The Exclusive Million Medical Insurance for Pregnant Mothers has come to cover 24 pregnancy-specific diseases

Pictured: Ping An Health Insurance and Ant Insurance jointly launched a million medical insurance exclusive to pregnant mothers Source/InterviewEe provides

Xinmin Evening News (reporter Tan Ying) pregnant mother exclusive million medical insurance is coming. Ping An Health Insurance and Ant Insurance recently launched a million medical insurance exclusive to pregnant mothers, which covers 24 kinds of serious pregnancy complications after pregnancy and childbirth, providing up to 1 million yuan of hospitalization protection, and can be paid inside and outside the medical insurance directory.

With the full liberalization of fertility policies, the number of elderly pregnant women has increased, and the risk of postpartum complications during pregnancy has also increased accordingly. According to relevant studies published in the China Medical Herald, taking pregnant mothers aged 30-35 as an example, the incidence of gestational diabetes is 6.38%, the incidence of premature rupture of membranes is 7.47%, the incidence of placenta previa is 2.06%, and the incidence of amniotic fluid is 2.24%. On the other hand, most of the coverage of maternal and child insurance products on the market is concentrated on risk protection such as accident, death, difficult labor, miscarriage, etc., and the hospitalization protection for pregnant mothers' pregnancy and postpartum complications is insufficient.

In order to further provide in-depth and special protection for pregnancy-specific diseases, Ping An Health Insurance and Ant Insurance have launched an Internet-exclusive pregnant mother insurance and medical insurance (upgraded version), covering 24 serious pregnancy complications including gestational diabetes, placental abruption, uterine rupture, amniotic fluid embolism, amniotic fluid hyperhydramnios, eclampsia, and severe anemia during pregnancy. From the perspective of guarantee responsibility, the part of self-payment of more than 10,000 yuan is not limited to the social security catalog, and the inpatient medical expenses within the responsibility can be paid, and the maximum amount of compensation can be 1 million yuan. Taking into account the trend of late childbearing, the upper limit of the insured population has been increased, and single or twins who are naturally conceived at the age of 20 to 45 years old can be insured within 24 weeks of pregnancy (including 24 weeks).

The product also provides two major health services - health management consultant and project housekeeper service, which fully covers pregnancy and postpartum risk protection.