whichever comes first), including free replacement of the air conditioning filter, as well as checking the vehicle's three-electric system and chassis, and the subsequent maintenance cycle is also carried out every 12000km. The cost of the follow-up inspection is about 200 yuan, plus the replacement cost of each air conditioning filter, then the small maintenance needs about 243 yuan. As for the replacement cycle and cost of other accessories, the air conditioning filter is replaced every 12,000km at a price of 33 yuan; the brake fluid is replaced every 48,000km at a price of 90 yuan; the gearbox oil is replaced every 48,000km at a price of 92 yuan; and the antifreeze is replaced every 60,000km at a price of 369 yuan.
We take the family car three years to drive 60000km as a large car cycle, BYD e2 three years maintenance costs of about 2156 yuan, the average year needs about 719 yuan. It can be seen that BYD e2 has a very good advantage in the maintenance cycle and part replacement costs, and the inspection cost of the three-electric system is also very cheap, as a pure electric car of 100,000 levels, it is even cheaper than the same level of fuel vehicles at least half the price.
Electricity
BYD e2 official mileage of 401km, according to our survey found that the actual mileage of this car is about 350km, the actual 100km power consumption is about 13kWh. If you have your own charging pile, according to the current price of household electricity of about 0.56 yuan / kWh, the bydir e2 electricity bill is about 7.28 yuan per 100 kilometers. We still calculate according to the annual mileage of 20,000 kilometers, we can get that the electricity cost of BYD e2 is about 1456 yuan, and the average monthly electricity bill is about 121 yuan, and the price is very cheap. If each charge is a public charging pile outside the user, the annual electricity bill may be a lot more expensive, but compared to the same level of fuel vehicles, such costs are only a fraction of their fuel costs.
summary
Without considering the daily cost of scrapy car use, we add up the results of the maintenance cost, insurance cost and electricity cost calculated above, and we can calculate that the annual car cost of BYD e2 is about 6641 yuan. In general, although there is exclusive insurance for new energy vehicles, the bydir e2 car maintenance cost is not much different from the previous one, or the pure electric car that is very cheap to use, especially the maintenance cost of less than 800 yuan per year, and the electricity cost of about 100 yuan per month, and even less than half of the fuel car at the same price.