As the saying goes, buying a car is easy to raise a car is difficult, ordinary Chinese families have a certain amount of savings, everyone can take out 100,000 deposits to buy a family car, the process of buying a car may be very painful, but the endless car maintenance costs in the later period make the owners of nowhere crazy, repair, maintenance, refueling, insurance, parking, etc., there is no stable source of income, ordinary car owners will be anxious for this endless cost, 100,000 family cars, how much is the cost of raising a car for a year? "Automotive Profile" helps you calculate it!
Car maintenance costs mainly include the following: purchase vehicle insurance, vehicle fuel costs, car maintenance, parking costs, tolls, illegal fines, vehicle maintenance costs, etc., let's calculate one by one!
The first is the insurance of the vehicle, which is also the money that the owners have to spend. Automobile insurance includes compulsory traffic insurance, commercial insurance and vehicle and vessel tax, for ordinary 100,000-level family cars, the first year of compulsory insurance is 950 yuan, and then reduced year by year (no insurance situation); vehicle and vessel tax, different regions pay the standard is not the same, about 1.6L displacement of the engine, the car and ship tax is about 420 yuan; the float of commercial insurance is relatively large, and the maintenance project selected by the owner is closely related, and now the commercial insurance includes wading, spontaneous combustion, theft and other projects. If the owner chooses 1.5 million insurance amount + vehicle 5 seat insurance, 100,000 family cars, the first year's premium is about 4,000 yuan, but the premium after that is reduced every year, the third year's premium can be reduced to 2000 to 2500 yuan.
The second is the fuel cost of the car, the fuel cost is closely related to the fuel consumption of the vehicle and the price of gasoline, the higher the fuel consumption of the car, the higher the oil price, and the higher the fuel cost. For the 100,000-class family car, its engine displacement is generally very small, the quality of the car is also very light, the car's 100 km fuel consumption is mostly concentrated in about 7.0L, if you drive 10,000 kilometers a year, the price of gasoline is 7.0 yuan / L, the same fuel cost is about 4900 yuan.
For the maintenance of the car, the first maintenance is free, and the rest of the maintenance is charged. Car maintenance includes large maintenance and small maintenance, vehicles within 50,000 kilometers, generally only need to carry out small maintenance, maintenance items are mainly to replace the oil and three filters, 100,000 level family cars, the cost of each small maintenance is about 500 yuan, twice a year, a total of 1000 yuan. Vehicles after 50,000 kilometers need to replace brake oil, engine coolant, engine belts, brake pads, car tires, etc., which add up to an estimated 5,000 yuan. Let's calculate an average, the annual maintenance cost of the car is about 2,000 yuan.
For the owner of the car, there is an expense that must be taken into account, that is, the parking fee of the car, if you need to buy a parking space at home, the standard parking space in the second-tier city is 100,000 yuan / one, if there is no money to buy a parking space, you need to lease, about 3000 ~ 5000 yuan / year; if you go shopping in the mall, the parking fee is 2 yuan / hour, the price in different areas fluctuates slightly, once a week, the parking fee is 10 yuan / time, and the annual cost is about 600 yuan.
The toll of the car mainly refers to the high-speed use fee, the charging standard of the car is 0.4 yuan / km, and the cost is about 800 yuan for driving 2000 kilometers of high-speed in a year. If you are a good law-abiding citizen, the cost of violations for one year can be zero, but most people's violation fees are basically located at 200 yuan / year.
The car is only a means of transportation, after a long time of use will always be damaged, broken to repair, the new car is generally 3 years or 100,000 kilometers of warranty period, the warranty period within the owner does not need to pay money, and after the warranty, the owner needs to pay for maintenance. The cost of maintenance varies in size, but the quality of today's family cars is very good, most of them can be more than 100,000 kilometers normal, so we do not consider the cost of maintenance.
In summary, 100,000-level family cars, a year's car maintenance costs: insurance 2000 ~ 2500 yuan, fuel costs 4900 yuan, maintenance 2000 yuan, parking fees 3600 ~ 5600 yuan, tolls + violation fees of 1000 yuan, the total cost is estimated at about 15,000 yuan, see such a huge expenditure, do not know if you dare to buy a car?