China Merchants Bank has caused a stir and recently announced that it would cease its large-denomination certificate of deposit business. Hey, as soon as this news comes out, it's even more amazing than pie in the sky! Presumably, many people will be confused when they hear it, aren't the large-amount certificates of deposit fragrant?
Let's sort it out, a large certificate of deposit is a kind of financial product in the bank, usually some rich people will take a large amount of money to deposit, on the one hand, you can maintain and increase the value, on the other hand, you can also get a little interest. However, now that China Merchants Bank has announced that it has stopped this business, what is the situation?
I heard that because the people don't spend money, the bank has to tighten its pants with red eyes. Hey, I also want to say, big brother, don't you overturn a boatload of people with a rod! How many people have to have nowhere to go with their deposits? I guess those rich people will have to run to other banks, after all, no one likes their money to lie there and grow gray.
But then again, banks are also trying to survive, and they have their own difficulties. I think this world is like this, you pursue profits, and others have to live. After all, the business world is so realistic, there are no permanent friends, only eternal interests.
However, having said that, this matter is not without benefits at all, and everyone may not have noticed that the suspension of large-value certificates of deposit can actually be regarded as a reminder to those who have money, not to put their eggs in one basket. Otherwise, if the bank fails one day, it will be a real waste of money.
So, people, don't worry, it's not a big deal if the money is gone, the important thing is to learn to manage money and spread your wealth to better protect your assets. After all, the thinking of the poor can never be compared to the vision of the rich, and living a chic life is such a truth!
